Today's episode is all about capturing the homeownership experience. Buying a home, especially the home you're going to live in, is so much more than a transaction. It's one of, if not, the biggest purchase of a person's life. Often times that purchase is laced with all kinds of emotions. In this episode Devin Cobb and I chat openly, and wholeheartedly with our previous clients, Theo and Ashley. Their story truly captures what it feels like to go through the homeownership experience.

Did you know, not all property types can be financed in the same way? Did you know that there's different guidelines (rules and restrictions) depending on the type of property you choose to finance? In today's episode I'm going to give you a peek behind the curtain, and go over 5 different types of properties (single family homes, townhomes, condos, multi-family homes, and manufactured homes) and the nuances that come along with getting a mortgage on each type.

The mortgage industry is an amazing industry to work in. There are so many different career paths someone can take, and there's something that'll fit everyone's personality. In this episode, Charlotte Northway (loan officer and loan officer assistant) and I talk about different positions within the mortgage industry, and discuss some of the pros and cons of each.

The homebuying process can be overwhelming, and often times people don't know where to start and don't know what the appropriate next steps are. In this episode Devin Cobb, realtor and CEO/founder of The White Glove Notary Network, and I give you the homebuying road map. Starting with finding the right realtor and loan officer, and ending with finding the right notary for your closing.

The real estate market has shifted a lot since 2020, even more so in 2022, and as we get going into 2023... well, it's going to continue to shift. How is it going to shift? How do you respond to it? And is your response different if you're a seller vs. buyer? Flora Robertson and I break down the market, predictions for 2023, and how best to respond to it.

When getting a mortgage you don't just have your down payment to worry about, you also have closing costs. Closing costs can be confusing and clients can get taken advantage of if they don't understand how closing costs work. In this episode I'm going to explain and breakdown 6 different types of closing costs you'll see when getting a mortgage; origination fees, third party fees you cannot shop for, escrows, escrow account set up, title fees, and recording/tax fees.

Mortgages can be difficult to understand, and even more so when you're self-employed or a business owner. If you're self-employed and/or own a business you're going to have different guidelines you need to meet, compared to someone who's employed by a company. Thais Purdy (owner of Purdy Law) and I talk about the challenges and successes of being your own boss, and I break out 4 main pieces to getting a mortgage when you're self employed. 1) Length of self-employment 2) How is your income calculated? 3) What documents do you need? 4) Loan options if a traditional mortgage isn't right for you