KTs Money Matters

In this episode, KT discusses The ins and outs of franchises as a business with Brian Grogan and Brent Hillerich of Crescent Franchise Solutions:

The number of franchise opportunities in the United StatesThe advantages of franchisingThe costs of franchising besides capital 

Key Takeaways:

There are many franchising opportunitiesFamily issues could pop up when it comes to sell or wind down the businessBanking and financing relationships are important in franchising 

Quote: “If you can think of a business out here there’s probably a franchisor that would like you to come and be a part of their system.” – Brent Hillerich

Visit the Crescent Franchise Solutions website or text Franchise to 66866 for more information.

Click here to reach KT

See KT’s interview on C-Suite Network’s Best Seller TV

Connect with KT Thomas: http://ktsmoneymatters.com/

Purchase KT’s book- The Hardworking Woman’s Guide to Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, KT discusses:

Who makes better money decisionsWho’s more impulsive with investment decisionsHow you can be a part of the show 

Key Takeaways:

KT’s 24-hour ruleThe importance of a “talk me off the ledge” conversationWomen manage $14 Trillion in assets 

Quote: “Why is it important for women to be good at money? It’s important because 80% of women will die alone.” – KT

Click here to reach KT

See KT’s interview on C-Suite Network’s Best Seller TV

Connect with KT Thomas: http://ktsmoneymatters.com/

Purchase KT’s book- The Hardworking Woman’s Guide to Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, KT discusses: 

Understanding the difference between balance transfer offers The mystery of the credit score Using balance transfers as a strategy to pay off your debts  

Key Takeaways: 

Pay attention to the term of the offer Always go for 0% Factor in the balance transfer fee  

Quote: 

“With every yin, there’s a yang. Someone offering something slightly different for you to try to figure out.” – KT 

Click here to reach KT 

See KT’s interview on C-Suite Network’s Best Seller TV 

Connect with KT Thomas: http://ktsmoneymatters.com/ 

Purchase KT’s book- The Hardworking Woman’s Guide to Money 

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, KT discusses: 

New vs. Used Leasing vs. Buying Brands with the highest customer satisfaction vs. lowest  Key Takeaways: 

More work, more money when selling your car How to buy your next car for cash. See KT Episode 72. Advice for “Car Keepers” Quote: 

“We’re going to take 7-8 pages of information and try to consolidate a checklist of what you need to know before buying your next car.” – KT

Click here to reach KT

See KT’s interview on C-Suite Network’s Best Seller TV

Connect with KT Thomas: http://ktsmoneymatters.com/

Purchase KT’s book- The Hardworking Woman’s Guide to Money 

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, KT discusses: 

The reason why debt grows The real cost of your mortgage, auto loans, credit cards, and other debts The importance of budgeting  

Key Takeaways: 

Why Americans have so much debt Selling Pennies, charging Dollars Use technology to track your money  

Quote:

“Debt is an American pastime.” – KT

Click here to reach KT

See KT’s interview on C-Suite Network’s Best Seller TV

Connect with KT Thomas: http://ktsmoneymatters.com/

Purchase KT’s book- The Hardworking Woman’s Guide to Money 

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, KT discusses student loan debt strategies with Tammy Symons CFP, New Day Solutions:

American students are $1.5 Trillion in debtMost loans are due six months after graduationPaying them back is a challenge for people starting their careersKey Takeaways:

The difference between subsidized vs. unsubsidized loansWhat you need to know about forbearanceHow parents can help students pay off loans while in schoolKnow your repayment options, including forgivenessQuote: “You are either going to earn your way out of (student loan debt) or it will stalk you for the rest of your life.” - KT 

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, KT discusses: 

Interested in a Money Makeover? Fill out the form here:

 https://ktsmoneymatters.com/contact/

Remember you can remain anonymous, but your story will be broadcast Special Needs Trust vs. ABLE Accounts  

Key Takeaways: 

Both Special Needs Trusts and Able Accounts have distinct advantages ABLE Accounts are more cost-effective, good for care expenses Special Needs Trust are a good long-term solution Resources: 

http://www.ablenrc.org/ https://www.autismspeaks.org/ Quote: 

“All parents know if you have a child with a disability it is tricky and it's expensive. It’s really important to understand there are great tools available.”  - KT

Click here to reach KT 

See KT’s interview on C-Suite Network’s Best Seller TV 

Connect with KT Thomas: http://ktsmoneymatters.com/ 

Purchase KT’s book- The Hardworking Woman’s Guide to Money 

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, KT discusses:

If tipping is an obligation or a gratuityHow much the average American tips a yearNot all tips are equalKey Takeaways:

Amount you should really tipHow the restaurant industry relies on your tipWhat servers, bartenders, and baristas makeQuote: “[Money] that goes down this path is money that could be used for anything else you might need to accomplish financially.” - KT

Click here to reach KT

See KT’s interview on C-Suite Network’s Best Seller TV

Connect with KT Thomas: http://ktsmoneymatters.com/

Purchase KT’s book- The Hardworking Woman’s Guide to Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, KT discusses:

Cybersecurity threats are out there than you think knowNobody is immune to an attackPassword securityKey Takeaways:

There is Opportunity in the threatMore victims fall to cybersecurity threats everydayCompanies are passing their cybersecurity costs to youEasy password creation tips 

Quote: “Cybersecurity and doing a good job managing it is expensive.” - KT

Click here to reach KT 

See KT’s interview on C-Suite Network’s Best Seller TV

Connect with KT Thomas: http://ktsmoneymatters.com/

Purchase KT’s book- The Hardworking Woman’s Guide to Money 

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, KT discusses: 

- The "sweet magic" of making a living 

- Being open to opportunity 

- The in's and out's of minor league baseball management   

Key Takeaways: 

- When opportunities arise, you should take them. 

- What is nice vs. what is necessary 

- Know your audience 

- Always strive to do better and be better 

"The first day you say you're 'all that' is the first day of your demise." — Mike Ramshaw   

"What am I willing to do to get the work that I want--do the work that moves me?" — KT Thomas 

Click here to reach KT  

See KT's interview on C-Suite Network's Best Seller TV  

Connect with KT Thomas: http://ktsmoneymatters.com/ 

Purchase KT's book- The Hardworking Woman's Guide to Money  

Learn more about your ad choices. Visit megaphone.fm/adchoices