Are your finances a mess?

Is it costing you money because of late payment fees?

Is your credit score suffering because of the late payments?

If the answer is yes

It's time you did a budget.

Work out what you have coming in and what you have going out

Automate as many payments as you can

Set up weekly or monthly reminders if you can't or don't like automated payments.

Pay the bills on due dates and pay them on time.

Don't put it to one side when a bill comes in and say I will deal with it later. Do it now when it is just one bill and not six bills.

Keeping on top of your finances will save you time and money and reduce stress.

Do you find that you hate cleaning, and it overwhelms you?

When you do it one day a week

Start doing a little bit each day.

Break the cleaning jobs down into small chunks, like wipe the countertops and then take a break and reward yourself with a coffee.

Then move on to another task on your list, not cleaning-related.

Breaking the tedious task like cleaning down into manageable chunks helps stop them from overwhelming you.

Create space

Only have the things you need daily, put everything else away in draws and boxes and keep a list of the contents so you can easily find them later when you need them.

Designate specific areas for your keys, bills, and other items that can be easily misplaced.

This Simple, uncluttered organisation will help make your life easier.

How many times do you put laundry in the washing machine

then forget to take it out, 

then you have to rewash it because it smells musty

Have you thought about how much this costs you a year to rewash all these loads of washing

Set a timer to remind you 

Add a reminder to Alexa or Google.

This easy tip will save you money and time.

Learn to say No

If you look good after a workout you haven't worked out hard enough 

Weight loss is not impossible it is hard but not impossible

Many people use affirmations for personal development and to help them meet their life goals. But did you know you can use affirmations to build resilience and combat stress?

Whether it's a one-off stress, like having to give a presentation or an ongoing stressful issue, you can create the right affirmations to support you through. Affirmations will help you deal better with current stress, and over time, prevent future anxiety.

Everyone worries, it’s only natural. It’s even healthy to have a certain amount of anxiety about the future. Be it growing old, losing a job, the end of a relationship, or hoping all your children grow up happy and healthy, everyone has something causing worries about the future.

Unfortunately, many people find themselves in a downward spiral of unwarranted worries. Even legitimate causes of stress and anxiety aren’t improved with worry. There are healthy ways to stop wasting precious time worrying about the future and start living in the moment!

Why Are You Listening to Fake News?

Don’t you know the world is about to end? Chances are if you pay any attention to the news, you’ve seen doom and gloom predictions everywhere. It’s no wonder your self-talk has been suffering.