Lets Get Fiscal

Unlocking Tax Savings with Short-Term Rental Strategies

🎙 Let’s Get Fiscal – Episode 5

Hosted by Anastasia, Myiesha & Danielle | Coterie Tax and Advisory

Thinking about turning your Airbnb side hustle into a real tax-saving strategy?

In this episode of Let’s Get Fiscal, the Coterie Tax team breaks down the short-term rental “loophole”—and why it’s not a loophole at all, but a powerful IRS-approved tax strategy. Learn how to legally offset your business or W-2 income with losses from Airbnb rentals, how to properly qualify for those deductions, and what mistakes to avoid when choosing your property.

Whether you’re a business owner looking for tax relief or an investor curious about real estate, this episode will equip you with practical, actionable insights to help you leverage short-term rentals as a legitimate business—and keep more of your income.

🕒 Episode Breakdown

00:00 – Introduction: Saving on taxes with Airbnb

01:20 – Short-term vs long-term rentals: What’s the IRS difference?

03:05 – How short-term rentals qualify as business income

11:17 – The power of cost segregation and bonus depreciation

15:29 – Material participation: What it is and how to document it

20:57 – Choosing the right property (and what not to buy)

24:27 – HOA restrictions, personal use limits, and compliance

35:09 – Final thoughts: Building a strategy that works

🔗 Helpful Links & Resources

📬 Got a question about tax strategy or short-term rentals?

Submit it here: https://www.coterietax.com/qa

🎧 Want to catch up on past episodes?

Listen & subscribe here: https://www.coterietax.com/podcast

📊 Need help planning your short-term rental tax strategy?

Work with our team → https://www.coterietax.com

EP02 How Creatives Can Actually Retire: Roth IRAs, 401(k)s & Tax-Saving Strategies | Let’s Get Fiscal

🎙 Hosted by Anastasia, Myiesha & Danielle | Coterie Tax and Advisory

Self-employed? Freelancer? Scaling a creative business?

You need a retirement plan—and no, “buying a new laptop every year” doesn’t count.

In this episode of Let’s Get Fiscal, we’re talking Roth IRAs, SEP IRAs, Solo 401(k)s, and real-world tax strategies that help creative entrepreneurs build a future without burning out. You’ll learn when and how to start saving (even if you’re still in survival mode), which account is best based on your income, and how to stop overpaying the IRS while still keeping your cash.

We also break down how to avoid surprise taxes in retirement, what “required minimum distributions” really mean, and how to balance saving with scaling your business.

⏱️ Timestamps

00:00 – Intro: Retirement planning for creatives

00:41 – Why self-employed people get left behind

01:29 – Social Security, tax myths, and long-term reality

04:58 – Roth IRAs explained (and why they’re a game-changer)

08:56 – SEP IRA vs 401(k): Which is better and when?

21:02 – Can you combine retirement accounts?

32:20 – What most people don’t know about Social Security

40:16 – Advanced strategies: pensions, Mega Backdoor Roths & more

52:38 – Top takeaways

53:19 – Final thoughts & what to do next

📬 Got a question for the show?

Send it here → https://www.coterietax.com/qa

🎧 Want to hear more episodes?

Stream the full series → https://www.coterietax.com/podcast

📊 Need help creating your tax-smart retirement plan?

Book a call → https://www.coterietax.com

👍 Like this video

🔔 Subscribe for more tax, finance, and small biz strategy

💬 Drop your questions in the comments—we might answer them on a future episode!

Should You Become an S-Corp? The Truth for Creative Entrepreneurs | Let’s Get Fiscal EP01

🎙 Hosted by Anastasia, Myiesha & Danielle | Coterie Tax and Advisory

Is an S-Corporation actually worth it for your creative business?

In this episode of Let’s Get Fiscal, we break down the hype and the reality of S-Corps. Learn when it’s the right time to switch from an LLC, how “reasonable compensation” works, what tax savings to expect (and what headaches come with it), and how your industry and lifestyle impact the best financial structure for your business.

Whether you’re a freelance videographer, a growing agency, or a multi-hustle entrepreneur—this episode will give you the clarity to make smarter decisions and avoid expensive mistakes.

⏱️ Timestamps

00:00 – Intro: What Airbnb has to do with tax savings

00:49 – S Corps explained (without the fluff)

02:01 – When to transition from LLC to S Corp

03:02 – S Corp vs. LLC: What’s actually different

07:35 – Reasonable compensation made simple

10:40 – Payroll, bookkeeping & strategy

17:14 – State vs. Federal rules (and how to stay compliant)

33:33 – Final thoughts: Is it right for you?

📬 Have a question you want us to answer on the show?

Send it here → https://www.coterietax.com/qa

🎧 Want to hear more episodes like this?

Catch up on past episodes → https://www.coterietax.com/podcast

📊 Need personalized advice for your business?

Book a call with us → https://www.coterietax.com

👍 Like this video if it helped you

🔔 Subscribe to the channel for more creative-friendly tax strategy

💬 Drop your questions in the comments—we might feature them in a future episode!

Welcome to The Let’s Get Fiscal Podcast — the show where creatives learn how to master taxes, money, and business strategy without the overwhelm. Hosted by experts in tax planning and CPA services for creative entrepreneurs, we break down the numbers so you can focus on your craft.

In this intro episode, you’ll hear what the podcast is all about, who it’s for, and how we’ll help you keep more of what you earn, stay compliant, and build a profitable creative business.

If you’re a photographer, designer, filmmaker, musician, or any creative pro who wants to stop stressing about taxes and start building wealth, you’re in the right place.

Learn more and work with us: https://www.coterietax.com/

📬 Got a question for the show?

Submit it here: https://www.coterietax.com/qa

🎧 Want to listen to more episodes?

Catch the latest episodes at: https://www.coterietax.com/podcast

📊 Need personalized help with your business finances?

Learn more about working with Anastasia and Myiesha: https://www.coterietax.com