Jack Mohr (Jim Cramer’s Charitable Trust) is back on the show as we discuss Apple’s success in iPhone sales in China, Alibaba’s huge increase in revenue, reasons for Twitter’s stalled user growth and other market news.

I equate the Chinese market to gambling and stress buying stock in quality companies.

Advice on keeping your financial advisor and custodian separate to protect your assets.

I also talk about a survey that shows many Americans hold 65% of their net worth in cash instead of investments and how this is hurting their retirement plans.

Things you need to do now to be ready for taxes next April and big changes in FAFSA.

Don't forget to register for our upcoming seminar on Thursday, November 5th at the Elks Lodge in Palo Alto. Click HERE to sign up!

Email your money question to [email protected] , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.