Our guest today is Matt Warzel.  Matt is the president of MJW Careers, LLC (www.mjwcareers.com). Today we are discussing cover letters. Most employers as for a cover letter along with your resume when you apply for a job. Matt will share his advice about what you should and should not include in your cover letter. There are also some helpful videos about cover letters on YouTube.

Our guest today is Lesia Knudsen. Lesia is a foster mom, author, and life coach. She wrote a book called ‘Life in the Foster Lane, Practical Insights on Fostering Teens’ which is available on Amazon. Her website is (https://www.lesiaknudsen.com) and her email is [email protected]. Today we are discussing the under-parented youth. This includes teens in the foster system as well as young adults who did not receive the right guidance from their parents.

Our guest today is Kari. Kari is a volunteer with one of the local humane societies. We are discussing all of the things you need to consider before adopting a pet. This includes the costs, the responsibilities, selecting the right pet, and spaying/neutering. Some of the costs mentioned are from the Angels of Assisi website (https://www.angelsofassisi.org).

Our guest today is Dr. Jennifer Kahler. Dr. Kahler is a licensed clinical psychologist who manages the mental health services for a large public university. Today we are discussing mental health counseling. This includes different types of counselors, why people go to counseling, what it means to be in crisis, and what to expect.

Our guest today is Mackenzie Fierceton. Mackenzie grew up in and out of foster care. With the right help and guidance, she made her way to college and then graduate school. Mackenzie has been awarded a very prestigious Rhodes Scholarship that will allow her to study in the United Kingdom for the next three years. Today Mackenzie will tell us a little bit about her story and talk about the challenges of young adults who age out of the foster care system.

Our guest today is Tim. In the early part of 2020 Tim was diagnosed with pancreatic cancer. In September he was told that his cancer was stage 4 and terminal. Tim likely has only a few more months to live. Accepting death is an important part of life. We will be discussing his situation including how he will spend his remaining time and what he expects will happen at the very end of his life. This is a serious topic and I personally thank Tim for his willingness to share.

Our guest today is Stacie Haaga. Stacie is a registered dietician and wellness counselor. Her website is https://staciehnutrition.com. Today we will be discussing five of the most popular diets. This includes Keto, Atkins, Paleo, Mediterranean, and planned fasting. Even if you don’t intend to adopt any of these diets/lifestyles, you might learn a few things that help shape your eating habits.

Our guest today is Brad Stephens. Brad and I will be discussing what is known as the ‘Gig Economy’. The Gig Economy refers to short-term work that you do directly for someone. Each job you do is a unique ‘gig’. Many people start a side business in the Gig Economy to bring in extra money. We will talk about some of the issues you will face including finding clients, taxes, business structure, and keeping track of your earnings.

Tim Cerebe is back for this episode. Tim is a financial educator for Freedom First Credit Union. Today we are discussing credit scores. Credit scores play a big role in your young adult life. They can affect your ability to get a loan, an apartment, or even a job. Other websites noted: Once a year you can access your full credit report at https://www.annualcreditreport.com. You can also check one version of your numerical credit score using https://www.creditkarma.com.

Our guest today is licensed insurance agent Derek Wiley (https://www.derekwileyagency.com/). In Episode 03 I discussed why you need car insurance. In this episode, Derek and I will discuss what happens after and accident when you need to file a claim. Other websites noted: https://www.nada.com/and https://www.kbb.com/. Also, be careful about what you sign when dealing with someone else’s insurance, especially if you have been injured.