Lazy Wealth Creation

In episode 15 of the Lazy Wealth Creation Podcast, Carl dives into practical money-saving strategies, focusing on the importance of shopping around for energy providers and car insurance. Carl encourages you to utilise price comparison websites like Go Compare and Compare the Market to potentially save hundreds of pounds annually by switching providers. 

KEY TAKEAWAYS

• Shop Around for Energy Providers: It's important to compare energy providers as switching can save you a significant amount, potentially up to £700 a year.
• Use Price Comparison Websites: Websites like Go Compare, Compare the Market, and Confused.com can help you find better deals on energy and car insurance. Having your most recent bill handy will streamline the process.
• Avoid Auto-Renewals for Insurance: Don't accept renewal quotes without shopping around. Insurance companies often increase rates without justification, so actively seeking new quotes can lead to substantial savings.
• Consider Affiliate Marketing Programs: Joining affiliate programs for energy providers can be a way to earn money. By promoting these services, you can earn a percentage of the bills from customers you refer.
• Look for Additional Benefits: Many comparison sites offer incentives like discounts or vouchers when you switch providers. Take advantage of these offers to maximize your savings.

BEST MOMENTS
"The difference between provider A and provider B might be about six or seven hundred pounds a year. That's how much it's costing you, the difference."

"Don't just auto renew your insurance guys. They will absolutely take advantage of you."

"For every person who signs up to an energy product with Utility Warehouse, you will get paid a percentage of that individual's bill."

"If you just type in Affiliate Link British Gas, Affiliate Link E.ON, you can promote those links on social media."

 

VALUABLE RESOURCES

HOST BIO
Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod."

 

Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s.

 

Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom.

In episode 14 of the Lazy Wealth Creation podcast, Carl shares innovative money-saving tips and entrepreneurial ideas centered around cycling. The episode emphasises the benefits of cycling to work instead of driving, highlighting its cost-effectiveness and environmental friendliness. Building on the previous episode's discussion about using Eventbrite for event organization, Carl suggests offering guided cycling tours along the picturesque coastline of Wirral, where participants can enjoy stunning views while stopping at local businesses. 

KEY TAKEAWAYS

• Cycle to Work: Consider cycling instead of driving to save money on transportation costs. Once you purchase a bicycle, the ongoing costs are minimal, and it’s environmentally friendly.
• Organise Cycle Tours: Leverage local scenic routes to create and sell guided cycle tours through platforms like Eventbrite. This can attract cycling enthusiasts who are willing to pay for unique experiences.
• Partner with Local Businesses: Negotiate deals with local pubs and eateries along your cycling route to earn a percentage of sales or offer discounts to your tour participants, creating a win-win situation for both parties.
• Monetise Parking Spaces: If you live near event venues, consider renting out your parking spaces during events. This can be a lucrative way to earn extra income, especially during high-demand events like sports tournaments or concerts.
• Utilise Social Media for Promotion: Use social media to promote your cycling tours and engage with participants. Encourage them to share their experiences online to increase visibility and attract more customers.

BEST MOMENTS
"Can you, instead of driving to work or driving around your local supermarket, could you possibly cycle? It's cheap, easy, and of course, it's free once you've bought it."

"You can offer a group cycle experience... cyclists all over the world are mad for going out and doing these sorts of 15, 20 mile cycle rides."

"You can start to negotiate deals with those local business owners... for every sale that you get, I would like a percentage of that."

 

VALUABLE RESOURCES

HOST BIO
Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod."

 

Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s.

 

Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom.

 

In episode 13 of the podcast, Carl shares valuable money-saving tips and innovative ideas for generating income by becoming a local tourist guide. Wearing high-visibility clothing as a playful nod to his theme, Carl discusses how local attractions often offer special discounts for residents, encouraging listeners to inquire about these opportunities. Carl highlights the potential of platforms like Eventbrite, where individuals can set up and promote their own tours, showcasing local landmarks and experiences that may be overlooked by tourists. 

KEY TAKEAWAYS
Utilize Local Discounts: Many local tourist attractions offer special coupon days or discounts for residents. It's beneficial to inquire directly with these attractions about any available offers.

Become a Local Tour Guide: Consider leveraging your local knowledge by becoming a tour guide. This can be a profitable venture, especially in areas with historical significance or popular attractions.

