Introduction:

Welcome back to the “It’s Not About Money” podcast, The Money Podcast for intentional parents, featuring hosts Matt and Charla. In this episode, Matt & Charla delve into a crucial topic: “Top Skills for College Success.” Their engaging banter sets the stage for a discussion filled with practical insights and valuable parenting tips.

Introduction to Topic:

Charla shares her inspiration for today’s topic based on her son’s transition to college and the skills he learned. Matt highlights the relevance of the discussion to parents regardless of their children’s age or educational stage. This sets a relatable tone for parents navigating various phases of their children’s growth and development.

Top Skills for College:

The episode unfolds as Charla lists six key skills essential for college success. Each skill is discussed in detail, accompanied by practical examples and anecdotes from their experiences with their own children. This approach not only educates but also resonates with listeners on a personal level.

Personal Responsibility and Self-Care:

Matt and Charla delve deeper into the importance of teaching children personal responsibility and self-care. They emphasize tasks like making appointments and managing personal finances, highlighting Charla’s method of giving her kids debit cards to handle transactions independently. These insights provide actionable strategies for parents to empower their children with vital life skills.

Assertiveness and Experience:

The hosts further explore the significance of assertiveness and experience in a college student’s journey. They discuss how teaching children to be assertive in advocating for themselves fosters confidence and adaptability, crucial traits for success in academic and social settings. Matt’s contributions add valuable perspectives on the role of experience in shaping a student’s capabilities and mindset.

Wrap-up and Resources:

As the episode concludes, Matt and Charla invite listeners to visit Charla’s blog to download the full list of the top skills for college. They encourage questions and engagement through their website, expressing gratitude for the audience’s support and participation in meaningful discussions.

Conclusion:

In summary, this episode provides a comprehensive guide for parents on cultivating essential skills in their children for college success and beyond. By combining personal experiences, practical advice, and relatable anecdotes, Matt and Charla deliver a compelling narrative that resonates with parents seeking to empower their children for a successful future.

The post Top Skills for College appeared first on Ultimate Homeschool Podcast Network.

A Roadmap for Developing Waiting Skills

Setting the Scene:

– Acknowledging the podcast’s focus on intentional parenting and discussing today’s central topic: patience.

– Introduction of Matt & Charla, their personal experiences, and their shared understanding of the struggles related to impatience.

Parental Responsibility in Teaching Patience:

– Sharing personal stories about impulsive behavior in youth due to a lack of emotional maturity.

– Recognizing the dual role of parents in safeguarding children from premature adult activities and guiding them towards patience.

Establishing Boundaries and Milestones:

– Emphasizing the importance of enforcing rules and creating milestones that require patience, such as delaying certain activities until an appropriate age.

– Highlighting the need for consistency in rule enforcement to instill a sense of responsibility and understanding in children.

Celebrating Waiting Periods and Milestones:

– Discussing the significance of celebrating small achievements and waiting periods as important milestones in a child’s development.

– Sharing personal anecdotes about family celebrations and the positive impact on reinforcing the value of patience.

Teaching Delayed Gratification:

– Comparing patience to a muscle that can be strengthened over time through practice and reinforcement.

– Offering strategies for parents to teach delayed gratification, such as modeling patience in their own actions and decisions.

Effective Communication and Language:

– Advocating for using positive language like “not now” to communicate delayed rewards rather than outright denial.

– Encouraging open communication with children about goals, timelines, and the importance of waiting for the right time.

Conclusion and Encouragement:

– Encouraging parents to reflect on their family’s milestones and rules, recognizing that each family’s journey is unique.

– Inviting listener engagement and questions through the podcast’s website to continue the conversation on intentional parenting and patience.

– Reiterating the podcast’s commitment to supporting parents in navigating the challenges of intentional parenting.

The post The Waiting Game appeared first on Ultimate Homeschool Podcast Network.

