Buyer’s agent and Procure Property Partners founder Justin Bonello joins the show to share how he built a $4.6M property portfolio across six assets by age 26. Starting out as a 16-year-old sparky on a $49K wage, he details how disciplined saving, strategic regional purchases, and equity recycling allowed him to scale rapidly despite tight bank servicing limits.

Justin and Bill unpack the real-world lessons of early land-and-house builds, managing trashed rental properties during COVID, and pivoting from major banks to mortgage brokers and low-doc lending. Plus, Justin details why he is pivoting away from hot interstate markets to target high-yielding Melbourne units below replacement cost.

🚀 Limitless Takeaways

Fast Saving Foundation (00:01:06): Save aggressively to build initial property deposit buffers.

Discounted Regional Entry (00:13:32): Target sub-$300K regional markets to preserve borrowing capacity.

Equity Recycling Momentum (00:15:48): Cash out property equity growth to fund future acquisitions.

Strategic Entity Setup (00:24:41): Move to trust structures to protect assets and expand borrowing.

Melbourne Unit Pivot (00:28:31): Buy high-yield metro units priced well below replacement cost.

💬 Your Turn!

Are you scaling your portfolio using high-yield regional residential properties, or pivoting into boutique metro units for cash flow and replacement cost value?

Comment what strategy you want to try next!

Connect with Justin Bonello:

https://www.linkedin.com/in/justin-bonello/

https://www.procurepropertypartners.com.au/

Check out our Limitless Accounts:

https://www.instagram.com/limitless_property_podcast/

https://www.instagram.com/limitless_lending_group/

About Limitless Property Group:

Limitless Property Group is a specialist investment and finance collective dedicated to helping Australians build "limitless" long-term wealth. Founded by investor and finance expert Bill Childs, the group bridges the gap between high-level property strategy and the complex financial structures required to fund it.

Connect with Bill Childs:

Website: https://www.limitlesslg.com.au/

Instagram: https://www.instagram.com/limitless_lending_group/

Book a Consult: https://calendly.com/billlimitlesslendinggroup/lendingstradegysession

Hosted on Acast. See acast.com/privacy for more information.

Benjamin Cooper joined us again to break down how he acquired $2.3M in real estate across three regional markets in under a year. He walks through the mechanics of managing a $72M loan pipeline using structured daily task lists, email-driven workflows, and dedicated offshore execution support. This conversation explores tactical solutions for investors facing tight bank lending criteria.

Benjamin and Bill cover how refinancing to reset remaining loan terms lowers monthly commitments, why high-yielding residential units maintain borrowing momentum, and how land size frontage in regional pockets like Frankston North opens up future duplex development opportunities.

🚀 Limitless Takeaways

Fast Portfolio Scaling (00:05:33): Acquire growth assets quickly by targeting market discounts and leveraging equity buffers.

Refinancing Term Resets (00:13:46): Reset 15-year loans back to 30 years to reduce monthly repayments and increase borrowing power.

High-Yield Cash Flow Shift (00:03:00): Target 6% to 7%+ yield units to offset servicing cuts and maintain positive cash flow.

Broker Operational Systems (00:29:07): Pair offshore support teams with 24-hour turnaround checks to process high deal volume.

Equity Buffer Protection (00:23:42): Cash out extra equity during refinances to maintain liquid cash reserves.

💬 Your Turn!

Are you pivoting to high-yield units to protect your borrowing capacity, or focussing on capital-growth houses for long-term development potential?

Comment what strategy you want to try next!

Connect with Benjamin Cooper:

https://www.linkedin.com/in/benjamincooper-mortgagebroker/

Check out our Limitless Accounts:

https://www.instagram.com/limitless_property_podcast/

https://www.instagram.com/limitless_lending_group/

About Limitless Property Group:

Limitless Property Group is a specialist investment and finance collective dedicated to helping Australians build "limitless" long-term wealth. Founded by investor and finance expert Bill Childs, the group bridges the gap between high-level property strategy and the complex financial structures required to fund it.

Connect with Bill Childs:

Website: https://www.limitlesslg.com.au/

Instagram: https://www.instagram.com/limitless_lending_group/

Book a Consult: https://calendly.com/billlimitlesslendinggroup/lendingstradegysession

Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Limitless Property Podcast, top mortgage broker Chris Raymond reveals how he writes $300M+ individually and scaled Unconditional Finance into a $500M/year brokerage. He breaks down his operational systems, offshore-onshore staffing model, and 3-year broker apprenticeship framework.

