Interest rates, affordability, fixed vs variable, and the biggest mistakes buyers are still making in today’s market.In this episode of LEVerage, we sit down with experienced mortgage broker Morgan Vaughan to break down what’s actually happening with Canadian interest rates in 2026.

We compare where rates were last year versus today, explain why waiting for “better affordability” may not work, and discuss how buyer behaviour has fundamentally changed.We also dive into: • Fixed vs variable mortgages in today’s market • Why affordability has improved even without major rate cuts • How first-time buyers are navigating 2026 • Why uncertainty and job security are now major decision factorsIf you’re thinking about buying, refinancing, or renewing your mortgage this year, this conversation gives you real context beyond the headlines.Morgan Vaughan - https://www.morganfinancialgroup.ca

Follow me on Socials:

Instagram -https://www.instagram.com/rachellevyhomes/

TikTok - https://www.tiktok.com/@rachellevyhomes

Check out my website - https://www.rachellevyhomes.com

Produced by Max Silverberg

YouTube - https://youtu.be/U48lKWgLqek

Sun or Snow? What do you prefer?

LEVerage is back for 2026 and we are starting off with some warm weather conversations

Linzi Breuhan joins me on my first episode of 2026, as we head into -30 temps this weekend to discuss, the hows, the whys and the where’s of moving to Florida

It’s not for everyone but IYKYK and some love it!

Follow me on Socials: Instagram - https://www.instagram.com/rachellevyhomes/TikTok - https://www.tiktok.com/@rachellevyhomesLinzi's Instagram - https://www.instagram.com/soldbylinzi/?hl=enCheck out my website - https://www.rachellevyhomes.comProduced by Max Silverberg

Ending the year off for LEVerage with the FAMOUS Rafi Yablonsky, Executive Director of Shaare Zedek Foundation in Canada.

Our last episode of 2025 talks about the incredible medical innovations that Shaare Zedek delivers to the world and how each event matters.

Gratitude and giving back is essential to life in my opinion.

This year I have the incredible honour of co-chairing this year’s poker night on January 31st at the Eglinton Grand.

It’s a night that you don’t want to miss!!

Tickets and sponsorships are still available for this incredible event.

DM myself or Rafi for more information.

Can’t wait to see you all there!!

Shaare Zedek Foundation Canada - https://shaarezedek.foundation

Follow me on Socials: Instagram - https://www.instagram.com/rachellevyhomes/TikTok - https://www.tiktok.com/@rachellevyhomesCheck out my website - https://www.rachellevyhomes.comProduced by Max Silverberg

YouTube - https://youtu.be/hwcxzO-K4Fw

2025 WAS THE WORST YEAR IN REAL ESTATE! OR WAS IT…???

I am thrilled to have Alex Nisenker, Vice President at Greybrook Private Capital Markets Group, to recap 2025 with me and share our predictions for the 2026 market.

The word of the year and will continue to be… UNCERTAINTY.

Join me as we cover everything that happened (truly happened and not just the headlines) and what one of the financial leaders in the market is predicting for 2026.

Alex Nisenker - https://greybrook.com/team/alex-nisenker/

Follow me on Socials: Instagram - https://www.instagram.com/rachellevyhomes/TikTok - https://www.tiktok.com/@rachellevyhomesCheck out my website - https://www.rachellevyhomes.comProduced by Max Silverberg

YouTube - https://youtu.be/n92IDSVtQgg

ATTENTION RENTERS!!

Want to pay your rent with your credit card?Want to get cash back when paying bills?

Then you need NeoBanc!

Join me as I speak to Kyle Collier, cofounder of NeoBanc, on this week’s episode of LEVerage.

A Canadian fintech built by renters, for renters, turning your biggest monthly expenses into a stepping stone toward financial progress.

No hidden fees. No gimmicks.

If you are a renter, or a landlord, or would like to receive cash back when paying bills… this episode is for you!