Introduction:

Welcome to “It’s Not About Money,” the podcast that dives deep into personal finance and education. In this episode, Charla and Matt share the inspiring story of Beyond Personal Finance and how it evolved from a homeschool project into a nationwide financial education program.

Origins of Beyond Personal Finance:

Charla recounts the genesis of Beyond Personal Finance, which began as a homeschool project for her son, Jack, in 2014. Recognizing the need for engaging and impactful financial education, Charla created a unique curriculum that combined real-world financial principles with interactive lessons, games, and simulations.

The Evolution of Financial Literacy:

The podcast delves into the evolution of financial literacy education over the years. Charla emphasizes the importance of moving beyond traditional, dry curriculum formats to capture the interest and enthusiasm of students, ultimately empowering them with essential financial skills.

Interactive Learning and Engagement:

Charla and Matt highlight the benefits of interactive learning experiences in teaching financial literacy. Through games, simulations, and real-life scenarios, students gain a deeper understanding of financial concepts and develop critical thinking skills related to money management.

Impact on Students and Families:

Charla shares heartwarming anecdotes about the impact of Beyond Personal Finance on students and families. The program not only educates students about financial principles but also fosters a sense of responsibility, motivation, and long-term planning.

Parental Involvement and Support:

Matt acknowledges the pivotal role of parents in supporting financial education initiatives like Beyond Personal Finance. He encourages parents to explore the curriculum, engage with their children in financial discussions, and participate in the learning process together.

Expanding Reach and Curriculum Offerings:

As Beyond Personal Finance approaches its 10th anniversary, Charla discusses the expansion of curriculum offerings, including a new elementary curriculum co-written with her son Jack. The program’s success has led to partnerships with co-ops and schools, providing opportunities for broader access to quality financial education.

Closing Remarks:

Listeners are invited to visit the Beyond Personal Finance website to explore the curriculum, resources, and upcoming events. Charla and Matt express gratitude to the supportive community and encourage everyone to take proactive steps in enhancing financial literacy for themselves and their families.

The post Our Story appeared first on Ultimate Homeschool Podcast Network.

Introduction:

Welcome back to “It’s Not About Money,” the podcast for intentional parents. In this episode, Charla and her husband delve into the sensitive yet crucial topic of teaching kids about money through the concept of allowance.

The Philosophy of Allowance:

Allowance serves as a method for parents to instill financial literacy in their children. It goes beyond just giving money; it’s about providing hands-on experience for kids to learn how to manage and make decisions with money responsibly. This approach helps children understand that money isn’t just free cash but a tool for learning and planning.

The Framework for Allowance:

The discussion introduces a structured framework for managing allowance. It involves dividing the money into different categories like current spending, long-term savings, emergency funds, and charitable giving. This framework encourages kids to budget, plan their expenses, and prioritize their financial goals, thereby teaching them valuable skills early in life.

Transitioning from Chores to Allowance:

Matt & Charla emphasize the importance of not paying children for routine chores but rather using allowance as a means to teach financial responsibility. By moving away from paying for chores, parents can focus on larger projects or responsibilities that align with real-world scenarios, helping kids understand the value of their efforts and money.

Teaching Responsibility Through Money:

The discussion highlights how allowance serves as a practical tool for teaching time and project management skills to kids. It encourages them to save for long-term goals and make informed spending decisions based on their priorities and needs.

Parental Involvement in Allowance:

Parents play a crucial role in setting clear expectations and limits regarding how allowance should be managed. As children grow older, the allowance can be adjusted to reflect their increasing responsibilities and financial needs, such as clothing, transportation, and social activities.

The Importance of Mistakes:

Allowing kids to make mistakes with their money is an essential part of the learning process. Parents are encouraged to let children experience natural consequences, such as overspending or making poor financial choices, as these experiences can lead to valuable lessons and a deeper understanding of money management.

Conclusion:

Listeners are invited to explore more detailed information on the Beyond Personal Finance blog and engage with the podcast through the “It’s Not About Money” website for questions and feedback. The episode concludes with a motivational message, encouraging parents to empower their children to become financially responsible adults through thoughtful allowance management and financial education.

