This week Joe Neff from NewDay Solutions talks about the importance of just asking for what you want.  In this episode KT and Joe discuss:

·      The power of asking for discounts, clarification, and change at work. ·      How you are your best advocate ·      How asking can be the road to compromise Key Takeaways: ·      Be prepared for things not going your way·      Figure out what your time is worth·      Asking for someone’s time could be one of the most valuable requests you’ll ever make.  Quote: “You’re spending a whole lot more money shopping around. Where if you just ask, maybe it goes your way, maybe it doesn’t, but there’s a good chance it will because (the company) wants to retain customers.” – Joe Neff If you’d like to hear Joe talk about Budgeting Basics on a past episode click here. If you have any topics you’d like to see covered in future KT Money Matters click here to drop us a message or visit the Get in Touch section of her website. Click here to reach KTSee KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money 

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In this episode KT discusses:

 ·      Parents under the sports scholarship illusion ·      Odds of landing a “free-ride” scholarship ·      Non-traditional sports scholarships for Women Key Takeaways: ·      Think of sports scholarships as a “nice subsidy” ·      Sports and studying are both full-time jobs for your student·      Help your child find scholarships, you wouldn’t promote your 16-year-old to CFO  Quote: “The idea of a free ride academically for one of these other (not football or basketball) collegiate sports is a fantasy.” – KT Visit ncaaguide.com to find colleges that offer scholarships. Here is a link to the Magness & Marcus on Coaching episodes on college athletic scholarships KT referenced. If you have any topics you’d like to see covered in future KT Money Matters click here to drop us a message or visit the Get in Touch section of her website. Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money 

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In this episode KT discusses:

 ·      A new way to think about what and why you’re renting storage·      Storage is costing you more than monthly rent·      Ideas to help you get rid of these possessions Key Takeaways: ·      Storage is a $39B/Year Business·      There are many reasons why people rent storage units·      Storage facilities could be a great investment  Quote: “Think about taking things off your 2020 expenses by using (your time) now to get rid of it.” – KT If you have any topics you’d like to see covered in future KT Money Matters click here to drop us a message or visit the Get in Touch section of her website. Click here to reach KTSee KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money 

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In this episode KT discusses:

 ·      What lead up to the current trade war·      How China’s and the United States strategies differ·      How it affects your personal economy Key Takeaways: ·      Trade war could be keeping interest rates down·      Now is the time to buy appliances or refinance·      What it could mean for your financial security  Quote: “I’m not here to talk about the politics (of a trade war). It’s pretty important to understand how this might matter to you as a U.S. consumer.” – KT This is our 100th episode. If you have any topics you’d like to see covered in future KT Money Matters click here to drop us a message or visit the Get in Touch section of her website. Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money  

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Show Notes: In this episode KT discusses:

 ·      The history of prescription drug ads on TV·      How the prescription drug industry works·      How much more Americans pay at the pharmacy compared to the rest of the world Key Takeaways: ·      Find a good healthcare hacker·      Talk to your doctor about options·      The “charity partner” fallacy Find deals on prescription drugs at https://www.goodrx.com/. This website is mentioned in the show, but it’s not a paid endorsement. Quote:  “We all know on some level the prescription drug costs in America are out of whack. What we don’t know is how we will answer that issue.” – KT Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money 

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In this episode KT discusses:

 ·      How her family is handling an aging mother·      Using doctors to your advantage·      The importance of a family meeting Key Takeaways: ·      Getting along with your siblings in this situation is important·      Offer to help, not take over (depending on your situation)·      Find an elder care planner or lawyer specializing in elder care Quote:  “Remember, helping out isn’t taking over. Growing old is an undignified process. Don’t make it worse.” – KT Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money 

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In this episode KT discusses:

 ·      The 30% Rule·      Advice for first time home buyers·      The truth about Private Mortgage Insurance (PMI) Key Takeaways: ·      Your apartment choice matters·      Strategies for saving while your renting ·      Don’t think starter home, think 5-year home Quote:  “Homeownership isn’t supposed to be renting with a real estate tax bill. You’re actually supposed to be able to build equity in your home. Live there. Make it what you want over time and stay there.” – KT Click here to reach KTSee KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money 

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In this episode, KT discusses:

 ·      The travel website competition myth·      Ways to book a better flight or hotel stay·      The power of peer to peer businesses Key Takeaways: ·      The travel industry is worth $1.6 Trillion ·      Travel Websites vs. Booking Direct·      Creative ways to save on Restaurants when traveling Quote:  “You think you’re wheeling and dealing (on a travel website), but the reality is most of the time you’re doing business with the same big company.” – KT Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money 

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In this episode KT and Jeanna discuss:

 ·      Taking the leap to build your business·      The challenges of a subscription business·      Focusing on your target buyers Key Takeaways: ·      Turning a social media following into a business isn’t easy·      Ethics is important in all business·      You can be right, but still be wrong Quotes: “I think social media has painted a very pretty picture of how easy it is to launch a business, nut what you don’t know is what they are doing to allow (their business) to grow.” Jeanna McGinnis “There’s always some risk about what you say you’re going to do to deliver versus how people perceive what you’re going to deliver.” – KT If you’d like to listen to part one with Jeanna click here.  KT wants your feedback. She would like to know: 1)    What do you like about the podcast?2)    What don’t you like about the podcast?3)    How do you like to get financial advice? Send your comments here. Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money  

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In this episode KT and Patty discuss:

 ·      Designing the lifestyle you want to live·      Finding your audience·      Focusing on your target buyers Key Takeaways: ·      Seven questions you should ask when you meet someone·      Turning networking into nextworking·      Tips for the social media challenged Quote: “At the core, what is the lifestyle you want to live? – Patty Farmer If you’d like to subscribe to Marketing, Media and Money Magazine click here. To learn more about Patty Farmer and her services click here. Note: due to the 4th of July holiday, there will not be an episode next week. Have a safe and happy 4th. Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money  

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