Neobanc - https://www.neobanc.comFollow me on Socials: Instagram - https://www.instagram.com/rachellevyhomes/TikTok - https://www.tiktok.com/@rachellevyhomesCheck out my website - https://www.rachellevyhomes.comProduced by Max Silverberg

YouTube - https://youtu.be/mR5zloZZc_Y

HAS THE CITY OF TORONTO THRIVED OR REGRESSED UNDER MAYOR CHOW’S LEADERSHIP?

This week on LEVerage it was an incredible honour to have Daniel Tate, Executive Director at IntegrityTO, join me to give his perspective of the city under Mayor Chow’s leadership.

We discuss crime, the Toronto Police, city services and more!

Whether you rent or own in Toronto you don’t want to miss this!

Election 2026 is coming! Do you know who you are voting for yet??

IntegrityTO - https://integrityto.ca

Follow me on Socials: Instagram - https://www.instagram.com/rachellevyhomes/TikTok - https://www.tiktok.com/@rachellevyhomesCheck out my website - https://www.rachellevyhomes.comProduced by Max Silverberg

YouTube - https://youtu.be/X4Y_LfS97UE

This week on LEVerage I have the pleasure to sit down with Mike McAra, Executive Director of Reach Canada to discuss:

Is AI here to stay and how will it change real estate?

Does the consumer want to see an AI version of their realtor online or in their videos?

Will AI replace the home buying experience and realtors?

How is it being used now and how is it bringing value?

It’s an exciting blend of the best of tech and real estate in one conversation! Don’t miss it!

Follow me on Socials: Instagram - https://www.instagram.com/rachellevyhomes/TikTok - https://www.tiktok.com/@rachellevyhomesMarki Lemons Ryhal - https://www.markilemons.comCheck out my website - https://www.rachellevyhomes.comProduced by Max Silverberg

Follow me on Socials: Instagram - https://www.instagram.com/rachellevyhomes/TikTok - https://www.tiktok.com/@rachellevyhomesMarki Lemons Ryhal - https://www.markilemons.comCheck out my website - https://www.rachellevyhomes.comProduced by Max Silverberg

I am so excited to have the fabulously talented Megan Crosbie on this week’s LEVerage to talk all things design.If you are considering a renovation, full custom build or just a quick refresh of a room you won’t want to miss this week’s episode!

What to Splurge On - And What to Skip: https://www.megancrosbiedesign.com/the-edit-blog/what-to-splurge-on-and-what-to-skip

Follow me on Socials: Instagram - https://www.instagram.com/rachellevyhomes/TikTok - https://www.tiktok.com/@rachellevyhomesCheck out my website - https://www.rachellevyhomes.comProduced by Max Silverberg

YouTube - https://youtu.be/_943DiNLfGQ

As New Home Sales (preconstruction) grind to a halt and new projects are being shelved indefinitely…..people are questioning if they will ever come back. The answer is yes but the better question is whenLen Finegold, Senior Council for Cambridge LLP’s Construction Law Group joins me again to talk all things PreconstructionI have to admit something. I have never been a fan of preconstruction sales for my clients. I know tons of agents and investors who did very well in this space many years ago. I never liked it. Too many risks. Too much can go wrongAs affordability continues to be a challenge for many, I am starting to warm up to it as a way for some to enter the market.Join me as we hear from one of the top leading experts on how to protect yourself when buying a home or condo in preconstructionFollow me on Socials: Instagram - https://www.instagram.com/rachellevyhomes/TikTok - https://www.tiktok.com/@rachellevyhomesCheck out my website - https://www.rachellevyhomes.comProduced by Max Silverberg

YouTube - https://youtu.be/JHZFgSU7edk

LEVerage is thrilled to have our unofficial co-host Joel Kadish back for this week’s episode.I was recently referred new clients who had a bad experience with a realtor. What unfolded was a nightmare for them when they wanted to make the switch.Join us this weekend to find out why you MUST READ ALL CONTRACTS, trust your agent, and be aware of all risks.Follow me on Socials: Instagram - https://www.instagram.com/rachellevyhomes/TikTok - https://www.tiktok.com/@rachellevyhomesCheck out my website - https://www.rachellevyhomes.comProduced by Max Silverberg