Hey everyone! Lee here. We again visited how to manage our money...meaning our discipline with money.
Be sure to practice mindful spending by asking questions before you spend any money. Here are favorites my wife and I used for years:
Do I really need this?
Is this what I came to the store to get?
Can I wait a week to buy this?
Can I do without it?
Am I buying this out of emotion, just to feel good?
The more mindful you are when you take money out of that envelope to spend it, the more you realize there a lot of things you don’t necessarily need, you’ll be just as happy without them.
For more info on saving money (and being disciplined), here is an interesting rant from Dave Ramsey's radio show. (He is not happy with the spending habits of Americans.):
https://youtu.be/7wjuCgtL0yA
Remember, to change our life of debt, you have to get mad!
Lee McCroskey
Head of Leadership Development