Investing With Purpose

What’s the difference between active and passive income? How to organize your life and business to stop trading time for money? These are the questions we want to tackle today!

When you really think about it: why wait for retirement to enjoy time with your family? With a passive income stream, you can be more present in your life. And if you play your cards right, you could probably stop going to work and live off just passive income.

Real estate investing is a great option for everyone who wants to see their money working for them. In this episode, we discuss mindset, opportunities, and how to organize your life and business to get a steady passive income stream.

Key takeaways

Additional resources

Take charge of your financial future and visit Free From Wall Street to learn about five things that your financial advisor didn’t tell you!

Visit Integrity Holdings Group to schedule a call with me and learn more about our real estate investments and the non-profits we help!

🎧 Subscribe to the podcast: https://bit.ly/ffws-podcast

🤝 Connect with Steven: https://bit.ly/steven-libman

💰 Start investing with purpose: https://bit.ly/integrityhg

The “how” is the easy part—what matters is your “why”. In this episode, we will discuss the growth mindset and exercises you can do to figure out the driving force behind your business.

When you figure out your core values and the main reason you’re in the real estate business, every obstacle becomes just another stepping stone towards the ultimate goal.

Especially if you’re sick of the Wall Street rollercoaster, developing a growth mindset is crucial. As you learn more about yourself and your “whys”, you will open a world of possibilities that lead to unmatched financial freedom.

We’d also like to invite you to check out our non-profit partners The Blessing Projects who are giving a special offer to all new members this holiday season!

Key takeaways

Additional resources

Take charge of your financial future and visit Free From Wall Street to learn about five things that your financial advisor didn’t tell you!

Visit Integrity Holdings Group to schedule a call with me and learn more about our real estate investments and the non-profits we help!

🎧 Subscribe to the podcast: https://bit.ly/ffws-podcast

🤝 Connect with Steven: https://bit.ly/steven-libman

💰 Start investing with purpose: https://bit.ly/integrityhg

We just closed the deal on Summerwind Apartments! In this episode, I will share highlights from our site visit and announce our new non-profit partners, the Love Life organization.

Summerwind Apartments is a 120-unit property near Dallas. In previous episodes, you could hear how we worked to overcome some issues and close this deal. Today we’re happy to say everything worked out well and we’re looking forward to adding this one to our portfolio.

In this episode, I want to cover some questions and issues owners and property managers need to keep in mind when taking over a new property. You’ll also hear what our own transition process looks like.

Plus, we are very proud to continue our mission and partner with Love Life, a non-profit that aims to offer people options beyond abortion. As you know, we include non-profits in every deal we do—that’s what investing with purpose means!

Key takeaways

Additional resources

Take charge of your financial future and visit Free From Wall Street to learn about five things that your financial advisor didn’t tell you!

Visit Integrity Holdings Group to schedule a call with me and learn more about our real estate investments and the non-profits we help!

🎧 Subscribe to the podcast: https://bit.ly/ffws-podcast

🤝 Connect with Steven: https://bit.ly/steven-libman

💰 Start investing with purpose: https://bit.ly/integrityhg

Today on the show we have Mark Willis, Certified Financial Planner, a two-time #1 bestselling author, and owner of Lake Growth Financial Services. Mark will teach us the strategy you can use to pay off your debts and become your own source of financing.

We discuss the concept called Bank on Yourself, which allows you to break free from Wall Street, avoid banks and their interest rates, and amass generational wealth. Mark used this strategy to attain financial freedom and today he will share how he does it for his clients.

The Bank on Yourself life insurance policy can also be used to invest in real estate, so make sure to tune in today and find out more about it!

Key takeaways

Additional resources

Visit Grow More Wealth to get in touch with Mark and learn more about this strategy. Subscribe to their podcast Not Your Average Financial Podcast!

Take charge of your financial future and visit Free From Wall Street to learn about five things that your financial advisor didn’t tell you!

Visit Integrity Holdings Group to schedule a call with me and learn more about our real estate investments and the non-profits we help!

🎧 Subscribe to the podcast: https://bit.ly/ffws-podcast

🤝 Connect with Steven: https://bit.ly/steven-libman

💰 Start investing with purpose: https://bit.ly/integrityhg

Traditionally, the real estate market doesn’t shake much with changes in administration. Will these elections be different? What could change with Biden as president? What if Trump stays in office?

Today we’ll go over some potential changes that could have an impact on real estate and how to deal with them.

We’ll look at the Cushman Wakefield report, past market indicators, and potential outcomes of these elections. Let’s see what these different election scenarios mean for the real estate market!

Key takeaways

Here’s how the real estate market reacts (00:00)

What could change with Biden as president (01:59)

This is the biggest threat for all markets (05:56)

What to do as a real estate investor (08:18)

Additional resources

Take charge of your financial future and visit Free From Wall Street to learn about five things that your financial advisor didn’t tell you!

Visit Integrity Holdings Group to schedule a call with me and learn more about our real estate investments and the non-profits we help!

🎧 Subscribe to the podcast: https://bit.ly/ffws-podcast

🤝 Connect with Steven: https://bit.ly/steven-libman

💰 Start investing with purpose: https://bit.ly/integrityhg

When it comes to commercial real estate deals, you need to have lenders on board. But what kind of safeguards do you need to have in place in these contracts? How to work out the best arrangement for you and your investors? 

