From surviving war in Syria to building one of Richardson, Texas' most beloved cafes — Jihad’s story is a testament to grit, faith, and never giving up. He came to America not to take, but to build. In this episode, Jihad Wadi shares the unfiltered truth about fleeing oppression, finding opportunity in the U.S., and turning pain into purpose.

He talks about starting over with nothing, risking everything for freedom, and why he feeds hundreds for free without fanfare. This isn’t just a story about food — it’s about family, faith, hustle, heartbreak, and the power of just earning it.

Stick around till the end for a moving call to prayer — and one of the most honest conversations you’ll hear this year.

CHAPTERS & TIMESTAMPS

00:00 – The Man Who Came to Build, Not Take

07:30 – Politics, Media Lies & American Misconceptions

10:00 – Palestine, Faith, and Identity in America

16:00 – Patriotism vs. Criticizing Government

18:30 – Landing in America with $0: The Hustle Begins

26:30 – Regrets, Lessons, and Building With Purpose

30:30 – Racism, Curiosity & Acceptance in Texas

39:00 – Life Insurance, Legacy & Not Relying on Handouts

41:00 – Why Giving Feeds the Soul

44:00 – Muslims, Jews, Christians – A United Community?

46:00 – Why America is Still a Blessing

51:30 – Final Thoughts: Faith, Family & Building Together

Drop your biggest takeaway in the comments

New episodes weekly — follow the Just Earn It Podcast and join the movement to break faith-based money myths and build real generational wealth.

#JustEarnIt#MuslimEntrepreneur#JihadExplained#InnerStruggle#FaithAndHustle#SpiritualJourney#IslamAndSuccess#QuranWisdom#PurposeDrivenLife#WealthWithPurpose#ModernManhood#IslamicPerspective#StruggleToSucceed#FaithOverFear#MisconceptionsAboutIslam

Connect with Jihad Wadi on social links below

Find Jihad Wadi on Instagram

https://www.instagram.com/jihadwadi/?hl=en

More about Peace Middle East Cafe

https://www.instagram.com/peacemiddleeastcafe/?hl=en

Would you like to "pick Matt's brain"?

Set up a consultation here via the Minnect app: 

⁠https://app.minnect.com/expert/MattSapaula⁠

⁠https://cigarswealthandwhiskey.com/⁠

Free Workbook:⁠ https://podcast.7figuresquad.com/trom⁠

Grab Matt's Amazon #1 best-selling book:

Faith-Made Millionaire -3 Pillars from the Good Book to Master Your Mindset, Morals, and Money 

⁠https://a.co/d/5nJI1Vn⁠

Also grab Matt's newly released Amazon best-seller: 

GOTCHA: Your Money-Smart GPS Navigating the Five Pitfalls of Financial Freedom 

⁠https://a.co/d/3bpw2Em⁠

Would you like to start your business alongside Matt's mentorship in the life insurance industry?  

Apply here:⁠ https://livingmoneysmart.com/moneygame⁠

Meanwhile, share in his journey to gain financial control over daily money matters and live your desired lifestyle.  

Find Matt Sapaula here too:  

Matt on LinkedIn

⁠https://www.linkedin.com/in/mattsapaula/⁠

Matt on Instagram

⁠https://www.instagram.com/moneysmartguy/⁠

Matt on X

⁠https://x.com/moneysmartguy⁠

Matt on Facebook

⁠https://www.facebook.com/mattsapaula⁠

DISCLAIMER: Matt Sapaula is not a registered investment advisor for the offering or sale of securities nor to provide investment advice. Matt only deals in securities subject to an exemption from registration and will only provide investment services to accredited investors as defined by the Illinois Securities Act of 1953.

In this real and raw episode of Just Earn It Matt Sapaula sits down with business coach and entrepreneur Reginald Spencer to uncover the mindset shifts that separate those who struggle from those who build real wealth.

From understanding the true purpose of money to learning why you can’t create massive success alone, this episode is a masterclass in thinking, acting, and winning like a leader.

Packed with raw insights, powerful stories, and practical strategies, this conversation will challenge how you see business, leadership, and financial freedom — and give you the blueprint to level up.

