Joel Macharia is the Founder and CEO of Abacus (https://abacus.co.ke), a Kenyan fintech firm that builds web and mobile software designed to help people anywhere in the world gain access to African financial markets.

Joel previously founded and headed up the consumer financial news publication, PesaTalk.com, and prior to that, he served as the Africa Head of Product Development for the Mobile Money team at the Kenyan mobile commerce and payment technology provider, Cellulant.

In this conversation with Andile Masuku, Joel provides insights into Kenya's dicey financial services regulatory environment and explains how Abacus is doubling down on providing safe, affordable micro investment options both for Kenyan citizens who might otherwise have been excluded from participating in securities markets, as well as more affluent Kenyan investors based abroad.