Kingdom Entrepreneur

A lot of contractors look successful on the outside, but behind the scenes they’re robbing Peter to pay Paul just to keep jobs moving, crews paid, suppliers covered, and the business alive. In this episode, we break down what really happens when business debt, poor cash flow, merchant cash advances, late-paying clients, and fast financing start catching up with you.

If you’re a contractor, remodeler, trades business owner, or small business owner who feels like your company is always playing catch up financially, this conversation is for you. Credit and small business finance expert Gerri  Detweiler explains how to stop making panic money decisions, understand the real cost of quick business financing, protect your personal and business credit, and build a recovery plan that gives your company breathing room.

You’ll learn why some “easy money” options can quietly cost 35%, 50%, 70% APR or more, why debt consolidation does not always work the way business owners expect, how supplier credit and business credit can help cash flow, and what to do if collectors, lawsuits, or overwhelming debt are already part of the picture.

Highlights:

→ You’ll learn how contractors can improve cash flow by reviewing bookkeeping, depositing checks faster, using supplier credit, and setting better payment terms before money problems spiral.

→ Gerri explains why merchant cash advances, factoring, and quick business loans can look helpful in the moment but become extremely expensive when you calculate the true APR.

→ You’ll hear how business credit and personal credit are connected, why personal guarantees matter, and why contractors should monitor both before applying for SBA loans, business credit cards, or lines of credit.

→ This episode also covers what to do when debt is already overwhelming, including debt workout options, bankruptcy attorney consultations, creditor conversations, and how to avoid scams promising instant debt relief.

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Learn more about Deanna Lucas through the following links:

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Most people think leadership happens on stage, under the bright lights, or when everyone is watching. But real leadership often happens behind the scenes, in the daily conversations, quiet encouragement, hard coaching, small acts of care, and the way you make people feel like they matter.

In this episode of Kingdom Entrepreneur, Ray sits down with longtime football coach and recruiter Kent Jackson to talk about faith-driven leadership, building winning teams, developing people, and creating a culture where coaches, athletes, employees, and young professionals can grow. After 33 years of coaching high school football and track, Coach Jackson brings powerful lessons on love, trust, communication, character, initiative, adversity, and servant leadership.

This conversation is for Christian entrepreneurs, coaches, business owners, team leaders, recruiters, and anyone who wants to lead people better. You’ll hear why great leadership is not just about strategy, systems, or results, it is about relationships. Coach Jackson shares how to coach hard without talking down to people, why appreciation matters, how faith shapes leadership, and why every person on the team needs to know they matter.

Highlights:

→ You’ll learn why the best leaders build relationships before they try to correct, challenge, or push people toward higher standards.

→ Coach Jackson shares how 33 years of coaching taught him to hire people smarter than himself, delegate well, set clear expectations, and build winning teams through character and initiative.

→ You’ll hear why leaders must communicate appreciation often, praise in public, correct in private, and make every person in the organization feel important.

→ This episode also explores how faith, prayer, love, humility, and the example of Jesus shape the way leaders evaluate people, build teams, and lead through adversity.

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Covenant Leadership Group - Rayyoungspeaker.com

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If your day starts with gas station breakfast, energy drinks, long hours, job sites, truck stops, and ends with you completely drained, this episode is for you. Busy contractors, entrepreneurs, truckers, and working professionals often think they just need more discipline, but the truth is, better health, energy, focus, and performance come from better systems.

In this conversation, Remi Rory, founder of the MNE Method: Mindset, Nutrition, and Exercise, breaks down how to stop relying on willpower and start building simple daily habits that actually work in real life. We talk about eating better on the road, avoiding the sugar and caffeine crash, creating realistic fitness routines, building mobility, improving your mindset, and using small wins to rebuild confidence.

This episode is especially helpful if you work long days, live out of your truck, run a business, manage job sites, struggle with burnout, or feel like your health keeps getting pushed to the bottom of the list. More leads, more jobs, and more growth will not fix burnout if your body and mind are running on empty.

