Kowal Investment Group - Now Creative Planning

Jeff Kowal discusses why you should start retirement planning in your 20s and the benefits of compound interest. Then Jeff answers how you could handle a timeshare you’ve inherited but don’t want. Later Chaunsy Weisensel joins to share 5 reasons why you should roll over your retirement funds to an IRA. Then Jeff touches on life insurance and wraps up the show with how you can fix your out-of-date trust.

Jeff Kowal examines the ‘silver tsunami’ and what it could mean for millions of jobs, employees and the small business landscape. Later Aaron Spitzner joins the show to discuss Roth conversions and what factors you should consider. Then Jeff wraps up with thoughts on adult kids getting their inheritance sooner and how parents are doing it.

Aaron Kowal discusses what artificial intelligence can and cannot do when it comes to financial planning. Later Jeff Kowal joins to share the best and worst housing markets for retirees and why cities in the mid-west are dominating the housing market. Then Aaron wraps up the show with romance scams and what to watch out for.

Jeff Kowal opens the show with a discussion on the 10 things you need to know about social security. Later Chaunsy Weisensel joins to share the top places to retire for your health and what factors to consider. Then Jeff touches on how rare it is to retire with a million dollars and wraps up the show with thoughts on the great wealth transfer.

Aaron Kowal discusses longevity risk and key components for longevity planning. Later Jeff joins to share 5 financial blind spots for grieving spouses and how you can prepare now. Then Aaron touches on required minimum distribution planning and avoiding tax torpedoes. And wraps up the show with benefits of phantom equity.

Chaunsy Weisensel discusses the importance of having a plan in place and shares a checklist for what you should do if your spouse passes away. Later Jeff joins the show to examine how retiring early is becoming more difficult. Then Chaunsy wraps up the show with tips for teaching your children about money.

Aaron Spitzner opens the show with a review of the Creative Planning process and what you can expect from your initial meeting. Then he dives into how much money parents need to raise children. Later, Jeff Kowal joins to discuss spending in retirement and building a plan around what you have saved. And Aaron wraps up the show with why you shouldn’t rely on AI to plan your retirement and changes to thrift savings plans.

Jeff Kowal discusses the dangers of one spouse handling all the finances and the importance of organization and consolidation. Later, Chaunsy joins to share insights on life expectancy and financial planning. Then Jeff touches on early retirement distribution penalties and exceptions and wraps up the show with navigating unexpected health and financial issues.

Aaron Kowal reviews the 2025 market summary, highlighting key components in the year and how estimates compared to outcomes. Then Aaron shares a New Year checklist for retirees. Later, Jeff Kowal joins the show to discuss the five times when you should not name your spouse as your beneficiary and touches retirement regrets. And Aaron wraps up the show with 2026 tax planning tips for small business owners.

Jeff Kowal discusses how living to age 100 is becoming more common and the importance of planning so you don’t outlive your money. Then Jeff touches on IRA rulings in 2025. Later, Aaron Spitzner joins the show to help answer the popular question, how to know when you are financially ready to retire? Jeff touches on cost of living and wraps up the show with estate planning must haves.