Keep Yours

In a world where it's so easy to spend, the struggle to save is real. Today we discuss the importance of developing your willpower muscle, setting your own personal spending boundaries ahead of temptation, and the trap of lifestyle creep and what to do about it.

It can be tempting to believe someone telling you they will save you or make you money, but the sad truth is we live in a world of scams that are ever increasing in their sophistication and reach. In this episode we take an in-depth look at credit card consolidation companies and help you to determine if they are actually working for your benefit or if they just want to take your money and run. We also talk about student loan debt solutions, and questions you should ask if thinking about getting involved in a multi-level marketing company.

In this social media dominant culture, where it's tempting to present our Instagram-worthy "best life" as the everyday, it's hard to believe that many Americans are saddled with so much debt, which is actually making us sick. In this episode, we dive into why appearances can be deceiving, and how to find your own personal North Star when it comes to dealing with finances.

Buying a car can be a stressful process, as anyone who's done it knows. This episode is chock full of practical tips and tricks to make your car buying (and selling!) experience smooth. We examine how to determine long term value, how to discuss price vs financing, and how to find out just when cars drop in price on the dealer's lot.

Have you ever wondered just how your credit score is calculated, and what tips and tricks might exist to quickly improve it? In this episode we break it down and give you the number one most important strategy for improving your credit, along with several others.

Is it better to earn more or spend less in order to balance your budget? Here we help you start where you are with regards to financial goal setting, and uncover what your first financial goal should be. In addition, we examine why it's not important to be the smartest person in the room, and the importance of being valuable at your job.

Creating wealth begins with an accurate assessment of your financial situation. Here, we help you understand your real net worth and how that is the first step in getting to where you want to be financially.

Understanding yourself and how you relate to money is essential. Here we unveil different personality types as outlined by the Enneagram and examine potential strengths and pitfalls of each, as well as how they may relate to each other.

The poor financial decisions you made in the past do not have to continue into the future, but if you keep telling yourself the same story, you'll get the same results. In this episode we talk about ways to powerfully reframe your language to enable your own financial growth moving forward.

The sad truth is that 2 out of 3 adults cannot pass a financial literacy test. We think that since you'll be dealing with financial transactions for your whole adult life, it's probably a good idea to start learning about money early on. In this podcast we explain why.