CHAPTERS & TIMESTAMPS

00:00 – Why Americans are saving less and spending more

01:02 – Sneaker culture and the art of the flip

03:15 – iPhone prices, tariffs, and how to stay liquid

06:30 – Gen Z investing vs older generations

09:05 – Faith and culture: prayer, society, and money mindset

12:15 – Viral controversy: trans athletes in high school sports

16:40 – Business lessons from sneaker flipping

20:15 – How culture, faith, and finances collide23:30 – Final thoughts: building wealth & staying ready

#CashIsKing #SneakerCulture #WealthMindset #MoneyTips #FinancialFreedom #JustEarnItPodcast #MattSapaula #ReginaldSpencer #GenerationalWealth #FaithAndFinance #MoneyHabits #Entrepreneurship #FinancialDiscipline #SideHustleSuccess #BuildWealth #FaithBasedLeadership

New episodes weekly — follow the Just Earn It Podcast and join the movement to break faith-based money myths and build real generational wealth.

Connect with Reggie Spencer on social links below

Find Reggie Spencer on

Instagramhttps://www.instagram.com/pursuit101

Learn More About Pursuit Clothing

http://www.pursuitshop.com/

Would you like to "pick Matt's brain"?

Set up a consultation here via the Minnect app: 

https://app.minnect.com/expert/MattSapaula

https://cigarswealthandwhiskey.com/

Free Workbook: https://podcast.7figuresquad.com/trom

Grab Matt's Amazon #1 best-selling book:

Faith-Made Millionaire -3 Pillars from the Good Book to Master Your Mindset, Morals, and Money 

https://a.co/d/5nJI1Vn

Also grab Matt's newly released Amazon best-seller: 

GOTCHA: Your Money-Smart GPS Navigating the Five Pitfalls of Financial Freedom 

https://a.co/d/3bpw2Em

Would you like to start your business alongside Matt's mentorship in the life insurance industry?  

Apply here: https://livingmoneysmart.com/moneygame

Meanwhile, share in his journey to gain financial control over daily money matters and live your desired lifestyle.  

Find Matt Sapaula here too:  

Matt on LinkedIn

https://www.linkedin.com/in/mattsapaula/

Matt on Instagram

https://www.instagram.com/moneysmartguy/

Matt on X

https://x.com/moneysmartguy

Matt on Facebook

https://www.facebook.com/mattsapaula

DISCLAIMER: Matt Sapaula is not a registered investment advisor for the offering or sale of securities nor to provide investment advice. Matt only deals in securities subject to an exemption from registration and will only provide investment services to accredited investors as defined by the Illinois Securities Act of 1953.

What happens when the stadium lights fade, and you’re no longer “the athlete”? In this emotional and empowering episode of Just Earn It, host Matt Sapaula sits down with former NFL wide receiver Mark Clayton — a 2005 first-round pick for the Baltimore Ravens — to talk about what it really means to start over.

Mark shares how injuries forced him to retire early, how that pain became a turning point, and why the journey to redefine himself outside the game was the biggest test of all. From the highs of game day to the lows of identity loss, this episode is for anyone who's had to rebuild when the spotlight fades.

CHAPTERS & TIMESTAMPS

00:00 – Experience is the best teacher

01:00 – Do athletes wait too long to build life after the league?

02:10 – What happens when the roar fades

03:00 – Mark Clayton’s NFL legacy

04:30 – Injuries, identity & emotional scars

08:45 – Football didn’t define him — it refined him

12:10 – Life after sports: what most athletes miss

18:00 – Faith, mindset, and starting from scratch

24:30 – Entrepreneurship and legacy beyond the field

30:00 – Advice to players (and people) stuck in transition

New episodes weekly — follow the Just Earn It Podcast and join the movement to break faith-based money myths and build real generational wealth.

#MarkClayton #NFLLifeAfter #FaithAndPurpose #AthleteTransition #JustEarnItPodcast #MattSapaula #LifeAfterTheLeague #InjuriesAndIdentity #FootballMindset #ChristianEntrepreneur #LegacyBuilding #PostNFLLife #RedefiningSuccess

 Connect with Mark Clayton on social links below

Find Mark on Instagram

https://www.instagram.com/clayton.mc/

More about Livv Audio

https://livvaudio.com/

Would you like to connect with Matt or ask questions? Set up a consultation via Minnect:

⁠https://app.minnect.com/expert/MattSapaula⁠

⁠https://cigarswealthandwhiskey.com/⁠

Free Workbook:⁠

https://podcast.7figuresquad.com/trom⁠

Grab Matt's Amazon #1 best-selling book:

Faith-Made Millionaire – 3 Pillars from the Good Book to Master Your Mindset, Morals, and Money⁠

https://a.co/d/5nJI1Vn⁠

Also grab Matt's newly released Amazon best-seller:

GOTCHA: Your Money-Smart GPS Navigating the Five Pitfalls of Financial Freedom

⁠https://a.co/d/3bpw2Em⁠

Would you like to start your business alongside Matt's mentorship in the life insurance industry?