Use Eventbrite for Promotion: Eventbrite is a platform where you can set up and sell tickets for your tours. It's free to sell for up to 25 people, making it an accessible option for starting your tour business.

Target Tourists' Interests: Tourists often seek unique experiences that locals take for granted. Highlighting local history, landmarks, and cultural significance can attract visitors who are eager to learn more about the area.

Quick Setup for Revenue Stream: Setting up a tour on Eventbrite can be done in about 25 minutes, making it a quick and effective way to create a new revenue stream using your local expertise.

BEST MOMENTS
"Local tourist attractions in your area very often put special coupon days out for when things are going to be a bit slow for them."

"Why don't you become an expert local tourist guide? It's really, really easy."

"When tourists come to the country that you operate in, they don't know the things that you're taking for granted."

VALUABLE RESOURCES

HOST BIO
Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod."

 

Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s.

 

Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom.

In episode 12 of the Lazy Wealth Creation Podcast, Carl explores the concept of social value and the potential to earn money while contributing to the community. The discussion emphasises the importance of giving back and finding purpose beyond financial gain. Carl shares practical tips on saving money by reducing social outings and instead spending quality time with family, particularly the elderly. They introduce the idea of offering companionship services, which can be a rewarding way to earn income while alleviating loneliness among seniors. 

KEY TAKEAWAYS

• Social Value and Wealth: Making money can go hand in hand with delivering social good. Engaging in activities that benefit the community can provide a sense of purpose beyond just financial gain.

• Companionship Services: Offering companionship services to the elderly can be a viable way to earn money while addressing loneliness among seniors. This service involves spending time with individuals, engaging in conversation, and providing companionship.

• Cultural Insights: Interacting with elderly clients can provide valuable lessons about history and culture. Listening to their experiences can enrich one’s understanding of past events and societal changes.

• Monetizing Personal Time: Instead of frequent nights out, consider spending time with family members, such as grandparents or children. This can be both fulfilling and a potential source of income through companionship services.

• Marketing Your Services: To start offering companionship services, create flyers or social media ads to promote your offerings. This can help connect with individuals who may need companionship for their loved ones, allowing you to earn money while making a positive impact.

BEST MOMENTS

• "Can you make money by delivering social good? Let me know in the comments below what you think that means and if you even do that."

• "What I mean by companionship is literally somebody, a person will pay for you to come to their home, sit with them and just talk."

• "One of the biggest concerns facing elderly people in the UK at the moment is loneliness."

• "You can actually learn to monetize that just by listening to people, just by talking to them."

• "I really feel privileged that they shared it with me."

VALUABLE RESOURCES

 

HOST BIO

Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod."

 

Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s.

 

Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom.

In episode 11 of the Lazy Wealth Creation Podcast, Carl shares valuable insights on how to save money and generate income by "sharing the load." The discussion emphasises the importance of splitting costs during outings and offers practical tips for monetising personal vehicles. The host suggests providing a unique service by helping individuals, particularly the elderly, with grocery shopping and putting items away, highlighting the lack of such services in the UK. Carl encourages you to leverage social media and simple marketing strategies to create a small business that caters to those in need.

KEY TAKEAWAYS

• Sharing Costs: When going out or commuting, consider sharing transportation costs with friends or colleagues to save money. This can include carpooling or splitting taxi fares.

• Monetising Your Car: Use your vehicle as a source of income by offering services such as grocery shopping and delivery for those who may struggle to do it themselves, like elderly individuals.

• Unique Service Opportunity: There is a gap in the market for services that not only deliver groceries but also help put them away, which can be a valuable service for those in need.

• Utilizing Social Media: Promote your services through social media platforms or freelance websites like Fiverr to reach potential clients and grow your business.

• Low Investment Business Model: Starting a small business offering shopping and delivery services requires minimal investment, primarily a mobile phone and a simple promotional document, making it accessible for many.

BEST MOMENTS

• "It's OK to fail, guys. It's OK not to make something brilliant the first time. Don't worry about it. At least you're trying."

• "Instead of paying the bill on your own, share the load, share the cost of your transport."

• "You can monetise your car. It is a literal wealth vehicle."

• "You don't have to be regulated to help anybody put their shopping away."

• "Before you know it, you've got this wonderful little business model, and all's it required was you using a bit of social media."

VALUABLE RESOURCES

 

HOST BIO

Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod."

 

Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s.

 

Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom.

