Letters of Intent

In this episode breakdown, Pankaj Raval and Sahil Chaudry follow the money behind the no money down business acquisition. Working from the SBA's newly revised lending rulebook, SOP 50 10 8.1, they map where acquisition money actually comes from and what each funder takes in return.

Through this practical analysis, Pankaj and Sahil extract critical rules on SBA down payments, seller financing, and leveraged deal structures, that apply directly to founders and leaders of growing private enterprises buying, selling, or financing a business.

This podcast is for informational purposes only and does not constitute legal advice.

Takeaways

• The Return of the Equity Floor: A first-time buyer using an SBA 7(a) loan, the SBA's main program for financing business purchases, must bring an equity injection (the buyer's own stake) of at least 10 percent of total project costs, meaning price, closing costs, and any working capital in the loan. Under 8.1, that floor can't be reduced or waived for an initial acquisition. Seller notes and small passive investors now share one bucket capped at half of it. 
• Whose Money, and What They Get: Every no money down deal is funded by someone: the seller through a note, the seller through stock, the business through its own assets or revenue, or a government-backed lender. Each source receives an enforceable right in return, such as a promise to pay, a piece of the company, or a lien (a lender's legal claim on assets). In most of these structures, the seller carries the most risk. 
• The Seller's Tax Trap: Under the installment method, a financing seller generally reports gain as payments arrive, but depreciation recapture, the slice of gain tied to past depreciation deductions, is taxed in the year of sale. Paying a seller in stock is a taxable exchange unless it fits a non-recognition rule such as Section 351, which requires contributors to own at least 80 percent of the corporation immediately after. 
• When the Business Pays for Its Own Sale: Borrowing against the target's own assets can expose the seller, the lender, and potentially the new owners to a fraudulent transfer claim if the company is left undercapitalized, with no bad intent required. Merchant cash advances can be treated as loans, and New York courts have voided agreements whose effective rate ran past the 25 percent criminal usury cap.

Soundbites

• "Because somebody always puts money down. The only question is who and what they get for it." 
• "...So stop asking, can I do this with no money down? Ask whose money is it and what do they get for it?" 
• "So seller financing isn't a trick. It's a loan from one person who knows the business best. Document it like a loan, protect it like a loan, and it's one of the most honest tools in deal making." 
• "No money down is a financing structure, not a strategy. Price the strings before you pull them." 

Keywords

No Money Down, Business Acquisition, SBA 7(a) Loan, SOP 50 10 8.1, Equity Injection, Seller Financing, Seller Note, Fraudulent Transfer, Merchant Cash Advance, Leveraged Buyout

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Website: carbonlg.com

Connect with Pankaj: https://www.linkedin.com/in/pankaj-raval/

Connect with Sahil: https://www.linkedin.com/in/sahil-chaudry-6047305/
Carbon Law Group's links: https://linktr.ee/carbonlawgroup

Click Here To Schedule A Call With Us

In this episode breakdown, Pankaj Raval and Sahil Chaudry return to the 50/50 partner dispute from Part 1 and follow it into its most dangerous week. Working through the Texas Business Organizations Code and the California Corporations Code, they unpack what a bank lockout actually means, what records a locked-out owner can demand, and what really happens when a co-owner asks a court to end the company.

Through this practical analysis, Pankaj and Sahil extract critical lessons on control, records access, and exit strategy, that apply directly to founders and leaders of growing private enterprises sharing ownership with a partner.

This podcast is for informational purposes only and does not constitute legal advice.

Takeaways

• The Gap Between Ownership and Signature Authority: A bank signature card is a contract between the company and the bank about who can move money, not a record of who owns the business. Ownership lives in the governing documents and the books. When the two drift apart, the person on the card controls payroll while the ownership question waits for a court. 
• The Leverage of Single Points of Control: Bank logins, domain registrars, payroll platforms, accounting admin rights, and a sole signature on the lease all become leverage in a dispute. None of it usually starts as wrongdoing; it is how two people naturally divide the work. Pankaj and Sahil's point is that the answer belongs in writing on a good day. 
• The Contrast in Member Records Access: Texas gives LLC members a right to inspect records on written demand with a proper purpose, but a 2023 amendment lets the company agreement narrow it and carves out emails and texts. California grants access regardless of ownership percentage, allows fee shifting for unjustified refusals, and generally keeps the operating agreement from removing the right. 
• The Price of Court-Ordered Dissolution: Winning a court-ordered wind-up ends the business, liquidates the assets, and splits what is left. California's grounds are broader and name deadlock explicitly, but filing lets the other members avoid dissolution by buying out the filer at fair market value. 

