Purchasing a home is not a one person job. There are many different parties involved with the purchase of a home, and there's one relationship in particular that holds extra importance; the realtor and lender relationship. In this episode Stephanie Edison and I will talk on the importance of the lender/realtor relationship; how it can both help and hurt the home buying process for a client.

Today's episode we welcome our first guest, Billie Jean (hypnotist, realtor, client, and friend). Billie just recently got her mortgage and home, but it wasn't an overnight thing. It was something she prepared, planned, and worked for. Billie also happens to have a very cool profession; she's a licensed hypnotist! In this episode we discuss her mortgage process as well as how to prepare and stay focused on your goal of buying a home.

This episode I dive into some different ways of overcoming fears; bravery and courage. I share one of my personal stories in which I overcame a very scary, and life threatening situation. I was in an abusive relationship/marriage for 5 and a half years and I talk about the fear I experienced during that time, how I overcame and got myself out of the situation, and how that situation led to a much brighter future. Having to overcome domestic violence has given me a lot of insight on how to overcome other fears, such as the fear of homebuying. In this episode I give you 5 tips on how to overcome your fears of buying a home and getting a mortgage.

Buying a home is riddled with emotion (for many) and is a major purchase in a person's life, so it makes sense that there would be a lot of fears surrounding the process. This episode we take time to break down exactly what fear is, why it can be a helpful emotion, and why it can also be a debilitating emotion. Then we break out some of the major/common fears that people experience in the homebuying process.

In appreciation of Halloween we're going to debunk 5 scary mortgage myths.

Myth 1: You need 20% for a down payment

Myth 2: You have to have AMAZING credit

Myth 3: A prequal is the same thing as a preapproval

Myth 4: Never get an adjustable-rate mortgage (ARM)

Myth 5: You need to be at your current job for 2 years