Just Another Money Podcast

Should I finance it or pay cash? In this week's episode, Lauren and Nick are breaking the SMART way to make some of life's largest purchases. From financing new vehicles to funding college education, we break down mistakes to avoid when making big financial decision. 

1:38 - Feeling overwhelmed by my debt and don't know where to start

7:20 - Should I finance a car or buy it in cash?

6:17 - How did you save for your wedding?

29:03 - Should I really not worry about student loan debt?

37:14 - What is the best way to save for a house?

43:30 - Should I take out more debt to fund a side hustle?

49:05 - Should I finance a new iPhone or just pay cash?

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Sign up for 1:1 Financial Coaching here:
https://justanothermoneypodcast.com/coaching

Want to have your money questions answered on our show? Submit your questions below: 
https://justanothermoneypodcast.com/submit-a-question

Reach us directly on Instagram @moneycoachlauren or @habitfinances

Are you financially ready to buy a home? In this week's episode, Lauren and Nick are breaking all things homeownership - from how to know you're ready to buy to homeowner nightmares!

1:13 - Is owning ALWAYS better than renting?

5:40 - When do you know you're financially ready to buy a home?

12:06 - My new home is a NIGHTMARE, please help!

19:41 - How much house can we really afford?

29:19 - Can someone explain buying a house and mortgages to me like I'm 5?

36:50 - Should I buy an investment property as my first home purchase?

42:34 - Are home flippers ruining the market?

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Sign up for 1:1 Financial Coaching here:

https://justanothermoneypodcast.com/coaching

Want to have your money questions answered on our show? Submit your questions below:

https://justanothermoneypodcast.com/submit-a-question

Reach us directly on Instagram @moneycoachlauren or @habitfinances

Is your money working hard enough? In this week's episode, Lauren and Nick are breaking all things savings––savings buckets, emergency funds, and even retirement. Are you actually saving smarter or just making things harder for yourself? 

1:38 - What savings buckets should we have and what % to put in each?

7:53 - How big is your emergency fund?

14:26 - How much should I be saving for retirement?

23:28 - What do you do with your money after all your savings goals are me?

30:14- How do you balance saving for the future with enjoying life today?

37:23 - Am I losing too much money in my sinking funds?!

43:25 - Lauren and Nick's savings goals for 2025

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Sign up for 1:1 Financial Coaching here:
https://justanothermoneypodcast.com/coaching

Want to have your money questions answered on our show? Submit your questions below: 
https://justanothermoneypodcast.com/submit-a-question

Reach us directly on Instagram @moneycoachlauren or @habitfinances

Is the credit card game really worth it? In this week's episode, Lauren and Nick are breaking down the RIGHT way to use credit cards––from when to pay them off to building credit the smart way.

1:05 - How Much Credit Card Debt do US Consumers Have?

3:14 - "Why do people think you need to carry a balance to build credit?"

6:48 - "Can anyone tell me the proper way of using a credit card?"

15:10 - "How do I go about picking the right credit card?"

22:39 - "What are the best ways to build your credit?"

31:03 - "What order should I pay off my credit card debt?"

36:45 - "How do I stop using credit cards and when could I reintroduce them?"

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Sign up for 1:1 Financial Coaching here:
https://justanothermoneypodcast.com/coaching

Want to have your money questions answered on our show? Submit your questions below: 
https://justanothermoneypodcast.com/submit-a-question

Reach us directly on Instagram @moneycoachlauren or @habitfinances

Is Girl Math real... or just an excuse? In this week's episode, Lauren and Nick break down some of the wildest personal finance takes we could find on the internet––from girl math to crazy side hustles, this episode gets spicy!

1:21 - "Where do I go from here?"

6:56 - Breaking Down Girl Math

12:17 - The Potato Famine

13:50 - Extreme Frugality on Reddit

25:49 - The Dark Side of Gambling Addictions

36:06 - Is Uber Worth It Anymore?

39:20 - Sp*rm Donor Side Hustle

41:53 - Bad Money Advice

44:11 - She Took Out A Loan... For Groceries

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Sign up for 1:1 Financial Coaching here:
https://justanothermoneypodcast.com/coaching

Want to have your money questions answered on our show? Submit your questions below: 
https://justanothermoneypodcast.com/submit-a-question

Reach us directly on Instagram @moneycoachlauren or @habitfinances

Are you FINANCIALLY ready to invest? In this week's episode, Lauren and Nick are breaking down all things investing–when you're ready and how to start!