Soundbites

• "Leverage and rights are different things. Rights get vindicated eventually and expensively. Leverage works immediately and for free." 
• "It costs nothing and it solves nothing until one day it decides everything."
• "But it means you had better know before you file whether you're trying to end the company or trying to get bought out, because in California, filing may answer that question for you." 
• "You cannot litigate your way back to partnership. The documents exist to keep you out of the room where you would try." 

Keywords

50/50 Partnership, LLC Deadlock, Partner Dispute, Operating Agreement, Member Inspection Rights, Judicial Dissolution, Texas Business Organizations Code, California Corporations Code, Fair Market Value Buyout, Signature Authority

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Website: carbonlg.com

Connect with Pankaj: https://www.linkedin.com/in/pankaj-raval/

Connect with Sahil: https://www.linkedin.com/in/sahil-chaudry-6047305/
Carbon Law Group's links: https://linktr.ee/carbonlawgroup

Click Here To Schedule A Call With Us

In this episode breakdown, Pankaj Raval and Sahil Chaudry take apart the 50/50 partnership, the most common and least documented ownership structure in private business. They work through a line of recent state court decisions and the LLC statutes of Texas, California, and Delaware to answer one question a handshake never answers: does your co-founder actually owe you anything?

Through this practical analysis, Pankaj and Sahil extract critical distinctions in default entity law, governance design, and buy-sell mechanics, that apply directly to founders and leaders of growing private enterprises operating on trust instead of paper.

This podcast is for informational purposes only and does not constitute legal advice.

Takeaways

The Default Rules of Your State: A partnership with no governing document does not operate without rules. It operates under the rules the state wrote, and those rules differ sharply depending on where the entity was formed. Founders who file cheaply and quickly online rarely learn which set they accepted.

Separating Formal Duty from Informal Trust: Courts in some states have held that co-ownership alone creates no formal fiduciary duty between members. A narrower informal duty can still exist, but it has to have existed before and apart from the venture now in dispute, and the other side has to have traded on it. 

The Manager-Managed Filing Trap: A California LLC is member-managed by default unless the election appears in both the articles of organization and the operating agreement. Signing a detailed manager-managed agreement while the articles say otherwise can leave the entity carrying full member-to-member duties nobody intended to take on. 

The Machinery of a Workable Buy-Sell: A buy-sell with a trigger and no price mechanism resolves nothing. The shotgun clause is elegant but favors whichever owner can raise cash, which makes it a purchase option rather than a coin flip, so a formula price or a defined appraisal process usually serves a founder pair better. 

Soundbites

"Twenty years of friendship buys you an enormous amount as a human being. As a matter of default entity law in Texas, it buys you zero." 

"So the default is not no deal, the default is somebody else's deal." 

"And deadlock does not announce itself, it accumulates." 

"And the answer to that can be yes. Asymmetry is completely fine. Undocumented asymmetry is a lawsuit."

Keywords

50/50 Partnership, Fiduciary Duty, LLC Operating Agreement, Member Managed LLC, Buy Sell Agreement, Co-Founder Disputes, Corporate Governance, Entity Formation, Deadlock Provisions, Business Partnership Law

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Website: carbonlg.com

Connect with Pankaj: https://www.linkedin.com/in/pankaj-raval/

Connect with Sahil: https://www.linkedin.com/in/sahil-chaudry-6047305/
Carbon Law Group's links: https://linktr.ee/carbonlawgroup

Click Here To Schedule A Call With Us

In this episode breakdown, Pankaj Raval and Sahil Chaudry take apart the single most common question they get from business owners — LLC or S corp — and show why it is the wrong question. They work through the 2026 Social Security wage base, the qualified business income deduction under Section 199A, the eligibility rules that quietly govern who is allowed to hold S corp stock, and the Eighth Circuit's decision in the Watson case, extracting the framework a founder actually needs before making an election.

Through this practical analysis, Pankaj and Sahil extract critical distinctions, thresholds, and failure points, that apply directly to founders and leaders of growing private enterprises choosing how their company is formed and how it is taxed.

