Keep Yours

Is it possible to get a college degree without going into debt if you don't have any scholarships? In this episode we talk about four possible student scenarios and one where you can actually graduate from university without taking out student loans but instead leave with money in your pocket.

Continuing our student loan series, we invite you to ask yourself if college is the right choice for you, especially if you're not sure of what you want to study. We also look at different types of intelligences, fields that don't require a degree, and the importance of finding a mentor in your field of interest.

In this student loan series, we do the Real Math and calculate just how much a student will have to work and how long it will take a to repay their loans into adulthood. We use a real life example and then offer some easy ways to hack the college system and save at least a third of the cost.

In this third episode of our student loan series, we discuss the importance of being honest about family finances with your child, the implications of student loan debt throughout one's life, and the value of responsibility for young adults. If you co-sign on that student loan, are you sacrificing your retirement? There are other options and we discuss them here!

In this second episode of our student loan series, we ask you to contemplate this: How many hours, months, and years are you going to have to work to pay off that student loan? We invite you to change your perspective on the true value proposition of a college education, especially considering out of state tuition costs, the true cost of loan repayment after taxes, and how this can all be accomplished fresh out of college in an entry level position.

In this first episode of our student loan series, we dive into how this system is set up against you. We examine some common myths about the value of a college education, how the student loan system works under a skewed version of true capitalism, and how universities are incentivized to sell students a dream.

Why don't people stick to a budget? How much money does the government really take out for taxes? And what is the true cost of convenience? We cover these topics and recap a bit of the last five episodes here. This is Part 6 of our series in Financial Fundamentals, where we get you up to speed on critical topics you need to know about how to keep what's yours.

Compounding interest is a topic most people don't fully understand -- how it works both for and against them. Here we give practical examples and implications of how this works with loans, credit card and student loan debt. This is Part 5 of our series in Financial Fundamentals, where we get you up to speed on critical topics you need to know about how to keep what's yours.

Today we explain important money terms like interest, assets, credit and risk and give examples of how they affect you in real life. This is Part 4 of our series in Financial Fundamentals, where we get you up to speed on critical topics you need to know about how to keep what's yours.

How did the idea of currency come into existence? Why do we assign money value? Today we talk about a brief history of how modern currency came about. This is Part 3 of our series in Financial Fundamentals, where we get you up to speed on critical topics you need to know about how to keep what's yours.