In this episode, we go through our lender checklist that helps us stay on top in all our deals. We’re about to close a 120-unit deal in Texas and we had to deal with some back and forth with the lenders. In the process, we learned some important lessons.

If you want to know what clauses to include in your contracts and how to communicate with your lenders, this is the episode for you!  

Key takeaways

Additional resources

Take charge of your financial future and visit Free From Wall Street to learn about five things that your financial advisor didn’t tell you!

Visit Integrity Holdings Group to learn more about our real estate investments and the non-profits we help!

🎧 Subscribe to the podcast: https://bit.ly/ffws-podcast 

🤝 Connect with Steven: https://bit.ly/steven-libman 

💰 Start investing with purpose: https://bit.ly/integrityhg 

We want to share updates on the deal we’re just about to close, the Summerwind Apartments. This is a 120 unit apartment complex just outside of Dallas. As in every deal, there’s been ups and downs, and the purpose of this episode is to share some valuable lessons for operators and investors alike!

We were supposed to close this deal at the beginning of October, but we’re still going back and forth with the bank. So what happened?

First of all, banks are now aware there might be tumultuous market times ahead. This is why we’ve all been going double and triple checks to make sure everyone’s capital is safe.

Another aspect of this deal is arranging rules around occupancy and making sure the new tenants are meeting our parameters. We’ve been going over some of these with our seller and lender, and we learned some important things in the process.

We also want to offer a glimpse into our relationship with new tenants, the way we run our buildings, and how our deals benefit different non-profits we support. As an investment company we are financially driven, but investing with purpose also means making a positive impact in our communities!

Key takeaways

Additional resources

Take charge of your financial future and visit Free From Wall Street to learn about five things that your financial advisor didn’t tell you!

Visit Integrity Holdings Group to learn more about our real estate investments and the non-profits we help!

🎧 Subscribe to the podcast: https://bit.ly/ffws-podcast

🤝 Connect with Steven: https://bit.ly/steven-libman

💰 Start investing with purpose: https://bit.ly/integrityhg

In this episode, we are going to pull the curtain on one of our recent deals, the National Road. We want to go through what went right, what went wrong, and what we can do better next time. Hopefully, this helps you avoid some pitfalls in your investments!

We closed this deal during the pandemic, so there were some special challenges involved. Were they avoidable? You can hedge yourself enough, but at the end of the day, you can’t predict everything.

With this deal, we knew we needed a bridge loan to do it and run the contract. But it was March and the COVID hit, so all credit facilities were shut down. What to do then?

In this episode, we will tell you how we worked through to close this deal successfully. It wasn’t all rainbows and butterflies, but there were some valuable lessons there.

Today we want to share what those obstacles and lessons were, so you can take note and maybe apply it in your investments. If you have some experiences of your own to share, please get in touch, screenshot the episode and tag us on our Instagram!

Key takeaways

Additional resources

Take charge of your financial future and visit Free From Wall Street to learn about five things that your financial advisor didn’t tell you!

Visit Integrity Holdings Group to learn more about our real estate investments and the non-profits we help!

🎧 Subscribe to the podcast: https://bit.ly/ffws-podcast

🤝 Connect with Steven: https://bit.ly/steven-libman

💰 Start investing with purpose: https://bit.ly/integrityhg

In this episode, we want to highlight another one of the non-profits we partner with. My guest is Justin Reeder from Love Life, a ministerial organization that aims to create a culture where people run to local churches instead of abortion centers.

Justin will share some staggering data on the number of abortions performed nationally. For him, the mission started when he realized that he couldn’t just stand by and watch people die.

Beyond the pro-life or pro-choice talk, what’s important is that every parent knows that they have an option beyond abortion.

That’s exactly what Justin and Love Life provide: love, resources, and guidance to parents who need it. Today he will share inspiring stories of lives saved and he will tell us about the work they do across the country.

We are always honored to host one of our non-profit partners on the show. As you know, every deal we do generates passive income for one of these organizations we support, so when you partner with us, you get much more than just return on investment!

Key takeaways

Additional resources

If you want to take part in their mission or find ways to support them, reach out to Love Life and get all the info you need!

Take charge of your financial future and visit Free From Wall Street to learn about five things that your financial advisor didn’t tell you!

Visit Integrity Holdings Group to learn more about our real estate investments and the non-profits we help!

🎧 Subscribe to the podcast: https://bit.ly/ffws-podcast

🤝 Connect with Steven: https://bit.ly/steven-libman

💰 Start investing with purpose: https://bit.ly/integrityhg

Today on the show we have our CPA, Jordan Empey from SKR + Co. We’re going to discuss different options that you can use to reduce your taxes!

From reducing taxable income, using tax advantages, and learning about options under the CARES Act, this episode will help you understand that the Tax Code isn’t out to get you.

In fact, the Code is there to present opportunities and incentives that could significantly reduce the amount you pay in taxes and make the process of building generational wealth go a lot faster.

So tune in today to hear Jordan’s take on it and to find out how we do our taxes!

Key takeaways

Additional resources

Reach out to Jordan ([email protected]) to learn what a great real estate CPA can do to reduce your taxable income!

Take charge of your financial future and visit Free From Wall Street to learn about five things that your financial advisor didn’t tell you!

Visit Integrity Holdings Group to learn more about our real estate investments and the non-profits we help!

🎧 Subscribe to the podcast: https://bit.ly/ffws-podcast

🤝 Connect with Steven: https://bit.ly/steven-libman

💰 Start investing with purpose: https://bit.ly/integrityhg