This podcast is for informational purposes only and does not constitute legal advice.

Takeaways

The Category Error at the Center of the Question: An LLC is a state law entity — you file with the Secretary of State, you get limited liability, you get an operating agreement. An S corporation is a federal tax election filed on Form 2553. They are different layers, which means an LLC can be taxed as an S corp. One entity, two labels. 

Two Questions, Not One: The useful reframe is to ask what legal wrapper you want, and separately, how you want that wrapper taxed. The answer to the first is almost always an LLC, because it is inexpensive, flexible, and the governance document is whatever the partners agree it should be. Skip the election entirely and you still get an answer — a default one nobody chose on purpose. 

The S Corporation Guest List: The election carries eligibility restrictions most founders never see at formation: no more than 100 shareholders, individuals and qualifying trusts only, no non-resident alien holders, no entity shareholders, and one class of stock. Violate any of them and the election terminates. There is no warning letter.
Reasonable Compensation and the Watson Standard: David Watson, an Iowa CPA, held a 25% interest in an accounting firm through an S corporation and paid himself a $24,000 salary against $203,000 in distributions in 2002. The IRS valued the market rate for his work at $91,044, the district court recharacterized roughly $67,000 a year as wages, and the Eighth Circuit affirmed in 2012. Intent does not control and the label does not control — substance does. 

Soundbites

"One is a state legal wrapper, the other is a federal tax setting. If you're choosing between them, you're asking the question backwards." 

"Right, you cannot paperwork your way out of economic reality."

"So the working rule is pay yourself what you'd have to pay a stranger to do your job and write down how you got to that number before anyone asks, not after." 

"…that election terminating is you know, there's no warning letter. It just terminates, which is totally fine when it's you and your co-founder and your brother in law. It's not fine on the day a fund wants to buy in, which is the entire subject of next week's episode." 

Keywords

LLC Vs S Corp, S Corporation Election, Form 2553, Reasonable Compensation, Watson Case, Section 199A, Qualified Business Income, Social Security Wage Base, California Franchise Tax, Entity Structure

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Website: carbonlg.com

Connect with Pankaj: https://www.linkedin.com/in/pankaj-raval/

Connect with Sahil: https://www.linkedin.com/in/sahil-chaudry-6047305/
Carbon Law Group's links: https://linktr.ee/carbonlawgroup

Click Here To Schedule A Call With Us

In this episode breakdown, Pankaj Raval and Sahil Chaudry demystify one of the most critical (and often misunderstood) elements of startup compensation: the 409A valuation. Using a composite case study of "Meridian Robotics," they explain how a company can do everything right and still inadvertently hit a key employee with a massive, unexpected tax bill on phantom income.

Through this detailed analysis, Pankaj and Sahil unpack the hidden dangers of the 409A Safe Harbor, exploring how material economic events—like signing a Letter of Intent—can instantly invalidate a valuation and expose both founders and employees to massive liabilities.

Takeaways

• It's a Safe Harbor, Not Just a Number: A 409A is not simply a valuation you buy once a year. It is a legal presumption that shifts the burden of proof. If you operate inside the safe harbor, the IRS must prove your valuation was "grossly unreasonable" to challenge it.
• The 12-Month Rule is a Myth: While a 409A is generally valid for 12 months, it immediately expires if a "material economic event" occurs. Signing a term sheet, a Letter of Intent, or closing a new financing round can instantly invalidate your current strike price.
• Beware of Phantom Income: If an employee is granted options priced below the fair market value (because the company relied on an outdated 409A), those options are reclassified as deferred compensation. The employee can be heavily taxed on money they have not yet realized or collected.
• Independence is Critical: To qualify for the strongest safe harbor, the 409A must be conducted by a qualified, independent appraiser. Founders cannot use their internal CFO or regular CPA. Cheap, non-defensible valuations from unverified third parties can leave the company exposed during an audit or acquisition diligence.

Soundbites

• "What you pay tax on is really the spread between the price at which you can exercise and the price at which the company or the shares are sold."
• "The 409A refers to a safe harbor. It changes the burden of proof for who has to prove the fair market value of shares."
• "You are not buying a number. You are buying a legal presumption."
• "The safe harbor from an independent appraisal lasts a maximum of twelve months... or until a material event occurs, whichever occurs first."