In episode 10 of the Lazy Wealth Creation Podcast, Carl shares practical tips on how to save money and leverage mobile technology for wealth creation. Focusing on the benefits of SIM-only deals, Carl shares how to avoid expensive phone contracts and instead invest in older, more affordable smartphones. The episode emphasises the importance of transitioning from being a passive consumer of content to an active creator, using mobile devices to produce engaging content for platforms like TikTok and Instagram. By sharing personal experiences and insights, Carl illustrates how social media can be a powerful tool for promoting events and services, ultimately helping people to expand their networks and generate income.

KEY TAKEAWAYS

1. Opt for SIM-Only Deals: Instead of committing to expensive phone contracts, consider getting a SIM-only deal to save money, potentially reducing your monthly expenses by at least £50.

2. Use Older Mobile Phones: Purchasing an older model of a smartphone can be a cost-effective alternative to buying the latest model. These phones often come with warranties and can still perform well for content creation.

3. Shift from Consumer to Creator: Transition from being a passive consumer of content to an active creator. Use your mobile device to produce and share your own content on platforms like TikTok and Instagram, which can lead to monetization opportunities.

4. Leverage Social Media for Networking: Utilize social media to promote your events, products, or services. Engaging with your audience online can help you build a network and establish yourself in your area of expertise.

5. Invest in Learning and Development: If you feel you lack a talent or skill, take advantage of free online courses to develop new abilities. This can enhance your content creation and increase your chances of success in your chosen field.

HOST BIO

Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod."

 

Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s.

 

Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom.

In this episode, Carl discusses the financial benefits of cutting down on alcohol consumption while also exploring creative ways to make money from social gatherings. Carl encourages listeners to leverage their social media platforms to become local party planners, organising events and charging a fee for their services. Additionally, tips are shared on sourcing discounted alcohol nearing its best-before date, allowing aspiring party planners to maximise profits.

 

KEY TAKEAWAYS

1. Merchandise Opportunities: There is a growing interest in creating merchandise for the podcast, and feedback from listeners is encouraged to determine if a dedicated shop should be set up.

2. Cutting Down on Alcohol: Reducing alcohol consumption can lead to significant savings and health benefits. It is suggested as a practical money-saving tip.

3. Event Planning as a Side Hustle: Listeners are encouraged to leverage their social media to become local party organisers.

4. Buying Discounted Alcohol: Local stores often sell alcohol nearing its best-before date at a discount.

5. Free Resources for Learning: There are free training courses available online for those interested in learning event planning and coordination.

 

BEST MOMENTS

"Alcohol does put quite a big ding in your pocket and quite a big amount of money in the government's pocket."

"Cutting down on your alcohol consumption, it saves you an absolute fortune, it can make you healthier."

"You can get all of the stuff delivered, the food, the booze. You can bring all of those connections together and you can charge a fee."

"If you look really, really cleverly, or if you speak to the store attendant, they'll be able to tell you... they will sell alcohol that is just about ready to expire."

"You can buy the whole store's worth of going out of date soon beer, and you can actually make a significant markup."

 

HOST BIO

Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod."

Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s.

Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom.

In this episode, Carl discusses a somewhat controversial money-saving tip: quitting smoking. While acknowledging the health benefits of stopping the habit, the focus is on the financial implications, highlighting how much money smokers could save weekly. Carl encourages listeners to invest those savings into a gym membership, particularly at more upscale gyms that wealthy individuals frequent. By surrounding themselves with successful people, listeners can build valuable relationships that may lead to future opportunities.

 

KEY TAKEAWAYS

• Stop Smoking for Financial Savings: Quitting smoking can save individuals between £30 and £100 a week, which can be redirected towards more productive investments.

• Join a Higher-End Gym: Investing in a more expensive gym membership, such as David Lloyd, can provide access to a network of wealthy individuals.

• Build Relationships: Engaging in small talk and building relationships in the gym can lead to valuable connections. People are more likely to help those they know, like, and trust.

• Change Your Mindset: To achieve wealth, it's essential to change your mindset and actively seek out social environments where you can meet and learn from successful individuals.

• Networking Opportunities: Attending events and engaging with people in social settings, such as gyms, can open doors to opportunities that may not be available otherwise.

 

BEST MOMENTS

"What I would love you to be able to do with that money that you've just saved from kicking up the habit, is go and join an expensive gym."

