👉 In this video you’ll learn: Christopher Stirgus and Tiron Riley (owner of Solid Foundation Finances) talk about bad debts. Not every debt is "good" at the moment and can sometimes prevent you from getting ahead.

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods.

📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: [email protected] | www.StirgusCreditRepair.com

👍 Like this video if it helps 💬 Comment “CREDIT” for free tips

📲 Subscribe for more credit education and real client results

Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/

Join our Facebook Group: https://www.facebook.com/groups/113357348489166/

Instagram: https://www.instagram.com/stirgus_credit_repair/

Order our books: www.stirguscreditrepair.com/books

Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg

Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo

Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520

Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html

Want to partner with us? https://stirguscreditrepair.com/partners.html

Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html

0:00 Intro

0:16 Getting back in bad debt after improving credit scores

1:08 Things to do after paying off debts

2:50 Buying a home is initially a bad debt

#StirgusCreditRepair #ItPaysToHaveGoodCredit

👉 In this video you’ll learn: Christopher Stirgus and Tiron Riley (owner of Solid Foundation Finances) discuss important factors when it comes to purchasing a home, and share their opinions on terms & required credit scores.

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods.

📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: [email protected] | www.StirgusCreditRepair.com

👍 Like this video if it helps 💬 Comment “CREDIT” for free tips

📲 Subscribe for more credit education and real client results

Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/

Join our Facebook Group: https://www.facebook.com/groups/113357348489166/

Instagram: https://www.instagram.com/stirgus_credit_repair/

Order our books: www.stirguscreditrepair.com/books

Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg

Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo

Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520

Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html

Want to partner with us? https://stirguscreditrepair.com/partners.html

Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html

0:00 Intro

1:11 Fannie Mae removing credit scores

4:40 50-year mortgage term idea

#StirgusCreditRepair #ItPaysToHaveGoodCredit

👉 In this video you’ll learn: Christopher Stirgus (Owner of Stirgus Credit Repair) goes in-depth with how the entire credit repair process works. He explains common strategies, and things that goes on in the everyday life of operating a credit repair business.

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods.

📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: [email protected] | www.StirgusCreditRepair.com

👍 Like this video if it helps 💬 Comment “CREDIT” for free tips

📲 Subscribe for more credit education and real client results

Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/

Join our Facebook Group: https://www.facebook.com/groups/113357348489166/

Instagram: https://www.instagram.com/stirgus_credit_repair/

Order our books: www.stirguscreditrepair.com/books

Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg

Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo

Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520

Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html

Want to partner with us? https://stirguscreditrepair.com/partners.html

Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html

0:00 Intro

0:12 Daily process

0:16 Documents we request and receive

0:25 Our main goal with the process

0:40 Signing up for Stirgus Credit Repair

0:50 Day to day process

1:56 How long does responses and results take

2:54 Our workflow and updates

5:00 Common misunderstandings

9:03 Examples of unsuccessful situations

#StirgusCreditRepair #ItPaysToHaveGoodCredit

👉 In this video you’ll learn: Christopher Stirgus (owner of Stirgus Credit Repair) invited James Joseph, MBA (owner of Better Credit For You) on the It Pays To Have Good Credit podcast, and discussed several topics surrounding the credit repair industry, home buying, and many other personal finance topics. This 1 hour episode shares some amazing information for those who are trying to start their own credit repair business. There's also helpful topics for those who are in the market to buy a home! Tune in and take in some wonderful credit education!

📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: [email protected] | www.StirgusCreditRepair.com

👍 Like this video if it helps 💬 Comment “CREDIT” for free tips

📲 Subscribe for more credit education and real client results

Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/

Join our Facebook Group: https://www.facebook.com/groups/113357348489166/

Instagram: https://www.instagram.com/stirgus_credit_repair/

Order our books: www.stirguscreditrepair.com/books

Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg

Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo

Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520

Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html

Want to partner with us? https://stirguscreditrepair.com/partners.html

Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html

0:00 - Intro

0:10 - Introducing James Joseph

6:35 - Fannie Mae removes minimum credit score requirement from mortgage applications

13:17 - 50-year mortgage term idea to help with home affordability

19:36 - Mortgage rates in 2025 and 2026

23:15 - CROA & TSR laws for credit repair organizations

31:31 - Real credit repair services vs myths

47:28 - Finding your right clientele in credit repair

1:00:53 - Avoid contacting wrong affiliates

#StirgusCreditRepair #ItPaysToHaveGoodCredit

👉 In this video you’ll learn: Christopher Stirgus (Owner of Stirgus Credit Repair) shares his "off-guard" moments, when certain mortgage and realtor professionals around the Phoenix, AZ area, responded to their affiliate proposals. Growing your credit repair business is all about networking and meeting the right affiliates to build a referral relationship. Tune in and take notes from Christopher Stirgus and James Joseph. This is a great conversation and feedback on reaching out to the right affiliate, and which ones to avoid!

📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: [email protected] | www.StirgusCreditRepair.com

👍 Like this video if it helps 💬 Comment “CREDIT” for free tips

📲 Subscribe for more credit education and real client results

Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/

Join our Facebook Group: https://www.facebook.com/groups/113357348489166/

Instagram: https://www.instagram.com/stirgus_credit_repair/

Order our books: www.stirguscreditrepair.com/books

Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg

Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo

Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520

Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html

Want to partner with us? https://stirguscreditrepair.com/partners.html

Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html

0:00 - Intro

0:32 - Ways to get leads in the credit repair industry

0:44 - Best source for leads

2:07 - Attempting to contact affiliates

2:45 - Rude responses from affiliates

4:20 - Stirgus Credit Repair's goal for partnering with local affiliates

5:03 - Bad credit "gurus" ruin it for us all

5:40 - Some loan officers and realtors only work with qualified clientele

8:00 - Having mortgage and realtors as clients and asking for help

8:55 - Humor on high end realtors

#StirgusCreditRepair #ItPaysToHaveGoodCredit

👉 In this video you’ll learn: When starting a credit repair business, it's important to KNOW who you wish to market and advertise to. Knowing which clientele to attract, will help grow your credit repair business FAST! Christopher Stirgus (owner of Stirgus Credit Repair) and James Joseph (Owner of Better Credit For You), explain why it's extremely important to know who your clientele is!

📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: [email protected] | www.StirgusCreditRepair.com

👍 Like this video if it helps 💬 Comment “CREDIT” for free tips

📲 Subscribe for more credit education and real client results

Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/

Join our Facebook Group: https://www.facebook.com/groups/113357348489166/

Instagram: https://www.instagram.com/stirgus_credit_repair/

Order our books: www.stirguscreditrepair.com/books

Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg

Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo

Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520

Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html

Want to partner with us? https://stirguscreditrepair.com/partners.html

Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html

0:00 - Intro

0:47 - So many consumers need credit repair help

1:05 - Finding your type of clientele

6:43 - Customers hiring multiple credit repair companies over and over

#StirgusCreditRepair #ItPaysToHaveGoodCredit

👉 In this video you’ll learn: The credit repair industry is full of misleading claims, by those who may not gotten a full credit repair training or experience. Christopher Stirgus, who owns Stirgus Credit Repair and James Joseph; will share helpful tips on how to identify real credit repair companies, and also share DIY credit repair options, along with sharing their opinions on AI credit repair tools.

📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: [email protected] | www.StirgusCreditRepair.com

👍 Like this video if it helps 💬 Comment “CREDIT” for free tips

📲 Subscribe for more credit education and real client results

Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/

Join our Facebook Group: https://www.facebook.com/groups/113357348489166/

Instagram: https://www.instagram.com/stirgus_credit_repair/

Order our books: www.stirguscreditrepair.com/books

Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg

Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo

Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520

Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html

Want to partner with us? https://stirguscreditrepair.com/partners.html

Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html

0:00 - Intro

0:44 - So many misleading videos online

1:30 - Examples of misleading myths

4:41 - Opinion on credit repair myths

6:10 - Does "fake" credit advice videos hurt the credit industry

7:50 - Do It Yourself Credit Repair

11:52 - Opinion on AI credit repair assistance

#StirgusCreditRepair #ItPaysToHaveGoodCredit

👉 In this video you’ll learn: Christopher Stirgus (owner of Stirgus Credit Repair) and James Joseph, MBA (owner of Better Credit For You) discuss some of the laws credit repair organizations must follow. They discussed CROA, which is Credit Repair Organizations Act and TSR, which is Telemarketing Sales Rule. If you are freshly starting your credit repair business, it is important to tune in to this episode, and ensure you are fully aware and in compliance with the laws we must follow!

📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: [email protected] | www.StirgusCreditRepair.com

👍 Like this video if it helps 💬 Comment “CREDIT” for free tips

📲 Subscribe for more credit education and real client results

Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/

Join our Facebook Group: https://www.facebook.com/groups/113357348489166/

Instagram: https://www.instagram.com/stirgus_credit_repair/

Order our books: www.stirguscreditrepair.com/books

Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg

Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo

Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520

Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html

Want to partner with us? https://stirguscreditrepair.com/partners.html

Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html

0:00 - Intro

1:11 - Credit Repair Organizations Act

3:55 - Telemarketing Sales Rule

5:01 - Opinions on CROA & TSR laws

7:19 - Some companies not following laws

#StirgusCreditRepair #ItPaysToHaveGoodCredit

👉 In this video you’ll learn: James Joseph and Christopher Stirgus share their opinions on the idea of having a 50iyear mortgage. There seem to be a lot of ideas floating around, to help home buyers afford homes easier, but some may make things worse. They also share opinions on the average 6-7% interest rate on mortgages today. Some may wonder if they should wait for mortgage rates to go down or waiting for the "real estate market to crash". Others believe nothing will change, and it's best to get a head start on home ownership now!

📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: [email protected] | www.StirgusCreditRepair.com

👍 Like this video if it helps 💬 Comment “CREDIT” for free tips

📲 Subscribe for more credit education and real client results

Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/

Join our Facebook Group: https://www.facebook.com/groups/113357348489166/

Instagram: https://www.instagram.com/stirgus_credit_repair/

Order our books: www.stirguscreditrepair.com/books

Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg

Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo

Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520

Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html

Want to partner with us? https://stirguscreditrepair.com/partners.html

Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html

0:00 - Intro

0:25 - Idea of 50-year mortgage

7:00 - Interest rates affecting home affordability

#StirgusCreditRepair #ItPaysToHaveGoodCredit

👉 In this video you’ll learn: James Joseph, MBA (owner of Better Credit For You) gets invited on the It Pays To Have Good Credit podcast. James and Christopher Stirgus share opinions on Fannie Mae, removing their minimum credit score requirement. Tune in to this episode and find out if this is completely true, or just another misleading topic in the financial industry.

📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: [email protected] | www.StirgusCreditRepair.com

👍 Like this video if it helps 💬 Comment “CREDIT” for free tips

📲 Subscribe for more credit education and real client results

Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/

Join our Facebook Group: https://www.facebook.com/groups/113357348489166/

Instagram: https://www.instagram.com/stirgus_credit_repair/

Order our books: www.stirguscreditrepair.com/books

Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg

Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo

Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520

Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html

Want to partner with us? https://stirguscreditrepair.com/partners.html

Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html

0:00 - Intro

0:52 - Who is James Joseph, MBA (owner of Better Credit For You)

5:51 - Fannie Mae removes minimum credit score

7:30 - Opinions on this topic

#StirgusCreditRepair #ItPaysToHaveGoodCredit