Highlights:

→ You’ll learn why discipline alone is not enough and how simple systems can help you stay consistent even when motivation fades.

→ Remi shares realistic nutrition tips for contractors, truckers, and busy professionals who often rely on gas stations, energy drinks, and fast food during long workdays.

→ You’ll hear why mobility, stretching, yoga, and a simple five-minute flow may be more useful than heavy workouts for people who already work physically demanding jobs.

→ We also break down the FAR Method: Foundation, Acceleration, and Results, and how it helps you build habits, improve your mindset, and create long-term health changes without overcomplicating the process.

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Learn more about Remi Rory:

https://calendly.com/mnecoach

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The Leadership Penalty Every Christian Leader Must Face

Christian leadership is easy to talk about when life is calm, but what happens when every decision is criticized, every word is watched, and the pressure never lets up? In this episode of Kingdom Entrepreneur, Russell Thomason shares what it looks like to live out a biblical worldview inside Washington, D.C., while serving alongside Congressman Jody Arrington.

This conversation is for Christian business owners, entrepreneurs, public leaders, ministry leaders, and professionals who want to follow Jesus in high-pressure environments without compromising their convictions. Russell talks about faith in politics, trust in leadership, handling criticism, communicating with humility, and why real kingdom leadership often costs more than people expect.

You’ll hear how Christian leaders can stay spiritually grounded, build trust with their teams, lead with calm strength, and make decisions through Scripture instead of fear, pride, or public approval. If you’ve ever wondered how to honor God in business, government, leadership, or public service when the pressure is constant, this episode will challenge and encourage you to lead the kingdom way.

What You’ll Learn / Highlights

Russell shares why pressure does not have to destroy your faith, and how trials can actually strengthen Christian leadership when you stay rooted in Scripture and prayer.

You’ll learn how to handle criticism with calmness, communicate clearly under pressure, and avoid making leadership about your own personal offense or glory.

This episode also explores why trust and loyalty are essential in leadership, especially when serving a team, a business, a community, or a public office where many people depend on your decisions.

Russell also explains how a biblical worldview shapes decisions, relationships, policy conversations, and the way Christian leaders treat people who may not share their faith.

#ChristianLeadership#KingdomEntrepreneur#FaithAtWork#BiblicalWorldview#ChristianBusiness

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Why are so many contractors working harder than ever, bringing in more revenue, and still stressed about money? In this episode of The Builder’s Edge, Deanna Lucas sits down with Amanda Dilenno to uncover the hidden numbers behind profitable construction businesses. If you are a contractor, remodeler, landscaper, roofer, trades professional, or construction business owner who feels busy but broke, this conversation will help you understand why more work does not always mean more profit.

You will learn how poor job costing, underbidding, unclear bookkeeping, hidden overhead expenses, payroll costs, fuel changes, supply price increases, and weak profit margin tracking can quietly drain your business. Amanda explains why looking at your bank balance is not enough, why revenue can be misleading, and why every contractor needs clean books, monthly reconciliation, and a clear system for pricing jobs. This episode is for contractors who want less stress, better cash flow, stronger margins, and a business that supports their family, future, and freedom instead of creating constant financial pressure.

What You’ll Learn / HighlightsChapters

You’ll learn why contractors can have strong revenue but still struggle with cash flow, especially when job costs, unpaid checks, auto-drafts, credit cards, payroll, and overhead are not being tracked clearly.

Amanda breaks down why job costing matters and how separating each project’s labor, materials, supplies, indirect costs, and profit margin helps contractors know which jobs are actually worth repeating.

You’ll hear why underbidding is so dangerous, especially for newer contractors who feel pressure to win every job, compete on price, or take cheap clients who do not understand value.

This episode also explains how clean bookkeeping, monthly reconciliation, and reviewing actual numbers can reveal duplicate expenses, hidden profit leaks, missed deductions, and pricing problems before they damage the business.

