When was the last time you heard about LIBOR rates? This loan which was common at the top of the real estate debacle seems to be working its way back into the news, this time in the form of corporate debt. As interest rates go up there’s a good chance you’ll hear about lower quality borrowers feeling the squeeze. Other topics include:

• Timing the market and the 60/40 portfolio delusion

• Roth IRA funding – are capital gains included when calculating MAGI?

• Backdoor Roth IRA contributions