Keywords

409A Valuation, Stock Options, Startup Equity, Phantom Income, Safe Harbor, Fair Market Value, Letter of Intent, IRS Section 409A, Corporate Law, Deferred Compensation.

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Website: carbonlg.com

Connect with Pankaj: https://www.linkedin.com/in/pankaj-raval/

Connect with Sahil: https://www.linkedin.com/in/sahil-chaudry-6047305/
Carbon Law Group's links: https://linktr.ee/carbonlawgroup

Click Here To Schedule A Call With Us

In this special episode of Letters of Intent, co-hosts Pankaj Raval and Sahil Chaudry peel back the curtain to discuss the human side of law, business, and entrepreneurship. They trace their relationship back to its origins in a shared tent during an Indicorps service project in India, unpacking how that transformative experience shaped their worldview and their legal practice today.

Through this philosophical conversation, Pankaj and Sahil explain why they reject the traditional "savior" mindset of public service, how they integrate generosity into their business model, and why democratizing complex legal information is central to the mission of Carbon Law Group.

Takeaways

• Deconstructing the Savior Complex: True service is not about swooping in to "save" people who are already managing their own lives. Sahil and Pankaj emphasize that service is actually about mutual learning and discovering what it means to be human together.
• Service Drives Business Growth: Public service and entrepreneurship are not opposing forces. The partners explain how treating clients with urgency, care, and a genuine desire to see them succeed directly fuels the long-term success of their law firm.
• Democratizing Legal Information: High-level corporate strategy is often gate-kept behind expensive hourly rates. Pankaj and Sahil started this podcast specifically to break down complex topics (like AI, tariffs, and deal structures) so founders can make better decisions without breaking the bank.
• The "Yes, And" Advisory Approach: Carbon Law Group aims to move past being mere "transactional draftspeople." Their goal is to build deep advisory relationships where they act as strategic partners, breaking down term sheets and contracts so clients understand exactly what they are signing.

Soundbites

• "We're not there to help anyone and getting away from this whole savior mindset."
• "The people you are quote unquote helping are going to be just fine without you."
• "Our goal is always to provide more value than people are paying for."
• "We are not just transactional draftspeople. We're here to develop advisory relationships."

Keywords

Public Service, Entrepreneurship, Indicorps, Corporate Law, Business Strategy, Carbon Law Group, Legal Advice, Dealmaking, Value Creation, Democratizing Information

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Website: carbonlg.com

Connect with Pankaj: https://www.linkedin.com/in/pankaj-raval/

Connect with Sahil: https://www.linkedin.com/in/sahil-chaudry-6047305/
Carbon Law Group's links: https://linktr.ee/carbonlawgroup

Click Here To Schedule A Call With Us

In this episode breakdown, Pankaj Raval and Sahil Chaudry dissect the corporate architecture behind the NBA's salary cap circumvention findings against the LA Clippers. They trace the three-legged payment structure at the center of the case — a capital source, an intermediary partner company, and a single-member holding LLC — and extract what it reveals about how entity layers actually behave under investigation.

Through this practical analysis, Pankaj and Sahil extract critical distinctions around contractual intent, economic substance, and third-party exposure, that apply directly to founders and leaders of growing private enterprises building entity structures they expect to hold up under scrutiny.

This podcast is for informational purposes only and does not constitute legal advice.

Takeaways

• The Anatomy of a Triangular Arrangement: Off-the-books payments rarely move in a straight line. A capital source inflates a commercial commitment into a legitimate third-party company, that company signs a separate endorsement or consulting agreement, and the money lands in a single-member LLC rather than a personal account. Each leg is an ordinary commercial deal on its own.
• The Question of Intent: Transaction A funds a vendor. Transaction B is a marketing spend. Neither is unusual. What converts the chain into circumvention is intent and interdependency — structuring deals specifically to evade a binding agreement transforms a series of legal contracts into an illegal scheme. 
• The Limits of the Corporate Veil: An LLC is an independent legal person that holds assets and signs contracts, and courts usually respect that boundary. But the veil was never built to shield fraud or deliberate contract evasion. The alter ego doctrine treats an LLC with no genuine operations as indistinguishable from its owner, and the economic substance doctrine judges what a transaction actually accomplishes rather than what it is labeled. 
• The Failure of Layered Structures: Founders who build these setups assume nobody will demand a full audit and that partner entities stay solvent and quiet. Both assumptions break the same way. Bankruptcy turns private records into public court documents with trustees legally obligated to audit every outgoing dollar, and forensic accountants trace capital calls and wire transfers back to whoever approved them. 