00:00 Intro: Why contractors feel busy but broke01:12 Why more work does not always mean more profit03:10 Amanda’s accounting background and contractor focus06:25 Why tradespeople struggle with bookkeeping09:45 The problem with only checking your bank balance12:20 Why contractors stay busy but still feel broke15:05 Pricing, cheap clients, and knowing your value19:15 Warning signs of a profitability problem22:00 Revenue vs. profit: what contractors should track25:10 Why underbidding stops business growth28:30 Hidden expenses contractors forget to price in32:15 Payroll, fuel, supplies, and unexpected costs36:00 Job costing explained for construction businesses41:20 Why every project needs its own profit margin46:30 Marking up materials and explaining value to clients51:10 Payment structure and avoiding cash flow problems55:00 Amanda’s profit margin spreadsheet template01:02:30 First step: clean books and monthly reconciliation01:05:00 Free audit and final takeaways

#ContractorBusiness#ConstructionBusiness#JobCosting#ProfitMargins#TheBuildersEdge

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Learn more about Deanna Lucas through the following links:

AI Visibility Scorecard

Builders Visibility Blueprint

DND Website

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Facebook

Facebook Group

LinkedIn

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Feeling stuck in business, leadership, or life? 

In this episode of Kingdom Entrepreneur, Ray sits down with Jonathan Harrelson, founder of Empire Ag, to talk about what it really takes to grow a business without losing your faith, your family, your health, or your purpose. Jonathan shares powerful lessons from agriculture, entrepreneurship, leadership development, and faith-based business growth. From betting the farm to building systems, hiring the right people, surviving major financial loss, and learning how to let go as a leader, this conversation is packed with wisdom for Christian entrepreneurs, business owners, farmers, ranchers, and leaders who want to scale with integrity. 

If you’ve been doing the same thing over and over while expecting different results, this episode will challenge you to change how you lead, how you think, how you trust God, and how you build. You’ll learn why growth demands surrender, why pressure exposes leadership gaps, and why real success means becoming the kind of person who can handle what God is building through you.

In this episode, you’ll learn: 

→ Why many entrepreneurs stay stuck because they refuse to let go

→ How faith shapes better business decisions under pressure

→ Why systems and processes matter before your company can truly scale

→ How physical, mental, and spiritual health affect leadership, profitability, and family life

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One accident can change everything for a contractor, an employee, and their family. In this episode of The Builder’s Edge, we talk with Yvette Kahn about how contractors can protect their crews with affordable supplemental insurance options that help cover out-of-pocket costs, accidents, illness, short-term disability, and the financial gaps traditional health insurance and workers’ comp may not fully solve.

If you own a construction company, painting business, moving company, remodeling company, or any trade-based business, this conversation is for you. Hiring good workers is hard, but keeping them is even harder when employees do not feel protected or supported. Yvette explains how benefits like accident insurance, cancer coverage, critical care, and short-term disability can help contractors build stronger teams, improve employee retention, reduce stress after injuries, and create a culture where workers feel valued.

You will hear how supplemental insurance works, why it can be surprisingly affordable, how it pays employees directly, and why small contractors with as few as three employees may be able to offer better protection without adding heavy overhead.

In this episode, you’ll learn: 

→ How supplemental insurance helps contractors close the financial gap when employees get hurt on or off the job

→ Why workers’ comp alone may not be enough to protect your crew or your business

→ How offering benefits can help attract better employees, improve retention, and show your team that you care about their future

→ How accident plans, cancer plans, critical care coverage, and short-term disability can support workers when life happens

Learn more about Deanna Lucas through the following links:

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Learn more about Deanna Lucas through the following links:

AI Visibility Scorecard

Builders Visibility Blueprint

DND Website

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Facebook

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LinkedIn

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What does it really mean to follow God as a Christian entrepreneur, business owner, or marketplace leader? In this episode of Kingdom Entrepreneur with Ray Young, Keith Toogood shares how God used football failure, business pressure, financial famine, and closed doors to teach him deeper dependence, obedience, and kingdom purpose.