Apply here: ⁠

https://livingmoneysmart.com/moneygame⁠

Meanwhile, share in his journey to gain financial control over daily money matters and live your desired lifestyle.

Find Matt Sapaula here:

Matt on LinkedIn⁠

https://www.linkedin.com/in/mattsapaula/⁠

Matt on Instagram⁠

https://www.instagram.com/moneysmartguy/⁠

Matt on X

⁠https://x.com/moneysmartguy⁠

Matt on Facebook⁠

https://www.facebook.com/mattsapaula⁠

DISCLAIMER: Matt Sapaula is not a registered investment advisor for the offering or sale of securities nor to provide investment advice. Matt only deals in securities subject to an exemption from registration and will only provide investment services to accredited investors as defined by the Illinois Securities Act of 1953.

In this powerful episode of Just Earn It, Matt Sapaula sits down with Chris Hart — a first-generation millionaire, pastor’s kid, and former Apple executive — to unpack the controversial truth about faith, money, and legacy. From growing up in Compton to building a seven-figure career in the life insurance industry, Chris shares how he broke free from limiting beliefs around wealth, rejected the “humble and broke” narrative, and became a force for generational change in the Black community. If you're a person of faith who wants financial freedom without guilt — this conversation will change how you see purpose, profit, and power.

CHAPTERS & TIMESTAMPS:

00:00 – The BIG Lie: Why faith has kept so many people broke

01:00 – Meet Chris Hart: From Compton to CEO, from powerlifting to purpose

03:30 – From $100K at Apple to millionaire in insurance — no degree, no problem

07:45 – Can you chase God and money? The mindset shift that changed everything

12:10 – Growing up with faith, struggle, and parents in ministry

18:45 – The turning point: how life insurance became his legal path to wealth

26:00 – No college degree. No excuses. No plan B.33:40 – Building legacy and leading with faith

New episodes weekly — follow the Just Earn It Podcast and join the movement to break faith-based money myths and build real generational wealth.

#FaithAndFinance #LifeInsuranceBusiness #GenerationalWealth #ChristianEntrepreneur #MoneyAndFaith #JustEarnItPodcast #MattSapaula #ChrisHart #FromBrokeToMillionaire #PurposeOverPaycheck #FinancialFreedom #LifeInsuranceOpportunity #InsuranceBrokerLife #NoCollegeDegreeSuccess #IntegrityMarketingGroup #FaithBasedLeadership #BlackWealthMatters #BreakingGenerationalCurses #MillionaireMindset #FaithDrivenSuccess

Connect with Chris Hart:

Talk To Chris on Minnect
http://app.minnect.com/expert/ChristopherHart

Chris on Instagram
https://www.instagram.com/soldoutservant/

Find Chris on YouTube
https://www.youtube.com/channel/UC5N_Krgulw4v3yS8C65bquQ

More about Sold Out Servant
https://soldoutservant.com/

Would you like to connect with Matt or ask questions? Set up a consultation via Minnect:
https://app.minnect.com/expert/MattSapaula

https://cigarswealthandwhiskey.com/

Free Workbook:
https://podcast.7figuresquad.com/trom

Grab Matt's Amazon #1 best-selling book:
Faith-Made Millionaire – 3 Pillars from the Good Book to Master Your Mindset, Morals, and Money
https://a.co/d/5nJI1Vn

Also grab Matt's newly released Amazon best-seller:
GOTCHA: Your Money-Smart GPS Navigating the Five Pitfalls of Financial Freedom
https://a.co/d/3bpw2Em

Would you like to start your business alongside Matt's mentorship in the life insurance industry?
Apply here: https://livingmoneysmart.com/moneygame

Meanwhile, share in his journey to gain financial control over daily money matters and live your desired lifestyle.

Find Matt Sapaula here:

Matt on LinkedIn
https://www.linkedin.com/in/mattsapaula/

Matt on Instagram
https://www.instagram.com/moneysmartguy/

Matt on X
https://x.com/moneysmartguy

Matt on Facebook
https://www.facebook.com/mattsapaula

DISCLAIMER: Matt Sapaula is not a registered investment advisor for the offering or sale of securities nor to provide investment advice. Matt only deals in securities subject to an exemption from registration and will only provide investment services to accredited investors as defined by the Illinois Securities Act of 1953.