The post Allowance at Every Age appeared first on Ultimate Homeschool Podcast Network.

Introduction:

– Welcome back to “It’s Not About Money,” the podcast for intentional parents.

– Join us as we guide you through empowering your tweens and teens on their journey to adulthood.

Episode Highlights:

– Encourage independence by letting your children wake themselves up in the morning.

– Create an environment where it’s safe for them to fail and learn from natural consequences.

– Encourage your kids to pack their own snacks and lunches for school or outings.

– Allow them to experience natural consequences if they forget, helping them learn responsibility.

– Don’t engage in battles over what your child wears, as long as it’s appropriate for the weather and situation.

– Let them learn from their own experiences, such as feeling cold without a coat.

Parenting Insights:

– Matt and Charla share personal anecdotes and insights from their own parenting journey.

– They emphasize the importance of allowing kids to take responsibility and learn from their actions.

– Natural consequences can be powerful teachers and help kids develop critical life skills.

Conclusion:

– Empowering your kids involves letting go of certain parental responsibilities.

– Visit the podcast’s website or show notes for more details on the 7 things parents should stop doing.

– Remember, guiding your children towards independence is key to their growth and development.

Note: These show notes capture the essence of the episode’s discussion on empowering kids. For the full context and additional insights, listen to the complete podcast episode.

The post 7 Things To Stop Doing appeared first on Ultimate Homeschool Podcast Network.

Introduction:

Charla & Matt welcome listeners back to another episode of “It’s Not About Money – The Money Podcast for Intentional Parents,” discussing the challenges and joys of parenting teenagers and preparing them for financial independence.

Opening Banter:

Charla & Matt discuss their current podcasting setup and the absence of their kids, who are growing up and starting to face the realities of adulthood. They reflect on the transition to becoming empty nesters and share humorous anecdotes about their children’s perspectives on family dynamics and finances.

Setting the Scene:

They set the stage for discussing important financial questions to gauge teens’ understanding of money management and adult responsibilities. They emphasize the need for parents to approach these conversations carefully, considering each teenager’s unique personality and level of awareness.

Teenagers as “Tigers”:

Charla uses a metaphor comparing teenagers to tigers (something Matt takes issue with!), highlighting the importance of approaching them with caution and sensitivity when discussing financial topics. She shares insights from her experience as a teacher, noting that open-ended questions can encourage dialogue without making teens feel pressured or judged.

Reality Check for Teens:

They delve into specific questions that can help gauge teens’ financial awareness, such as the cost of a cell phone plan or monthly savings contributions. They emphasize the gap between teens’ perceptions of financial independence and the realities of adulting, stressing the importance of practical experiences and financial education.

Lessons from Personal Finance Classes:

Charla shares experiences from her personal finance class, where students simulate adult scenarios to understand the complexities of budgeting, expenses, and financial decision-making. She highlights the value of such courses in preparing teens for the responsibilities of adulthood.

Empowering Teens Through Education:

Charla & Matt discuss the role of financial education in empowering teens to make informed decisions about money. They mention resources like “Beyond Personal Finance,” a comprehensive course designed to teach teenagers the fundamentals of financial literacy and long-term planning.

Promoting Dialogue and Understanding:

The hosts encourage parents to engage in ongoing conversations with their teens about money, using tools like the provided questions as a starting point. They stress the importance of creating a supportive environment where teens can learn and grow without feeling overwhelmed or judged.

Closing Remarks:

Charla & Matt wrap up the episode by thanking listeners for tuning in and reaffirming their commitment to helping parents navigate the challenges of raising financially literate and responsible teenagers.

The post Is Your Teen Ready? appeared first on Ultimate Homeschool Podcast Network.

Introduction:

Charla & Matt warmly welcome listeners to another insightful episode of “The It’s Not About Money Podcast.” Today’s episode is special as they are joined by their daughter Kate.  A 17 year old junior who brings a unique perspective on financial independence for teens.

