Investor Mama

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Maria currently lives in NY with her husband and dog and works as an RN.  She wasn’t always good with finances until 2017 and was in her early 30s.  Since learning more about personal finance it leads her to the FIRE (financial independence retire early) movement.  She likes to watch movies, listen to oldies and declutter.  She and her husband both would like to be work optional in 2026-2027 and do more slow travel .

1. What is one fun fact about you that not that many people know?

I can speak fluent Spanish. If you looked at my face, I’m a hundred percent Chinese. Both of my parents are Chinese, but I have a, sort of a quirky background where I was born in Venezuela and raised in Puerto Rico, but I’m a hundred percent Chinese.

2. Who inspires you the most and why?

I would say my parents,. Growing up they were really the most hardworking people I have ever met in my life.

3. What books are you reading now or have read and loved that you’d recommend?

4. What is one actionable tip or piece of advice that you can tell our moms out there to help them on their financial independence journey?

It doesn’t matter how big of a step you’re thinking about making, just do one step at a time. Take it one step at a time. You can learn anything online.

Investor Mama Podcast Episode #40: How to Massively Save on IVF Costs

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Melissa Houston is a Business Coach who helps business owners optimize the profitability in their business. She is a Chartered Professional Accountant (CPA), a columnist at ForbesWomen and the host of The Business Society podcast. As a Financial Strategist for CEOs, Melissa helps successful busines owners increase their profit margins, so they keep more money in their pocket and increase their net worth.

5-Step Roadmap to Biz Finance Freedom

How these couples overcame financial infidelity, money secrets in their relationships

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Connect with the Investor Mama Tribe

Looking for ways to boost your income? Check out these resources to help you with your money journey.

Melissa Houston is a Business Coach who helps business owners optimize the profitability in their business. She is a Chartered Professional Accountant (CPA), a columnist at ForbesWomen and the host of The Business Society podcast. As a Financial Strategist for CEOs, Melissa helps successful busines owners increase their profit margins, so they keep more money in their pocket and increase their net worth.

1. What is one fun fact about you that not that many people know?

My first career was in social work.

2. Who inspires you the most and why?

it was my father that inspired me the most. I’m no different than any other kid out there who had a very turbulent relationship with my dad when I was a teenager, but he instilled in me the confidence to go after what I wanted.

3. What books are you reading now or have read and loved that you’d recommend?

4. What is one actionable tip or piece of advice that you can tell our moms out there to help them on their financial independence journey?

If you’re looking for financial independence and you have no idea where to start. My ultimate, most favorite book out there is called The Wealthy Barber: Everyone’s Commonsense Guide to Becoming Financially Independent.

5-Step Roadmap to Biz Finance Freedom

How these couples overcame financial infidelity, money secrets in their relationships

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Looking for ways to boost your income? Check out these resources to help you with your money journey.

Yandry was born in the Dominican Republic, raised in New York, and now settled in Wendell, NC. She is happily married with two beautiful kids. She is a licensed real estate agent in NC and has spent the past few years working in the affordable housing industry helping individuals, couples and families with their money and home. She and her husband have paid off 40k in consumer debt, bought three homes, live well beyond their means, and can finally stop stressing about money! Now she helps others build wealth through homeownership and taking control of their money.

Episode #47: What are Your Mental Blocks Around Money with Amy Westbrook

https://yourmoneyyourhome.com 

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Looking for ways to boost your income? Check out these resources to help you with your money journey.

Yandry was born in the Dominican Republic, raised in New York, and now settled in Wendell, NC. She is happily married with two beautiful kids. She is a licensed real estate agent in NC and has spent the past few years working in the affordable housing industry helping individuals, couples and families with their money and home. She and her husband have paid off 40k in consumer debt, bought three homes, live well beyond their means, and can finally stop stressing about money! Now she helps others build wealth through homeownership and taking control of their money.

1. What is one fun fact about you that not that many people know?

I like to color. It relaxes me.

2. Who inspires you the most and why?

Seeing women in general that are business owners. They work full time and they’re doing it all. They have their children, they have their partner and they’re taking care of business. They inspire me.  It’s not just one person, it’s when I see another female boss. I’m like, man, I want to be like her.

3. What books are you reading now or have read and loved that you’d recommend?

4. What is one actionable tip or piece of advice that you can tell our moms out there to help them on their financial independence journey?

If you’re not already, make sure you’re budgeting. I feel like that was one thing that I wasn’t doing, and if I would have been doing that one thing I could have probably avoided a lot of problems. Even if it’s on a little napkin, just sit down and write. Do some type of budget.

