When getting your first housing deposit together feels impossible, raiding $50,000 from your super fund is tempting.

But is it a good idea?

Since 2017, it's been possible to dip into your super to get you over the line, and in the budget last week, the rules changed again.

Now you can draw up to $50,000 from your retirement fund to help you buy your very own patch of land.

Today on The Signal, what's the best way to use your super?

And what could this scheme do to Australia's already hypercharged housing market?

Featured:

Jane Norman, Political Reporter, ABC

James Kirby, Wealth Editor, The Australian