Just Another Money Podcast

You feel good with your money... so what's next? In this week's episode, Lauren and Nick are breaking down how you can go from good to great with your finances.

0:00 - Intro

0:42 - Lauren found $5k

2:33 - Nick bought a house

6:29 - How can you level up your finances?

12:02 - Shifting from intensity to intentionality

24:16 - Discipline vs strategy

30:48 - What can you do with leftover money?

41:26 - How can I really grow my retirement?

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Sign up for 1:1 Financial Coaching here:
https://justanothermoneypodcast.com/coaching

Want to have your money questions answered on our show? Submit your questions below: 
https://justanothermoneypodcast.com/submit-a-question

Reach us directly on Instagram @moneycoachlauren or @habitfinances

What do you do when your budget’s been completely blown, you're stuck in survival mode, and there’s nothing left to cut? In this week's episode, Lauren and Nick break down how quickly your finances can spiral when you're not living financially healthy (and what you can do about it).

0:00 - Intro

0:47 - When everything goes to sh!t

4:12 - Does paycheck to paycheck always mean broke?

12:38 - What to do when you're laid off

19:18 - You don't think it will happen to you... until it does

24:43 - How to escape the paycheck to paycheck life

30:55 - Covering expenses you're unprepared for

35:26 - When your financial responsibilities suddenly change

43:16 - What to prioritize with your finances 

48:59 - How to prepare your finances

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Sign up for 1:1 Financial Coaching here:
https://justanothermoneypodcast.com/coaching

Want to have your money questions answered on our show? Submit your questions below: 
https://justanothermoneypodcast.com/submit-a-question

Reach us directly on Instagram @moneycoachlauren or @habitfinances

How are people ending up in thousands of dollars of debt–––and what can you do when it finally feels like there’s no way out? In this week's episode, Lauren and Nick are talking all things DEBT–––from believing credit cards are fake to the crushing debt and anxiety debt causes. 

0:00 - Intro 

0:52 - Lauren's tax surprise

4:40 - Are American's prepared for a large unexpected bill

11:07 - Credit cards are fake

20:20 - This debt is killing me! What can I do?

27:45 - Is debt consolidation a good idea?

35:49 - The anxiety, guild, and denial is the hardest part

40:28 - Shame is what's stopping people from improving

49:49 - Would you still date someone with debt?

57:06 - How can someone turn their situation around?

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Sign up for 1:1 Financial Coaching here:
https://justanothermoneypodcast.com/coaching

Want to have your money questions answered on our show? Submit your questions below: 
https://justanothermoneypodcast.com/submit-a-question

Reach us directly on Instagram @moneycoachlauren or @habitfinances

Whether it was a risky financial decision or trusting someone and it completely backfired, we’ve all dealt with toxic money (and toxic people!)–––but the real question is, what can you do to avoid it in the future? In this week's episode, Lauren and Nick are talking about toxic money and toxic people! 

00:00 - Intro

1:07 - Never buy a home with someone you aren't married to

13:46 - How do I explain to my wife that we're poor

22:01 - I'm just not good at money

26:33 - How do you set clear money boundaries?

33:36 - When do you tell your partner about purchases?

38:24 - How do you create money structure in a relationship

42:04 - I feel guilty for refusing my brother money

54:56 - Why don't people ask for money help?

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Sign up for 1:1 Financial Coaching here:
https://justanothermoneypodcast.com/coaching

Want to have your money questions answered on our show? Submit your questions below: 
https://justanothermoneypodcast.com/submit-a-question

Reach us directly on Instagram @moneycoachlauren or @habitfinances

Trillions of dollars have been wiped from the market, economists are warning of a recession, and President Trump’s tariffs have the world on edge–––but the real question is: why do people think this time is different and what should you actually do about it? In this week's episode, Lauren and Nick are breaking down why the market is going wild, what you should (and shouldn't) be doing with your money, and how to prepare.

00:00 - Intro

01:26 - Should I cash out my investments?

07:19 - Why do people take drastic measures in times like this

14:40 - Why is the stock market dropping right now? 

17:41 - What are tariffs and why is everyone freaking out?

23:29 - Is a recession actually coming?

27:26 - Should you be worried about your retirement investments?

32:15 - Should I stop investing until the market settles?

35:35 - Should I wait to buy a home or move forward?

39:29 - If I'm feeling anxious now, what should I be doing?

45:33 - Why do people always panic in moments like this

49:40 - What can we learn from past economic declines?

