Doing it yourself feels empowering, until the margin for error disappears. Craig and Jennifer look at why many people stick with a DIY financial approach longer than they should, and how retirement quietly changes the stakes. Small decisions start to matter more, timelines get longer, and mistakes get harder to unwind. The real question isn't can you do it yourself, it's should you?

Here's some of what we discuss in this episode:

🛠️ DIY Mindset: Why people choose to manage money themselves

⚠️ Common Pitfalls: Where DIY strategies often fall short

📉 Real-Life Mistakes: How small errors become costly

🤝 Advisor's Role: What experience adds beyond investments

⏳ Living Longer: Why longevity multiplies financial risk

🧭 Planning Matters: Turning uncertainty into structure

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