Angelo Baronessa from Divergent Wealth, JOY Breakfasts finance guru joined Rach and Dean as they dive into the topic of Life Insurance and people living with HIV.

Insurance companies are definitely getting more progressive with how they treat people living with serious illnesses such as HIV, with a focus more on treatment plan effectiveness and the ways symptoms are being managed, insurers are often able to issue cover without restrictions as they would to consumers not living with these illnesses. 

But what exactly does that mean?