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Sign up for 1:1 Financial Coaching here:
https://justanothermoneypodcast.com/coaching

Want to have your money questions answered on our show? Submit your questions below: 
https://justanothermoneypodcast.com/submit-a-question

Reach us directly on Instagram @moneycoachlauren or @habitfinances

Does the economy suck... or do you? In this week's episode, Lauren and Nick are diving into bad financial decisions, overspending, and the right money habits to fix it all! 

0:53 - There's no excuses at this point

7:24 - How can we break the cycle and finally get ahead?

11:57 - You have to take control of your finances

15:45 - Is debt consolidation worth it?

24:28 - How do I cope with intense regret from financial mistakes?

35:20 - I literally cannot save in this economy!

42:26 - You have to adjust your spending

50:38 - How to level up your finances

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Sign up for 1:1 Financial Coaching here:
https://justanothermoneypodcast.com/coaching

Want to have your money questions answered on our show? Submit your questions below: 
https://justanothermoneypodcast.com/submit-a-question

Reach us directly on Instagram @moneycoachlauren or @habitfinances

Is being frugal actually helping you, or is it just making your life harder? And what can you do to make a real difference with your finances? In this week's episode, Lauren and Nick break down the right (and wrong) ways to be frugal!

0:44 - Is being frugal worth it?

9:56 - Should you spend more just because you can afford to

15:11 - Where NOT to be frugal

20:35 - Where can people cut back with their spending?

29:19 - How do you balance lifestyle creep with improving quality of life?

36:40 - Spending on your priorities

41:24 - Where are people going wrong with being frugal?

44:05 - Are boomers right about avocado toast?

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Sign up for 1:1 Financial Coaching here:
https://justanothermoneypodcast.com/coaching

Want to have your money questions answered on our show? Submit your questions below: 
https://justanothermoneypodcast.com/submit-a-question

Reach us directly on Instagram @moneycoachlauren or @habitfinances

Why is the world so expensive now and what should you be doing to manage your money better? In this week's episode, Lauren and Nick are breaking down the rising cost of existing in today's world and how you can start getting ahead!

0:55 - The price of eggs are INSANE

5:00 - Where have you seen dramatic rise in costs? 

10:15 - Should I be Increasing my budget with inflation?

15:13 - Inflation vs lifestyle creep

21:52 - How does anyone afford a home these days?

29:51 - Is homeownership still possible for younger generations?

38:23 - Is now still a good time to invest?

46:56 - The lazy investor's method

51:20 - What should you be doing to get ahead?

–––––––

Sign up for 1:1 Financial Coaching here:
https://justanothermoneypodcast.com/coaching

Want to have your money questions answered on our show? Submit your questions below: 
https://justanothermoneypodcast.com/submit-a-question

Reach us directly on Instagram @moneycoachlauren or @habitfinances

You've just paid off all your debt...so what's next? In this week's episode, Lauren and Nick are breaking down how you can start building wealth after you've gotten out of debt. 

0:52 - How much do you have in your savings account?

6:08 - I'm 30 and starting from $0, what should I do next?

12:50 - I'm debt free, what's next?

19:47 - I'm trying to get my money organized, what accounts do I need?

27:32 - Why is it important to know your net worth?

36:30 - What different accounts should I have for investing & retirement?

43:44 - How do I get $100k invested? 

50:29 - What would you tell yourself 10 years ago?

–––––––

Sign up for 1:1 Financial Coaching here:
https://justanothermoneypodcast.com/coaching

Want to have your money questions answered on our show? Submit your questions below: 
https://justanothermoneypodcast.com/submit-a-question

Reach us directly on Instagram @moneycoachlauren or @habitfinances

How do you escape living paycheck to paycheck? In this week's episode, Lauren and Nick are breaking some of their best tips for sticking to a budget!

1:22 - How much do you keep in your checking account?

5:13 - How can I escape living paycheck to paycheck?

10:44 - I can't follow a budget to save my life!

19:58 - How do you get your family on a budget they'll stick to?!

27:05 - How do we budget as a couple?

34:40 - How do I budget with a fluctuating income?

40:57 - How do I get better at budgeting?

49:38 - At what point can you stop budgeting?

–––––––

Sign up for 1:1 Financial Coaching here:
https://justanothermoneypodcast.com/coaching

Want to have your money questions answered on our show? Submit your questions below: 
https://justanothermoneypodcast.com/submit-a-question

Reach us directly on Instagram @moneycoachlauren or @habitfinances