Kris Miller is a women's financial advocate and author of "Ready for PREtirement, 3 Secrets for Safe Money and a Fabulous Future." Her company, Legacy Shifters, empowers women to change their families’ financial realities and create incomes they will never outlive. Women must stretch fewer dollars over more years than men, leaving them 80% more likely to wind up in poverty at age 65 and older, according to the National Institute on Retirement Security.

This show is broadcast live on Wednesday's at 12PM ET on W4WN Radio – The Women 4 Women Network (www.w4wn.com) part of Talk 4 Radio (http://www.talk4radio.com/) on the Talk 4 Media Network (http://www.talk4media.com/).