Episode #47: What are Your Mental Blocks Around Money with Amy Westbrook

https://yourmoneyyourhome.com 

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Karen Oeser, CFA, CPFC, CFEI

Financial Literacy Expert Karen Oeser is driven to help women overcome their money blocks and find the courage to dive into their finances. She bravely shared her story in the #1 Amazon Bestselling Book “Aspire: Women Finding Their Purpose”  to inspire women to reframe the lessons of their past to learn how they can serve others to make the world a better place.

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Looking for ways to boost your income? Check out these resources to help you with your money journey.

Karen Oeser, CFA, CPFC, CFEI

Financial Literacy Expert Karen Oeser is driven to help women overcome their money blocks and find the courage to dive into their finances. She bravely shared her story in the #1 Amazon Bestselling Book “Aspire: Women Finding Their Purpose”  to inspire women to reframe the lessons of their past to learn how they can serve others to make the world a better place.

1. What is one fun fact about you that not that many people know?

I took a year between my freshman and sophomore years of college, and I hitched hike across South America. Afterward, I lived in Northern Brazil, in a village with no running water, or electricity and I learned how to carry dishes on my head.

2. Who inspires you the most and why?

I have a friend, she calls herself the apartment queen. She really inspires me because she currently started a commercial apartment fund. It’s usually very expensive to buy into apartment buildings, but she’s creating a fund, to let women, particularly women who have just gotten out of bad relationships have been abused. Her goal is to arm women So that they don’t have to stay in abusive relationships just for financial purposes.

3. What books are you reading now or have read and loved that you’d recommend?

Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones by James Clear

The Art of Impossible: A Peak Performance Primer by Steven Kotler

4. What is one actionable tip or piece of advice that you can tell our moms out there to help them on their financial independence journey?

I want the one action item to be, get together and do a dream circle with your girlfriends.

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Sarah Wilson is the owner of Budget Girl. Sarah believes every woman can and should empower themselves to master their money, regardless of their income. Sarah provides resources and tips on living a frugal, full, and fearless life, from making your first budget to building your legacy.

1. What is one fun fact about you that not that many people know?

I absolutely love the water and my college friends used to call me fishy.

2. Who inspires you the most and why?

All the people on the internet that are trying to do their money better.  I realize that’s a bit of a cop-out answer, but I have hundreds of thousands of people that I get to see post about their successes and really working to pry themselves and their families out of a hole into a better financial position. It is constantly inspiring every single time.

3. What books are you reading now or have read and loved that you’d recommend?

My Money My Way: Taking Back Control of Your Financial Life by Kumiko Love 

Passive Income, Aggressive Retirement: The Secret to Freedom, Flexibility, and Financial Independence (& how to get started!) by Rachel Richards

4. What is one actionable tip or piece of advice that you can tell our moms out there to help them on their financial independence journey?

Make a budget. I know you’re not happy about it, but make the budget stick with it and just keep improving your financial mastery. Learning about money is like a muscle, try to make it a little bit better every week. Learn something new that will either make you money or save you money, and just keep building upon that.

Don’t get frustrated when you look back a few years from now and you’re doing so much better, it will seem like it was so easy.

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Looking for ways to boost your income? Check out these resources to help you with your money journey.

I worked at Visa for years, launching popular credit cards. But when I applied for a credit card I helped develop, I was rejected.

All my years of smart budgeting and app payments didn’t show up in my credit history. To big banks, I was invisible. If you’ve ever been rejected or hit your credit limit, you know the feeling.

That’s why I founded Sequin, to make sure women get the credit they deserve. There are too many hidden costs to being a woman, and credit shouldn’t be one of them.

1. What is one fun fact about you that not that many people know?

My first job ever was as a dance instructor and I actually did a fusion aerobics. It would be different styles of dance around the world and I would sell them together. And that was my first. That was my first job as a dance teacher.

2. Who inspires you the most and why?

I know, I talked a lot about my mom. I always just go back to her. I think all moms are super humans. As a mom, you’re so scrappy, you’re so resourceful, and you’re just trying to make everything work the best that you can. I think it’s so amazing. So I’m really inspired by my mom every single day and honestly, I’m inspired by every single mom. I mean, I just think you’re all super human. It’s not to pander to the audience, but I say this even when I’m not on mom focused.

3. What books are you reading now or have read and loved that you’d recommend?

Invisible Women: Data Bias in a World Designed for Men by Caroline Criado Perez 

Grit: The Power of Passion and Perseverance by Angela Duckworth

4. What is one actionable tip or piece of advice that you can tell our moms out there to help them on their financial independence journey?

Build credit in your own.  I think the second piece also is just talking to your kids about credit and even them hearing it coming from you as a mom is a subliminal message that I saw my mom being really confident and empowered in her finances.

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Camilla’s been investing in Real Estate for 18 years spanning markets in multiple states. She specializes in multifamily and loves the impact it can bring to families. Her own family has benefited from investing in real estate and she’s on a mission to provide the same for YOU and your family!

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