Soundbites

• "It's a massive takeaway for anyone structuring deals. You cannot contract away transparency. You can stack five single-member LLCs inside a Delaware holding company, but if the underlying funding source connects back to a single parent account, modern forensic accounting will trace it every time." 
• "The issue is not that a company is giving Kawhi Leonard, for example, an endorsement deal or a consulting job. The issue is the intent, which is to circumvent the collective bargaining agreement." 
• "Entities are shields against liability, not masks for bad faith. Using an LLC to hide contract breaches doesn't protect you. It just creates a paper trail proving intent." 
• "If an individual receives twenty-eight million dollars for a no-show endorsement where zero marketing work is performed, it lacks economic substance. It's unrecorded compensation." 

  Keywords

Salary Cap Circumvention, Corporate Veil, Alter Ego Doctrine, Economic Substance Doctrine, Single-Member LLC, Special Purpose Vehicle, Forensic Accounting, Bankruptcy Discovery, Entity Structuring, Third-Party Risk

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Website: carbonlg.com

Connect with Pankaj: https://www.linkedin.com/in/pankaj-raval/

Connect with Sahil: https://www.linkedin.com/in/sahil-chaudry-6047305/
Carbon Law Group's links: https://linktr.ee/carbonlawgroup

Click Here To Schedule A Call With Us

In this episode breakdown, Pankaj Raval and Sahil Chaudry tackle a rapidly evolving area of law that is currently dominating the entertainment industry and corporate boardrooms alike: The Right of Publicity in the era of AI clones and deepfakes.

Prompted by a surge of client inquiries from actors and content creators, Pankaj and Sahil dissect the critical difference between copyright (what you make) and the right of publicity (who you are). They unpack the legal history of imitation, the dangers of assigning your voice in perpetuity, and the massive implications of the pending federal No Fakes Act for founders and creators.

Takeaways

• Copyright vs. Right of Publicity: Copyright protects the tangible expression of an idea (e.g., a script you wrote or a video you recorded). The Right of Publicity, primarily governed by state law, protects your actual identity—your name, image, and likeness—from being commercialized without your consent.
• The Danger of Perpetual Assignment: Founders, voice actors, and employees must be incredibly careful when signing agreements. Assigning your voice or image "in perpetuity" means you are permanently giving away the exclusive right to monetize your own identity, leaving you vulnerable to AI replication.
• The Imitation Precedent: Pankaj highlights landmark cases like Midler v. Ford Motor Co. (1988) to explain how courts have historically handled imitation. If deliberately hiring a soundalike to imitate a distinctive voice is actionable, the legal framework already exists to aggressively target AI deepfakes.
• The Pending No Fakes Act: California already has strict rules preventing the unconscionable waiver of publicity rights, but federal law is catching up. The pending No Fakes Act aims to create a federal cause of action against AI impersonations, capping licenses at 10-year intervals and prohibiting the outright assignment of identity during a person's life.

Soundbites

• "Copyright protects what you made, the right of publicity protects who you are."
• "The right of publicity has now... been supercharged by AI."
• "If you give away the exclusive right, you can't monetize it with anybody else."
• "You will not be able to sell your identity outright. You will be able to license it."

Keywords

Right of Publicity, Copyright Law, Artificial Intelligence, Deepfakes, No Fakes Act, Entertainment Law, Corporate Law, Dealmaking, Risk Management, Contract Negotiation

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Website: carbonlg.com

Connect with Pankaj: https://www.linkedin.com/in/pankaj-raval/

Connect with Sahil: https://www.linkedin.com/in/sahil-chaudry-6047305/
Carbon Law Group's links: https://linktr.ee/carbonlawgroup

Click Here To Schedule A Call With Us

In this episode breakdown, Pankaj Raval dives into one of the most instructive cautionary tales in modern business history: the acquisition of FanDuel. When the daily fantasy sports giant was sold for nearly $600 million, the founders and rank-and-file employees famously walked away with nothing, while certain executives and preferred investors made tens of millions.

Through a detailed analysis of this transaction, Pankaj unpacks the complex mechanisms of venture capital and private equity deals. He extracts critical lessons on liquidation preferences, drag-along rights, and management carve-outs, providing actionable advice for founders negotiating their next term sheet.