"You need to start surrounding yourself with the people that you want to become like."

"People help people who they know, like, and trust."

"If you stop smoking that could be one way to do it."

"You have to get out. You have to meet people."

 

VALUABLE RESOURCES

 

HOST BIO

Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod."

Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s.

Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom.

 

In this episode of the Lazy Wealth Creation podcast, Carl dives deep into a conversation with Charlie Pernayi, a serial entrepreneur and property developer based in London. The two discuss Charlie's inspiring journey from a working-class upbringing in North London to achieving financial freedom by the age of 25. Charlie shares valuable insights on the importance of taking action, setting realistic goals, and the significance of delayed gratification in the pursuit of success. They explore the misconceptions surrounding financial freedom, the necessity of surrounding oneself with the right people, and the power of mentorship. 

KEY TAKEAWAYS

1. Action-Oriented Mindset: Taking action every day is crucial for achieving financial freedom and success. It's important to focus on what steps can be taken rather than dwelling on limitations.

2. Delayed Gratification: Understanding the importance of delayed gratification is essential. Many people desire instant results, but true success often requires patience and the willingness to work hard over time.

3. Surround Yourself with the Right People: Building a network of individuals who share similar values and ambitions can significantly impact personal growth. Learning from both the successes and failures of others is vital.

4. Focus on Education and Self-Improvement: Continuous learning and self-education are key components of success. Seeking knowledge from various sources, including mentors and books, can accelerate personal and professional development.

5. Embrace Discomfort: Stepping out of your comfort zone is necessary for growth. Engaging with challenging situations and individuals can lead to valuable lessons and opportunities that would otherwise be missed.

BEST MOMENTS

1. "Too many people want things here and now... they don't understand the work to get to there. I call it, you know, everyone has this greedy monkey in their heads, and we all want it now."

2. "You can still work and be free. That's the reality. That was my drive as a young kid was to be financially free, not to be rich."

3. "If you think you know more than someone who's been doing it for donkey's years, you don't. Some of the best things you will learn from a good mentor is what not to do."

4. "Can you imagine a world where the local authority planning department are measured on how many planning applications they review rather than how many hours have you turned up to work today?"

5. "Education is key. What took me 10 years to do, if I think about some of the people I've worked with, I took out two years of what they've been faffing about with in one single day."

HOST BIO

Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod."

Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s.

Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom.

In this episode, Carl looks at practical money-saving and money-making strategies. The episode begins with a light-hearted discussion about unexpected merchandise requests from listeners, leading to an invitation for audience participation through sharing their own money-saving tips via video. He emphasizes the importance of sticking to a shopping list to avoid unnecessary purchases, highlighting the psychological tactics used by supermarkets to entice shoppers. Transitioning to money-making advice, Carl encourages listeners to set clear financial goals and break them down into manageable steps. He advocates for attending property networking events to connect with potential investors and identify opportunities to offer valuable services, such as photography or social media management, to those in need. 

KEY TAKEAWAYS

• When grocery shopping, create a list of items you need and stick to it to avoid impulse purchases. Supermarkets use strategic placements to encourage additional spending, so being disciplined can lead to significant savings.
• Write down your big financial or personal goals for the year and break them down into smaller, manageable tasks. This approach helps in tracking progress and maintaining focus on achieving those goals.
• Attend property networking events to connect with potential investors and others in the industry. These events provide opportunities to understand the needs of others and find ways to offer your skills or services.
• Look for gaps in the market or areas where you can provide value to others. Whether it's photography, social media management, or other skills, offering your services can lead to new income opportunities.
• Don’t wait for opportunities to come to you. Actively seek out networking events, engage with others, and follow up on connections made. Taking initiative is crucial for creating new opportunities and achieving financial success.

BEST MOMENTS

"What I want you to do, I want you to write down your big goal that you want to achieve this year, whether it's financial, personal, family, it doesn't matter, write it down."

"The supermarkets pay psychologists and marketing professionals hundreds of thousands of pounds a year to make you do that."

"You may not know those investors just yet and that's okay. But what you might be able to do is say, well, do you know what? I'm really good at taking pictures of properties."

"If you're sitting at home in your underwear right now... wondering why the world isn't giving you all this money... that's not the right attitude."

"What help do you need? How may I serve you? These are the questions that are going to get you noticed when you go to a networking event."

HOST BIO

Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod."

Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s.

Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom.