Jessica Duncan: Just My Opinion

Got a question for the show? Send it in & it just might be featured!

There’s no handbook to owning a home. That’s why Jessica Duncan with Scenic Sotheby's International Realty goes beyond the transaction to share tips to improve the homeowner experience.

Each week, the seasoned Gulf Coast realtor shares sound advice for smarter decisions in the areas of home maintenance, avoiding scams, refinancing, buying, selling, investing, increase your home value, downsizing, estate planning, Florida insurance, money saving hacks & building wealth.

Her area of expertise is the Florida panhandle including Pensacola, Gulf Breeze,Milton, Pace and Navarre. No matter what season of homeownership you’re in, Jessica Duncan Just my opinion is adulting made simple.

FB: https://www.facebook.com/jessicaduncanrealtor

IG: https://www.instagram.com/jessicaduncanteam/

YouTube: Just My Opinion Series

Got a question for the show? Send it in & it just might be featured!

There’s no handbook to owning a home. That’s why Jessica Duncan with Scenic Sotheby's International Realty goes beyond the transaction to share tips to improve the homeowner experience.

Each week, the seasoned Gulf Coast realtor shares sound advice for smarter decisions in the areas of home maintenance, avoiding scams, refinancing, buying, selling, investing, increase your home value, downsizing, estate planning, Florida insurance, money saving hacks & building wealth.

Her area of expertise is the Florida panhandle including Pensacola, Gulf Breeze,Milton, Pace and Navarre. No matter what season of homeownership you’re in, Jessica Duncan Just my opinion is adulting made simple.

FB: https://www.facebook.com/jessicaduncanrealtor

IG: https://www.instagram.com/jessicaduncanteam/

YouTube: Just My Opinion Series

n this episode of Just My Opinion, Jessica Duncan welcomes her trusted CPA to break down some of the most important financial topics for homeowners and professionals alike. Discover how understanding bonuses, depreciation, and tax strategies can make a real difference in your financial life.
Jessica and her guest dive into:
How to handle bonus depreciation and what they mean for your taxes
The basics of depreciation and how it can benefit homeowners and business owners
Real-world examples of maximizing deductions and avoiding common tax mistakes
The emotional side of finances, including how to manage stress and make confident decisions
Whether you’re curious about how to make the most of your bonus, want to understand depreciation, or just need practical advice for tax season, this episode is packed with actionable insights and relatable stories.

Got a question for the show? Send it in & it just might be featured!

There’s no handbook to owning a home. That’s why Jessica Duncan with Scenic Sotheby's International Realty goes beyond the transaction to share tips to improve the homeowner experience.

Each week, the seasoned Gulf Coast realtor shares sound advice for smarter decisions in the areas of home maintenance, avoiding scams, refinancing, buying, selling, investing, increase your home value, downsizing, estate planning, Florida insurance, money saving hacks & building wealth.

Her area of expertise is the Florida panhandle including Pensacola, Gulf Breeze,Milton, Pace and Navarre. No matter what season of homeownership you’re in, Jessica Duncan Just my opinion is adulting made simple.

FB: https://www.facebook.com/jessicaduncanrealtor

IG: https://www.instagram.com/jessicaduncanteam/

YouTube: Just My Opinion Series

Got a question for the show? Send it in & it just might be featured!

There’s no handbook to owning a home. That’s why Jessica Duncan with Scenic Sotheby's International Realty goes beyond the transaction to share tips to improve the homeowner experience.

Each week, the seasoned Gulf Coast realtor shares sound advice for smarter decisions in the areas of home maintenance, avoiding scams, refinancing, buying, selling, investing, increase your home value, downsizing, estate planning, Florida insurance, money saving hacks & building wealth.

Her area of expertise is the Florida panhandle including Pensacola, Gulf Breeze,Milton, Pace and Navarre. No matter what season of homeownership you’re in, Jessica Duncan Just my opinion is adulting made simple.

FB: https://www.facebook.com/jessicaduncanrealtor

IG: https://www.instagram.com/jessicaduncanteam/

YouTube: Just My Opinion Series

Got a question for the show? Send it in & it just might be featured!

There’s no handbook to owning a home. That’s why Jessica Duncan with Scenic Sotheby's International Realty goes beyond the transaction to share tips to improve the homeowner experience.

Each week, the seasoned Gulf Coast realtor shares sound advice for smarter decisions in the areas of home maintenance, avoiding scams, refinancing, buying, selling, investing, increase your home value, downsizing, estate planning, Florida insurance, money saving hacks & building wealth.

Her area of expertise is the Florida panhandle including Pensacola, Gulf Breeze,Milton, Pace and Navarre. No matter what season of homeownership you’re in, Jessica Duncan Just my opinion is adulting made simple.

FB: https://www.facebook.com/jessicaduncanrealtor

IG: https://www.instagram.com/jessicaduncanteam/

YouTube: Just My Opinion Series

Change is in the air and Jessica Duncan shares the exciting news of her brokerage change to Scenic Sotheby's International Realty! Taking a look into the motivations behind this significant business move, explaining how it will enhance the service provided to her customers with the extensive global network of Sotheby's, and the unparalleled marketing and branding benefits explore how Jessica & her team made this decision. Learn how this transition elevates the business, offering clients even more resources and global exposure. 

Home Hack: UV Window Coating

Key Moments:

[00:00:17]  Why the Move to Sotheby's International Realty?
[00:01:31]  Understanding Our Mission at Jessica Duncan Team
[00:02:21]  Seeking Out New Opportunities & Discovering Sotheby's Global Network

[00:05:07] The Change in the Gulf Coast Market and Why Sotheby's Is the Right Move
[00:06:37] Sotheby's Media Partners, Marketing, & Branding Benefits

[00:08:53] Researching The Pensacola Market & Decision Making

[00:12:07] What's Changed (and What Hasn't)
[00:13:33] Home Hack: Beating the Heat with UV Window Coating

Produced by:  Emily Rodriguez Virtual Services LLC

Got a question for the show? Send it in & it just might be featured!

There’s no handbook to owning a home. That’s why Jessica Duncan with Scenic Sotheby's International Realty goes beyond the transaction to share tips to improve the homeowner experience.

Each week, the seasoned Gulf Coast realtor shares sound advice for smarter decisions in the areas of home maintenance, avoiding scams, refinancing, buying, selling, investing, increase your home value, downsizing, estate planning, Florida insurance, money saving hacks & building wealth.

Her area of expertise is the Florida panhandle including Pensacola, Gulf Breeze,Milton, Pace and Navarre. No matter what season of homeownership you’re in, Jessica Duncan Just my opinion is adulting made simple.

FB: https://www.facebook.com/jessicaduncanrealtor

IG: https://www.instagram.com/jessicaduncanteam/

YouTube: Just My Opinion Series

 Is your dog like a member of your family?  In this episode of "Just My Opinion," Jessica Duncan shares her top tips, advice, and insights for creating a truly dog-friendly home. Learn how to customize your living space, from house hunting considerations to luxury dog amenities, making it more enjoyable for both you and your four-legged family member. From smart flooring choices, custom crates, to elaborate dog washing stations Jessica has the best insight to pamper your canine companion.

Home Hack: Doggie Dooley

Key Moments:

[0:01:11] House Hunting with Your Dog in Mind: From Doggy Doors to Fenced-In Yards
[0:03:11] Best Flooring for Dogs: LVP and Easy Cleaning
[0:04:15] Custom Dog Crate Furniture Ideas
[0:05:16] Advanced Doggy Doors & Security
[0:06:22] Dog Runs & Fenced Areas for Your Yard
[0:06:49] Luxury Dog Washing Stations & Shower Customizations
[0:09:02] Custom Water Bowls & Automatic Feeders
[0:10:17] Dog Sleeping Arrangements: Steps and Platforms
[0:10:57] Smart Dog Cameras with Treat Dispensers
[0:11:39] Fencing Options: Traditional, Invisible & Portable
[0:14:01] Pool Safety for Dogs
[0:16:02] Home Hack: Doggie Dooley Waste Disposal System

Produced by:  Emily Rodriguez Virtual Services LLC

Got a question for the show? Send it in & it just might be featured!

There’s no handbook to owning a home. That’s why Jessica Duncan with Scenic Sotheby's International Realty goes beyond the transaction to share tips to improve the homeowner experience.

Each week, the seasoned Gulf Coast realtor shares sound advice for smarter decisions in the areas of home maintenance, avoiding scams, refinancing, buying, selling, investing, increase your home value, downsizing, estate planning, Florida insurance, money saving hacks & building wealth.

Her area of expertise is the Florida panhandle including Pensacola, Gulf Breeze,Milton, Pace and Navarre. No matter what season of homeownership you’re in, Jessica Duncan Just my opinion is adulting made simple.

FB: https://www.facebook.com/jessicaduncanrealtor

IG: https://www.instagram.com/jessicaduncanteam/

YouTube: Just My Opinion Series

"How's the market?" It's a loaded question, but Jessica's breaking it down for you! This episode provides a detailed 2025 real estate market update focusing on single-family residential homes in Escambia and Santa Rosa Counties. Discover the latest trends in sales, list price vs. sales price, and crucial "days on market" data. From shifts in new construction and resale home prices, pinpointing the hottest neighborhoods, to explaining what a balanced market really means for buyers and sellers Jessica covers some of the most important pieces of analyzing the market.