Opening Banter:

Charla and Kate share a light-hearted banter about their roles in the family and how Kate has grown up learning financial responsibility under Charla’s guidance. Kate reflects on her journey from receiving her first debit card to becoming proficient in managing her finances.

Parenting Philosophy and Financial Tools:

Charla & Matt discuss their parenting philosophy, emphasizing that money is a tool that requires hands-on experience to master. Charla compares money practice to learning to play the piano, highlighting the importance of practical experience rather than theoretical knowledge alone.

Kate’s Experience with Debit Cards:

Kate shares her experiences with using a debit card, including moments of discomfort and learning. She talks about managing her monthly expenses, budgeting for personal and family needs, and the importance of financial independence in relationships.

Lessons Learned and Challenges Faced:

Kate recounts a humorous incident at a restaurant where she misunderstood the tipping process, leading to a funny yet insightful lesson about financial transactions. Charla and Kate discuss the value of making mistakes and learning from them in the journey towards financial literacy.

Teaching Moments and Real-Life Scenarios:

Charla emphasizes the importance of allowing teens to experience real-life financial challenges, such as a declined card or budgeting for different expenses. These experiences, although challenging, are crucial for building resilience and practical money management skills.

Recommendations and Wrap-up:

Charla & Matt recommend using practical financial tools like debit cards from reputable banks, sharing their positive experiences with Bank of America’s mobile app. Charla teases upcoming episodes and encourages listeners to subscribe for more valuable insights on parenting and financial wellness.

Conclusion:

With laughter and valuable lessons shared, Charla, Matt and Kate wrap up the episode, thanking listeners for joining them on this journey of financial empowerment.

The post 4 Things a Debit Card Can Teach appeared first on Ultimate Homeschool Podcast Network.

Introduction:

Charla and her husband, Matt, warmly welcome listeners back to “The It’s Not About Money Podcast,” a show designed for intentional parents. They share light banter about the podcast’s name and introduce their canine companion, Rudy, who occasionally snores during recordings, adding a touch of homey charm to the episodes.

Table Talk:

Matt & Charla introduce the concept of “Table Talk,” which is inspired by question cards they used in the past at their family’s dining table. These cards were designed to spark meaningful conversations among family members, touching on topics ranging from personal aspirations to self-reflection.

Question Examples:

They discuss specific questions like “What features do you want to have in your car?”,  “If you were given $1,000 how would you spend it?” and “What do you think the best part of being an adult is?” These questions are meant to encourage introspection and allow children to express their thoughts and dreams openly.

Discussion and Personal Stories:

Matt & Charla delve into the significance of these questions in understanding their children’s perspectives and future aspirations. Charla shares a personal anecdote about an encounter she had with the neighbor and how she fears she might have crushed his dreams!

Advice for Parents:

Throughout the episode, Matt & Charla emphasize the importance of listening to children’s dreams without judgment, fostering open communication, and using storytelling as a tool for connection and understanding within the family unit. They encourage parents to engage in meaningful conversations with their children about financial literacy and future goals.

Future Vision and Teasers:

As the episode concludes, Charla mentions upcoming topics and guests on the podcast, teasing future episodes focused on financial education and family dynamics. She invites listeners to subscribe to their blog for more insightful content related to parenting and financial wellness.

Conclusion and Closing Remarks:

The hosts wrap up the episode by thanking listeners for tuning in and urge them to continue being attentive and supportive parents. With a blend of humor and heartfelt advice, they sign off, leaving a positive and encouraging message for their audience.

The post Table Talk appeared first on Ultimate Homeschool Podcast Network.

Introduction:

Welcome to another engaging episode of “It’s Not About Money,” broadcasting live from the BPF Podcast Headquarters. Join your hosts, Matt and Charla, along with our beloved studio pet guest star Rudy, as we delve into the intricacies of financial literacy and parenting.

