👉 In this video you’ll learn: Christopher Stirgus discuss interesting topics with Tiron Riley (owner of Solid Foundation Finances). This 1 hour episode shares helpful advice and opinions on the home buying process, mortgage terms, bad things to use credit for, misleading and fake credit repair gurus, debunking fast credit repair myths, and so much more!
If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods.
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0:00 Intro
1:11 Fannie Mae removing credit scores
4:51 50-year mortgage idea
9:51 Getting back in bad debt after improving credit scores
12:21 Buying a home isn't an investment
14:01 Interest rates in 2026
21:51 People deciding to not pay off their home
27:01 Using credit for home buying only
29:36 Buying a car with credit is bad
32:11 TSR law for credit repair businesses
36:49 Credit Repair Organizations Act
43:31 Bad people spreading credit repair myths
1:04:00 Marketing to the right clientele
1:03:54 Buying vehicles with credit
1:12:11 Credit reports tell a story of your past
1:15:05 Regrets on financing a car
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