Home Hack: A Dry Erase Board on the Fridge

Key Moments:

[00:00:23] Deciphering "How's the Real Estate Market?"
[00:01:13] Focusing on Escambia & Santa Rosa County Single-Family Home Market
[00:02:05] Analyzing 2025 Real Estate Sales Trends
[00:03:22] List Price vs. Sales Price & New Construction Insights
[00:04:59] Understanding Days on Market & Market Velocity
[00:07:44] Price Per Square Foot Trends by Zip Code
[00:08:55] Hottest Neighborhoods & Transaction Increases
[00:12:14] The Current State of the Market: A Synopsis
[00:14:37] Home Hack: The Dry Erase Fridge Board

Produced by:  Emily Rodriguez Virtual Services LLC

Got a question for the show? Send it in & it just might be featured!

There’s no handbook to owning a home. That’s why Jessica Duncan with Scenic Sotheby's International Realty goes beyond the transaction to share tips to improve the homeowner experience.

Each week, the seasoned Gulf Coast realtor shares sound advice for smarter decisions in the areas of home maintenance, avoiding scams, refinancing, buying, selling, investing, increase your home value, downsizing, estate planning, Florida insurance, money saving hacks & building wealth.

Her area of expertise is the Florida panhandle including Pensacola, Gulf Breeze,Milton, Pace and Navarre. No matter what season of homeownership you’re in, Jessica Duncan Just my opinion is adulting made simple.

FB: https://www.facebook.com/jessicaduncanrealtor

IG: https://www.instagram.com/jessicaduncanteam/

YouTube: Just My Opinion Series

Considering passing on your dream home because it's a part of an HOA? Jessica debunks common myths and dives deep into everything you need to know about Homeowners Associations. Discover what HOAs are for, how your fees are used, and how to find the right HOA fit for your lifestyle. We'll cover architectural review committees, how to handle HOA fines (and avoid costly mistakes!), understanding variances, and what to look for when investigating a HOA during the home-buying phase. Whether you're a prospective buyer or a current resident, you will gain crucial knowledge about HOAs.

Home Hack: Color Muse Colorimeter - Mobile Color Matching Tool

Key Moments:
[00:00:20]  What Are HOAs & Their Purpose?  
[00:01:12] HOA Misconceptions & Myth Busting for Residential Homes 
[00:02:44] Breaking Down HOA Fees: What Do They Cover?
[00:03:33] Navigating HOA Restrictions: Finding Your Perfect Fit
[00:06:43] The Benefits of HOA Involvement
[00:07:289 Amending HOA Policy & Bylaws  
[00:08:03] Engaging with the HOA as a Prospective Buyer
[00:09:15] Understanding HOA Fines & Avoiding Legal Issues 
[00:11:27] Variances: What They Are & How to Obtain Them
[00:13:44] HOA Maintenance & Financial Due Diligence  
[00:16:34] Where to Find HOA Rules
[00:17:20] Home Hack: Color Muse Colorimeter   

Produced by:  Emily Rodriguez Virtual Services LLC

Got a question for the show? Send it in & it just might be featured!

There’s no handbook to owning a home. That’s why Jessica Duncan with Scenic Sotheby's International Realty goes beyond the transaction to share tips to improve the homeowner experience.

Each week, the seasoned Gulf Coast realtor shares sound advice for smarter decisions in the areas of home maintenance, avoiding scams, refinancing, buying, selling, investing, increase your home value, downsizing, estate planning, Florida insurance, money saving hacks & building wealth.

Her area of expertise is the Florida panhandle including Pensacola, Gulf Breeze,Milton, Pace and Navarre. No matter what season of homeownership you’re in, Jessica Duncan Just my opinion is adulting made simple.

FB: https://www.facebook.com/jessicaduncanrealtor

IG: https://www.instagram.com/jessicaduncanteam/

YouTube: Just My Opinion Series

Today, Jessica is unlocking the secrets to minimizing your Florida property taxes. First, she'll provide an in-depth review of various deductions, including the popular Homestead Exemption, and then she shares a lesser-known tax break that she just found out about! Not only is she uncovering deductions, she also covers the process for appealing a high assessment, and crucial deadlines for applying for deductions. From understanding assessed values to uncovering hidden deductions, here's what you need to know about Florida property taxes.  

Home Hack: Escambia County Property Appraiser, Santa Rosa County Property Appraiser

Produced by:  Emily Rodriguez Virtual Services LLC

Got a question for the show? Send it in & it just might be featured!

There’s no handbook to owning a home. That’s why Jessica Duncan with Scenic Sotheby's International Realty goes beyond the transaction to share tips to improve the homeowner experience.

Each week, the seasoned Gulf Coast realtor shares sound advice for smarter decisions in the areas of home maintenance, avoiding scams, refinancing, buying, selling, investing, increase your home value, downsizing, estate planning, Florida insurance, money saving hacks & building wealth.

Her area of expertise is the Florida panhandle including Pensacola, Gulf Breeze,Milton, Pace and Navarre. No matter what season of homeownership you’re in, Jessica Duncan Just my opinion is adulting made simple.

FB: https://www.facebook.com/jessicaduncanrealtor

IG: https://www.instagram.com/jessicaduncanteam/

YouTube: Just My Opinion Series