Your home is most likely only your biggest asset and it is crucial that you insure it properly. Odds are you have no idea what your home is insured for.  Maybe your mortgage broker put it all together for you with an insurance agent.  It’s time to dust off that policy and take a look at it.

There is a tool that insurance agents use to determine the proper value to rebuild your house.  It is very useful and accurate but it’s not a bad idea to call your local agent to go through it with them to make sure your home has the proper amount of coverage.

I cover this in this short podcast episode.  I also cover an important coverage called extended replacement cost and if you should cover a house for the purchase price or not.

My Website

Music by Roger Clyne and the Peacemakers

Simply Explaining Insurance on ITunes

On Android use Podcast Addict and search for Simply Explaining Insurance.

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