JPA Train your Wealth

What does your aerobic fitness have to do with your retirement? More than most people realise.

In this episode, JPA's Chris Homer is joined by Tim Howe - founder of the Longevity Games in Swindon - to explore why physical fitness and financial planning run on exactly the same principle: the compound effect of small, consistent habits over time.

Tim explains the independence line - the VO2 max threshold below which you need physical help to get dressed in the morning. From age 40, aerobic capacity declines by 10% per decade unless you work to maintain it. The Longevity Games exists to help people get ahead of that decline before it matters.

They also cover the four functional fitness exercises and why each one measures something vital, the buffer concept and why being average isn't enough, the social care crisis facing Swindon and Wiltshire, and the pension parallel that puts the compound effect into sharp relief - £33 a month since age 18 has turned £15-16,000 into £45,000 over 34 years.

Find out more about the Longevity Games at thelongevitygames.co.uk

To speak with JPA Financial Planning:

www.jpafinancialplanning.co.uk  |  [email protected]  |  01285 440310

JPA Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products.

SJP Approved 07/10/2026

When a wills specialist and a financial planner sit down together, the conversation that follows is one most families have never had - and probably should have had years ago.

In this episode of JPA Train Your Wealth, host Chris Dawes is joined by JPA Director Chris Homer and Wills specialist Andy Brackenbury from Sampson Lyon Legal Services for a clear, practical conversation about managing your family's wealth and making sure it ends up where you intend it to go.

Andy has been drafting wills since 1989. Together, he and Chris Homer cover the difference between joint ownership and tenants in common, why assets placed in trust are not locked away, how inheritance tax thresholds work in practice and where most families quietly get caught out, and why the upcoming changes to pension taxation make this kind of joined-up planning more urgent than ever.

They also talk through the often-overlooked cost of long-term care, the importance of wills and financial planning working together rather than in isolation, and why the family conversation about money - the one most people keep putting off - is usually the most important one of all.

If you have ever assumed your finances and your will are working in the same direction, this episode is worth your time.

JPA Financial Planning works with clients across the UK, with offices in the Cotswolds, Bournemouth, Southampton and Wolverhampton.
[email protected]
01793 238200
www.jpafinancialplanning.co.uk

Will writing involves the referral to a service which is separate and distinct to those offered by St. James's Place. Wills and Trusts are not regulated by the Financial Conduct Authority.

JPA Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products.

SJP Approved 10/08/2026

What does it look like to plan your financial future while you are still in the middle of a professional rugby career - and why does having that plan actually make you a better athlete?

In this episode of JPA Train Your Wealth, host Chris Dawes is joined by Georgia Brock - Gloucester Hartpury player and England international - alongside returning guest Charlie Rowlands and JPA Director Chris Homer for one of the most honest conversations about sport, money and planning ahead in the series so far.

Georgia made her international debut at Twickenham in front of over 52,000 supporters. She has two England caps. And she openly admits she blew every bonus she ever received - because nobody told her what to do with it.

That honesty is what makes this episode so worth listening to. Georgia is now training as a financial adviser alongside her rugby commitments, because she has seen first-hand what happens when athletes reach the end of their career without a plan - and she does not want other women in sport to end up in the same position.

Together, Chris Homer, Charlie and Georgia explore why income protection and critical illness cover are the most overlooked essentials for any professional athlete, how having a financial plan outside sport actually frees you to perform better within it, and why the first conversation with a financial adviser costs nothing except a bit of your time.

If you are still competing, recently retired, or simply wondering whether financial advice is actually for someone like you - it is, and this episode explains exactly why.

JPA Financial Planning works with clients across the UK, with offices in the Cotswolds, Bournemouth, Southampton and Wolverhampton.

[email protected]
01793 238200
www.jpafinancialplanning.co.uk

JPA Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products.

SJP Approved 01/07/2026

Why Female Athletes Are Being Left Behind Financially | JPA Train Your Wealth Ep. 2

Ex-professional footballer Charlie Rowlands played for Bristol Rovers, Swindon Town, Forest Green Rovers and Cheltenham Town - and retired at 24. Not through injury, but because she had to choose between the sport she loved and building a life she could afford.

In this episode of the JPA Train Your Wealth podcast, host Chris Dawes sits down with Charlie - now Business Development Manager at JPA Financial Planning - for a frank and honest conversation about the financial realities facing women in professional sport and business, and why so many are being left behind.

They cover the unique money pressures female athletes face (contract uncertainty, dual incomes, injury risk, family planning), why financial advice is not just for the wealthy, and how the discipline of elite sport is the perfect template for planning your financial future.

If you are a current or former female athlete, a woman in business, or anyone who has ever thought "I'll sort my finances out later" - this one is for you.

What you will learn in this episode:

·        Why women in professional sport face financial challenges, most advisers are not equipped to handle

·        The specific planning gaps around contracts, injury protection and family planning

·        Why Charlie retired at 24 - and how proper financial advice could have changed that entirely

·        How to use the mindset and discipline of sport to build your financial game plan

·        Why financial planning is not just for the wealthy - and what that first conversation actually looks like

JPA Financial Planning has offices in Fairford, London and Solihull. To speak with Charlie or the team, visit: https://www.jpafinancialplanning.co.uk

About JPA Financial Planning:
JPA Financial Planning provides clear, honest and personalised financial advice for individuals, families and business owners across the UK. Their approach is built around understanding your goals, lifestyle, and future plans, helping you create a strategy that works for you now and in the years ahead.

Contact JPA Financial Planning:
Website: https://www.jpafinancialplanning.co.uk
Email: [email protected]
Phone: 01793 238200

Production Credit:
This podcast is a Visual PR Productions production.

Visual PR Productions specialises in helping businesses grow their brand through professional video, podcasting and content creation. From concept to delivery, we create engaging, authentic content that connects with your audience and drives real results.

Find out more at: www.visual-pr.co.uk

Subscribe for more episodes of JPA Train Your Wealth as we explore real financial conversations, expert insights and practical guidance to help you take control of your future.

Disclaimer:

Your home may be repossessed if you do not keep up with repayments on your mortgage.

The value of an investment with St James's Place will be directly linked to the performance of the funds you select, and the value can therefore go down as well as up. You may get back less than you invested.

JPA Financial Planning Ltd is an Appointed Representative of and represents only St James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advertising solely on the Group's website at wwww.sjp.co.uk/products. SJP Approved 18/05/2026

What does financial planning really mean, and where did JPA all begin?

In Episode 1 of JPA Train Your Wealth, we go right back to the start with founder Chris Homer to uncover the story behind JPA Financial Planning. This is not just about money. It is about family, purpose, freedom and building a business that genuinely helps people live better lives.

From a simple idea during pregnancy to a thriving financial planning firm, Chris shares the personal journey behind the JPA name, how JP Admin was born, and how the business evolved into a fully integrated financial planning service. What started as a way to give his wife the choice to stay at home with their newborn quickly grew into something much bigger than either of them expected.

This episode explores:

• The real meaning behind the JPA name and its family roots
• How COVID accelerated business growth and changed everything
• Why financial planning should be accessible to everyone, not just the wealthy
• The importance of understanding your “why” when it comes to money
• A fresh, honest and human approach to financial advice

You will also hear why JPA Financial Planning focuses on holistic financial planning, looking at your full financial picture rather than just one product or service. Whether it is pensions, mortgages, investments or simply getting more control over your finances today, this episode sets the foundation for everything to come in the series.

If you have ever felt unsure about financial advice, thought it was not for you, or simply did not know where to start, this episode is the perfect introduction.

About JPA Financial Planning:
JPA Financial Planning provides clear, honest and personalised financial advice for individuals, families and business owners across the UK. Their approach is built around understanding your goals, your lifestyle and your future plans, helping you create a strategy that works for you now and in the years ahead.

Contact JPA Financial Planning:
Website: https://www.jpafinancialplanning.co.uk
Email: [email protected]
Phone: 01793 238200

Production Credit:
This podcast is a Visual PR Productions production.

Visual PR Productions specialises in helping businesses grow their brand through professional video, podcasting and content creation. From concept to delivery, we create engaging, authentic content that connects with your audience and drives real results.

Find out more at: www.visual-pr.co.uk

Subscribe for more episodes of JPA Train Your Wealth as we explore real financial conversations, expert insights and practical guidance to help you take control of your future.

Disclaimer:

Your home may be repossessed if you do not keep up with repayments on your mortgage.

The value of an investment with St James's Place will be directly linked to the performance of the funds you select, and the value can therefore go down as well as up. You may get back less than you invested.

JPA Financial Planning Ltd is an Appointed Representative of and represents only St James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advertising solely on the Group's website at wwww.sjp.co.uk/products.
SJP Approved 31/03/2026