For over twelve years, from 1949 through 1962 (including a one year hiatus in 1954-1955), this series recounted the cases "the man with the action-packed expense account, America's fabulous freelance insurance investigator, Johnny Dollar". Johnny was an accomplished 'padder' of his expense account. The name of the show derives from the fact that he closed each show by totaling his expense account, and signing it "End of report... Yours Truly, Johnny Dollar".

There were some unusual devices used in the show that help set it apart from other shows. There was no partner, assistant, or secretary for Johnny. The character closest to a continuing role was that of Pat McCracken of the Universal Adjustment Bureau, who assigned Johnny many of his cases. Another atypical aspect gave the show additional credibility – frequently, characters on the show would mention that they had heard about Johnny's cases on the radio. Johnny often used his time when filling out his expense accounts to give the audience background information or to express his thoughts about the current case.

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