Takeaways

• The Reality of Liquidation Preferences: When venture capital or private equity firms invest, they typically secure preferred stock with the right to be paid back first upon an exit. In FanDuel's case, a massive preference stack meant early investors had to clear roughly $559 million before common stockholders saw a single dime.
• The Danger of Drag-Along Rights: Even if an acquisition offer is terrible for common shareholders, a small group of preferred investors can force the sale. Drag-along clauses allow a defined majority to legally compel all other shareholders to accept the negotiated terms, effectively stripping founders of control over their own exit.
• Watch for Structural Misalignment: The FanDuel board brought in a CEO who previously worked for one of the lead investors enforcing the liquidation preference. When the deal closed, that CEO and other executives received massive transaction bonuses (management carve-outs), despite common shareholders getting nothing.
• Model the Exit Waterfall: Founders must do the unglamorous work before signing a term sheet. You must model your exit waterfall at multiple, realistic exit prices (not just optimistic unicorn valuations) to truly understand what your common stock and employee options will be worth.

Soundbites

• "A big exit number in a headline tells you almost nothing about who actually got paid."
• "The stack that looked reasonable in your Series A can actually become lethal once three or four more rounds are stacked on top of it."
• "You have effectively cede control of your own exit, even if you still hold a board seat."
• "Legal opacity around cap tables is common, but it's not fair."

Keywords

Liquidation Preference, Drag-Along Rights, Term Sheets, Venture Capital, Private Equity, FanDuel, Cap Table Management, Exit Waterfall, Corporate Governance, Founders.

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Website: carbonlg.com

Connect with Pankaj: https://www.linkedin.com/in/pankaj-raval/

Connect with Sahil: https://www.linkedin.com/in/sahil-chaudry-6047305/
Carbon Law Group's links: https://linktr.ee/carbonlawgroup

Click Here To Schedule A Call With Us

In this episode breakdown, Pankaj Raval and Sahil Chaudry dive into the complex world of executive compensation and employee incentive plans. Using a real-world SEC filing as a case study, they demystify "Phantom Equity" and explain how founders can reward key employees with the economic benefits of ownership—without actually giving up any control of their company.

Through this practical analysis, Pankaj and Sahil extract critical lessons on vesting schedules, contractual rights, and equity structures that apply directly to founders and leaders of growing private enterprises looking to incentivize top talent.

Takeaways

• The Power of Synthetic Options: "Synthetic" or "Phantom" equity is entirely contractual. Unlike actual stock, which comes with complex SEC regulations and permanent voting/economic rights, phantom stock allows founders to draw their own lines, create specific carve-outs, and offer profit participation without diluting their cap table.
• Tracking Value Without Giving Ownership: Phantom stock acts as a contractual right that mirrors the value of actual shares. If the company is sold, the employee gets to participate in the upside of that liquidation event just as if they held real stock, but they never sit on the cap table as an owner.
• The Importance of Vesting and Hurdles: Founders should rarely give away upside upfront. A strong phantom equity plan uses service-based vesting (e.g., staying employed for a certain number of years) and performance hurdles (e.g., the company must reach a $5 million valuation before the employee participates in the profits).
• Navigating a Change in Control: The agreement must clearly define what happens if the company is acquired. A "single trigger" means the phantom stock vests immediately upon sale, while a "double trigger" means it only vests if the acquiring company also terminates the employee.

Soundbites

• "When you own equity in something, you're also governed by the SEC... whereas if you're going to create something like phantom equity... those are governed by contract."
• "Phantom Equity traces the lines of your actual equity. But instead of the participant getting actual equity, that participant gets their reward or gets the outcome."
• "You don't get these 100,000 units up front... they're subject to forfeiture. And they vest on certain things happening."
• "You're able to offer the upside of that eventual sale without having to dilute your cap table."

Keywords

Phantom Equity, Executive Compensation, Employee Incentive Plans, Vesting Schedules, Stock Options, Corporate Law, Dealmaking, Risk Management, Cap Table Management, Profits Interest.

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Website: carbonlg.com

Connect with Pankaj: https://www.linkedin.com/in/pankaj-raval/

Connect with Sahil: https://www.linkedin.com/in/sahil-chaudry-6047305/
Carbon Law Group's links: https://linktr.ee/carbonlawgroup

Click Here To Schedule A Call With Us