Setting the Scene:

As the episode kicks off, we find ourselves in the vibrant atmosphere of the podcast headquarters, with Charla and Matt leading the discussion. Amidst the casual banter and playful interactions, the stage is set for a captivating conversation on financial education.

Navigating Financial Literacy Month:

The hosts acknowledge the significance of Financial Literacy Month, reflecting on the interconnectedness of financial education and tax season. With Matt being an accountant, the month holds particular significance, alleviating stress and highlighting the importance of financial expertise.

Dispelling Dangerous Mindsets:

The conversation shifts to the prevalent misconception among some individuals that they can rely on others, such as future spouses or parents, to manage their finances. Matt passionately addresses the dangers of such thinking, drawing from personal anecdotes and experiences from teaching financial literacy classes.

Empowering Through Education:

Charla shares her journey of financial discovery, shaped by personal experiences and a lack of financial guidance during her upbringing. She emphasizes the importance of proactive financial education, both for teenagers and adults, highlighting resources and books that have been instrumental in her own journey.

Teen-Focused Resources:

The hosts introduce two books by Sean Covey, aimed at teenagers: “The 7 Habits of Highly Effective Teens” and “The 6 Most Important Decisions You’ll Ever Make.” These resources offer practical advice and insights to help young adults navigate critical decisions and develop essential life skills.

Parenting Challenges and Goals:

Matt and Charla conclude the episode by encouraging listeners to explore resources for both themselves and their teenagers, fostering a culture of continuous learning and empowerment. They challenge parents to strive for greatness in their parenting journey, armed with knowledge and proactive engagement.

Conclusion:

As the episode draws to a close, listeners are invited to visit the podcast website for additional resources and to engage with the hosts. With a blend of humor, personal anecdotes, and practical advice, “It’s Not About Money” continues to inspire and educate its audience on the journey to financial empowerment and responsible parenting.

The post 10 Books To Up Your Financial Game appeared first on Ultimate Homeschool Podcast Network.

Introduction:

Welcome back to another enlightening episode of the “It’s Not About Money” podcast, where we dive deep into the realm of financial education. Joining us today are your hosts, Matt and Charla, as we embark on a journey to empower parents in raising responsible and financially savvy young adults.

In this episode, we delve into the intricacies of money management and the broader implications it has on shaping individuals’ character and values. Despite the title, “It’s Not About Money,” our discussions often revolve around the profound impact of financial literacy on personal development.

The Importance of Financial Education:

We emphasize the significance of instilling financial education in children from an early age. Money management skills transcend mere financial transactions; they reflect core values such as discipline, responsibility, and foresight. By equipping our children with these skills, we prepare them for the challenges of adulthood and empower them to make informed decisions.

Setting the Scene:

Through compelling anecdotes, we paint a vivid picture of the challenges young adults face when navigating the complexities of finances without adequate preparation. Whether entering the workforce or embarking on a college journey, the lack of financial literacy can lead to detrimental consequences, such as overspending and debt accumulation.

The Big 5 Money Lessons:

We introduce the “Big 5 Money Lessons,” a comprehensive framework encompassing essential financial principles that every teenager should grasp before leaving the nest. These lessons serve as a roadmap for parents to impart invaluable knowledge and skills to their children, ensuring they embark on their independent journeys equipped for success.

Empowering Kids through Hands-On Experience:

We stress the importance of hands-on learning and experiential education in fostering financial literacy. By entrusting children with financial responsibilities and encouraging them to navigate real-world scenarios, parents empower them to learn from both successes and failures, thereby building resilience and confidence in managing their finances.

Conclusion:

As we conclude this insightful episode, we encourage our listeners to explore additional resources available on our blog and to subscribe for regular updates on upcoming episodes. Together, let us embark on this journey of financial empowerment, shaping a brighter future for the next generation.

(Note: Show notes have been expanded to provide a comprehensive overview of the episode’s key points, fostering a deeper understanding of the discussed topics.)

The post INAM: 5 Money Lessons For Your Teen appeared first on Ultimate Homeschool Podcast Network.