If you’ve ever wondered how to bring faith into your business without being pushy, how to hear God in business decisions, or how to keep trusting God when your business feels like it’s falling apart, this conversation will challenge and encourage you. Keith shares his journey from playing football at Texas Tech to building businesses, launching Boom: Business Operating on Mission, and learning that marketplace ministry is not just for pastors or church staff. It is for every believer willing to steward their calling, their company, their resources, and their influence for the Kingdom of God.

This episode is for Christian entrepreneurs, business leaders, founders, builders, and anyone who wants to stop separating faith from work and start living with eternal impact.

Highlights:

→ Keith shares how a missed kick at Texas Tech exposed people-pleasing and helped him learn identity, humility, and dependence on God.

→ You’ll hear why hard seasons in business can become spiritual training grounds, especially when success, money, or plans do not work out the way you expected.

→ This conversation explains why business is ministry, how Christian leaders can bring faith into the marketplace with wisdom and gentleness, and why God may use business people to advance His Kingdom.

→ Keith also talks about prayer, hearing from God, testing decisions against Scripture, finding mentors, and staying faithful even when the results are slow or unseen.

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Most contractors are working harder than ever, but still watching profit disappear every month. One reason? Hidden payment processing fees from platforms like Stripe, Square, PayPal, and outdated merchant systems may be quietly draining thousands from your business without you realizing it.

In this episode of The Builder’s Edge, we sit down with Gannon Young, entrepreneur, business owner, and payment processing consultant, to talk about how contractors, HVAC companies, pest control businesses, gyms, restaurants, and service-based businesses can reduce unnecessary payment fees, improve cash flow, and simplify the way they get paid. If you accept credit cards, send invoices, use recurring billing, or rely on online payments, this conversation could help you uncover money leaks hiding inside your business.

Gannon explains how merchant statement reviews work, why many business owners are shocked when they finally see their numbers, and how options like dual pricing, surcharging, automated invoicing, text-to-pay, and better payment workflows can help contractors keep more of what they earn. You’ll also learn why customer service matters in payment processing and how faster funding can make a major difference in your cash flow.

You’ll learn:

→ How payment processing fees affect contractor profits

→ Why Stripe and Square may not be the best fit for growing businesses

→ How merchant statement analysis can reveal hidden fees

→ How smarter invoicing and automation can help you get paid faster without chasing customers manually

Learn more about Deanna Lucas through the following links:

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Learn more about Deanna Lucas through the following links:

AI Visibility Scorecard

Builders Visibility Blueprint

DND Website

DND Youtube

Email Template for 5 Star Reviews

Facebook

Facebook Group

LinkedIn

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Most doctors are trained to be excellent clinicians but not necessarily great leaders, business owners, or CEOs. In this episode, Ryan sits down with Ray Young, founder and CEO of Covenant Leadership Group, to unpack why leadership is often the real bottleneck in business growth, physician entrepreneurship, team performance, and financial freedom.

If you’re a doctor, business owner, healthcare leader, entrepreneur, or investor trying to stop wearing every hat, this conversation gives you a practical blueprint for building better systems, hiring stronger people, creating financial margin, and leading teams with clarity. Ray shares lessons from nearly four decades in business, real estate investing, leadership coaching, and entrepreneurship, including why most business problems are leadership problems in disguise.

You’ll learn how to move from operator to architect, why doctors need financial independence to advocate for patients and make better decisions, and how clear expectations, job scorecards, training systems, and one-degree corrections can transform the way your organization runs.

Highlights:

→ You’ll learn why leadership matters more than strategy when it comes to execution, growth, and culture, especially inside medical practices and entrepreneurial organizations.

→ Ray explains how doctors can stop being the person who wears every hat by creating systems, standard operating procedures, dashboards, and clear expectations that allow the business to run without constant hand-holding.

→ The conversation breaks down how financial freedom gives physicians the ability to make better career, business, and patient-care decisions without being trapped by lifestyle creep or dependence on the system.

→ You’ll also hear practical leadership frameworks for hiring better, training your team, correcting problems early, and building a company where people know exactly what winning looks like.

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Covenant Leadership Group - Rayyoungspeaker.com

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