0:58 - Lauren and Nick share some exciting updates!

2:56 - "Am I financially ready to invest?"

9:29 - "What's the best advice you have for someone starting to invest?"

20:06 - "Where should I start my retirement investing?"

26:49 - "Where do I start investing?"

33:34 - "How do I invest with a fluctuating income?"

39:08 - "Should I pay extra on my mortgage or prioritize investing?"

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Sign up for 1:1 Financial Coaching here:
https://justanothermoneypodcast.com/coaching

Want to have your money questions answered on our show? Submit your questions below: 
https://justanothermoneypodcast.com/submit-a-question

Reach us directly on Instagram @moneycoachlauren or @habitfinances

If you hid $100k of debt from your partner, how would you tell them? In this week's episode, Lauren and Nick are diving into all things debt payoff! From secret debt to piling up tens of thoudands on credit cards, this episode gets spicy!

1:24 - "Looking for outside advice on buying a home"

9:23 - "I'm in a scary amount of debt!"

17:06 - "Is it better to save or pay off debt?"

24:14 - "I hid $100k of debt from my wife––how do I tell her?"

34:25 - "What sacrifices did you make to get out of debt?"

43:33 - "Thinking of marrying into debt, is this a mistake?"

50:42 - "What is the best advice to avoid debt in the first place?"

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Sign up for 1:1 Financial Coaching here:
https://justanothermoneypodcast.com/coaching

Want to have your money questions answered on our show? Submit your questions below: 
https://justanothermoneypodcast.com/submit-a-question

Reach us directly on Instagram @moneycoachlauren or @habitfinances

What would you do if your brother stole $10,000 from your parents? In this week's episode, Lauren and Nick dive into toxic money situations from abusive husbands to shady friends!

1:22 - "How do I prepare to lose more than half my income?"

4:43 - "AITA for asking my boyfriend to pay me back?"

11:35 - "My husband has been hiding money from me!"

19:25 - "AITA for being upset about my brother stealing $10k from my family?"

26:34 - "Did anyone else's parents take money from them?"

34:37 - "Lent my friend $7k and now he's not paying me back. What should I do?"

40:07 - "Is this financial abuse?"

49:28 - Red flag, green flag

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Sign up for 1:1 Financial Coaching here:
https://justanothermoneypodcast.com/coaching

Want to have your money questions answered on our show? Submit your questions below: 
https://justanothermoneypodcast.com/submit-a-question

Reach us directly on Instagram @moneycoachlauren or @habitfinances

How would you build wealth if you were starting from $0? In this week's episode, Lauren and Nick are breaking down how to use the Financial Roadmap to jumpstart your finances.

1:15 - 8 Step Financial Roadmap

1:56 - "How am I supposed to pay for my children's college?"

10:47 - "Where do I start with my finances?"

17:23 - "I'm starting from $0 at age 50, where do I begin?"

27:44 - "I want to buy my first house, but is it even possible with credit card debt?"

33:46 - "Marrying into debt, how do I get out of it ASAP?"

42:58 - "I seriously need to get my finances in order!"

52:57 - Lauren and Nick's New Years Resolutions

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Sign up for 1:1 Financial Coaching here:
https://justanothermoneypodcast.com/coaching

Want to have your money questions answered on our show? Submit your questions below: 
https://justanothermoneypodcast.com/submit-a-question

Reach us directly on Instagram @moneycoachlauren or @habitfinances

Do you have a PLAN for your finances? In this week's episode, Lauren and Nick are breaking down the Financial Roadmap––their 8-step plan for taking control of your money and building wealth. 

1:11 - 8 Step Financial Roadmap

3:01 - "Help! I'm starting from zero"

4:31 - Step 1: Get Clear On Your Finances

6:08 - Step 2: Build Up Starter EF

8:23 - Step 3: Invest Up To Employer Match

13:16 - Step 4: Pay Off High-Interest Debt Early

15:23 - Step 5: Build Up Fully Funded EF

17:19 - Step 6: Invest For Retirement 

22: 25 - Step 7: Pay Off Low-Interest Debt

25:05 - Step 8: Incorporate Financial Goals

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Sign up for 1:1 Financial Coaching here:
https://justanothermoneypodcast.com/coaching

Want to have your money questions answered on our show? Submit your questions below: 
https://justanothermoneypodcast.com/submit-a-question

Reach us directly on Instagram @moneycoachlauren or @habitfinances