IPA Payments Pod

Payroll information is used for all kinds of financial decisions, but individual workers and employers often need to jump through hoops to share it.

In this episode, Jordan Wright, Atomic's CEO and co-founder, describes how the company is working to solve the problems that employers and employees face when trying to share payroll data.

We discuss how the availability of that data can enable lenders, insurers, and even employers to offer a better experience and broader set of financial products for workers than they can without it.

The IPA thanks our member sponsor, Netspend, for helping to make this show possible.

This podcast was recorded on March 9, 2023. Things may have changed by the time you hear it.

While questions have been raised about its future, the Consumer Financial Protection Bureau still remains at the center of payments regulation in Washington.

In this episode, Brian Tate, the IPA's CEO, and Chris Stromberg, IPA's director of government relations discuss everything that has been happening with the Bureau.

They discuss the Bureau's recent announcements, Congressional inquires to the Bureau, and the pending Supreme Court cases.

The IPA thanks our member sponsor, Netspend, for helping to make this show possible.

This podcast was recorded on March 9, 2023. Things may have changed by the time you hear it.

How can start-ups create effective compliance programs with limited resources?

This is a question many founders struggle with, and the key to is success is recognizing when they need help.

In this episode Jamie Uppenberg, the founder of Uppenberg Associates, discusses how fintechs can build an effective compliance program that grows with the company.

We talk about how compliance is more than just a good set of documents, how fintechs and banks should communicate, and what banks should look for in their partners.

The IPA thanks our member sponsor, Netspend, for helping to make this show possible.

This podcast was recorded on February 23, 2023. Things may have changed by the time you hear it.

Did the financial crisis leave us with any lessons that apply to a rapidly evolving payments industry?

To dig into this question, the IPA staff recently read and had a discussion on Michael Lewis's book, The Big Short. The IPA's CEO, Brian Tate, and Chris Stromberg, our director of government relations joined Ben Jackson to discuss the book and what it can tell us about our current situation.

This podcast is the inaugural episode for the IPA book club. Over the coming year we plan to read a number of books that address the theme of innovation inside the financial services industry and beyond. We invite our listeners to read along and let us know what you think. If you have a particularly strong opinion on one of our selections, we'd be happy to include you in an episode.

Our March book will be The Age of Cryptocurrency, by Paul Vigna and Michael J. Casey.

The IPA thanks our member sponsor, Netspend, for helping to make this show possible.

This podcast was recorded on February 15, 2023. Things may have changed by the time you hear it.

Activity in all three branches of government could lead to changes in payments.

From congressional hearings to court cases to the State of the Union, payments is getting its fair share of attention from the federal government. In this episode, the IPA's CEO, Brian Tate, and Chris Stromberg, our director of government relations, discuss how these things are shaping the operating ecosystem for payments companies.

The IPA thanks our member sponsor, Netspend, for helping to make this show possible.

This podcast was recorded on February 9, 2023. Things may have changed by the time you hear it.

Buy Now, Pay Later products have emerged as a new financing tools for shoppers and merchants, and now Galileo wants to help banks make use of this new type of payment.

People who run into an unexpected or emergency expense may need an option for short-term financing. Galileo's new tool gives bank another way to offer these funds to their customers. In this episode, Dave Feuer, Galileo's chief product officer, talks about how the product can help customers make ends meet, and make banks more competitive.

The IPA thanks our member sponsor, Netspend, for helping to make this show possible.

This podcast was recorded on February 2, 2023. Things may have changed by the time you hear it.

When Pathward bank decided to rebrand, the changes meant a lot more than just new a new logo.

In this episode, Pathward's President Anthony Sharett, explains how the name change included structural changes at the bank and a refocused strategy.

He also discusses the company's financial inclusion mission, the trends it sees in payments innovation, and how it chooses partners.

The IPA thanks our member sponsor, Netspend, for helping to make this show possible.

This podcast was recorded on February 13, 2023. Things may have changed by the time you hear it.

While the future of payments will undoubtedly include blockchains, cryptocurrencies, and stablecoins, what will that mean for the industry?

To start answering this question, the Innovative Payments Association recently held its "Crypto Universe from A to Z event at the offices of Davis, Wright, Tremaine, in Washington DC. In this episode, we discuss the themes and ideas that emerged during the day with Tim Sloane, the moderator of the sessions.

The IPA thanks Davis, Wright, Tremaine for hosting the event.

We also thank our member sponsor, Netspend, for helping to make this podcast possible.

This podcast was recorded on January 23, 2023. Things may have changed by the time you hear it.

The past year has been a busy one in financial regulation. Crypto crashes, court cases, and Congressional clashes will all have effects that will have effects into 2023 and beyond.

In this episode, Brian Tate, the IPA's CEO, and Chris Stromberg, our director of government relations, discuss the past year's events with an eye to how they will shape the future of regulation and the payments industry. The industry could see major changes to way it is regulated, so now is the time to make sure that your compliance team is on the ball.

The IPA thanks our member sponsor, Netspend, for helping to make this show possible.

This podcast was recorded on December 19, 2022. Things may have changed by the time you hear it.

ExpanseFT is a new name in fintech that is backed by experience.

The company, which is over 10 years old, announced in October that it had changed its name from Prepaid Ventures. In this episode, we talk with Andrew Siden, the chief executive officer of ExpanseFT, about the company's creation, its growth, and how the name change is rebranding it for the future.

In the interview, we also discuss how to incorporate innovation into products and what entrepreneurs need to keep in mind to be successful. We also discuss the importance of timing and luck.

The IPA thanks our member sponsor, Netspend, for helping to make this show possible.

This podcast was recorded on November 16, 2022. Things may have changed by the time you hear it.