Chris and Bill analyse back-office underwriting, 24-hour turnaround strategies, and entity structuring to avoid bank capacity bottlenecks. Plus, Chris shares how he built a $16M property portfolio across 13 assets and his 5-year plan to transition into commercial real estate.

🚀 Limitless Takeaways

Back-Office Mastery (00:06:43): Spend years as a credit analyst mastering underwriting before moving to front-end sales.

Speed to Market (00:16:51): Deliver preliminary capacity checks within 24 hours to win competitive client deals.

Structure Over Limits (00:41:30): Avoid purchasing too many assets in personal names to prevent costly restructuring later.

The Income Machine (00:58:14): Scale personal income or business revenue alongside property acquisitions to maintain lending momentum.

Commercial Exit Strategy (00:56:56): Recycle accumulated residential gains into unencumbered commercial real estate for passive cash flow.

💬 Your Turn!

Are you building a residential property portfolio to eventually pivot into commercial real estate, or focussing purely on scaling your business income first? Comment what strategy you want to try next!

Connect with Chris Raymond:

https://www.linkedin.com/in/raymond-chris/

Check out our Limitless Accounts:

https://www.instagram.com/limitless_property_podcast/

https://www.instagram.com/limitless_lending_group/

About Limitless Property Group:

Limitless Property Group is a specialist investment and finance collective dedicated to helping Australians build "limitless" long-term wealth. Founded by investor and finance expert Bill Childs, the group bridges the gap between high-level property strategy and the complex financial structures required to fund it.

Connect with Bill Childs:

Website: https://www.limitlesslg.com.au/

Instagram: https://www.instagram.com/limitless_lending_group/

Book a Consult: https://calendly.com/billlimitlesslendinggroup/lendingstradegysession

Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Limitless Property Podcast, investor Eddie Dilleen shares how he scaled a portfolio of over 230 properties, starting from Mount Druitt Housing Commission to buying his first $138k unit at age 18. He breaks down his exact progression from single affordable units to purchasing multi-unit residential blocks on single titles across Australia.

Eddie and Bill analyze why property leverage outperforms stock market returns, how acquiring assets 15% to 20% under market value enables rapid equity recycling, and how to negotiate bulk off-market deals for up to 70 units. Plus, learn how targeting 6% to 8%+ yields inflates borrowing capacity under bank shading rules and how to use trusts and Low Doc financing to build an uncapped portfolio.

• Unit Block Scaling (00:02:15): Scale portfolios rapidly by purchasing multi-unit complexes on single titles.
• Instant Equity & Recycling (00:26:10): Buy 15% to 20% below market value to double entry cash and recycle capital quickly.
• Leverage Advantage (00:27:03): Use real estate leverage to generate exponentially higher cash-on-cash returns than stocks.
• Bulk Off-Market Deals (00:30:14): Acquire 10 to 70 residential units in a single transaction for wholesale discounts.
• Yield-Driven Borrowing (00:37:41): Target 6% to 8%+ yields to maximise bank servicing under 80% income shading rules.
• Entity Structuring (00:38:21): Combine cashflow-positive assets with trust entities to obtain debt exclusion letters for endless growth.

Are you still relying on traditional stock portfolios and single residential houses, or are you ready to use real estate leverage and high-yield unit blocks to scale faster? Comment what strategy you want to try next!

Connect with Eddie Dilleen:

https://www.linkedin.com/in/eddie-dilleen

Check out our Limitless Accounts:

https://www.instagram.com/limitless_property_podcast/

https://www.instagram.com/limitless_lending_group/

About Limitless Property Group:

Limitless Property Group is a specialist investment and finance collective dedicated to helping Australians build "limitless" long-term wealth. Founded by investor and finance expert Bill Childs, the group bridges the gap between high-level property strategy and the complex financial structures required to fund it.

Connect with Bill Childs:

Website: https://www.limitlesslg.com.au/

Instagram: https://www.instagram.com/limitless_lending_group/

Book a Consult: https://calendly.com/billlimitlesslendinggroup/lendingstradegysession

Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Limitless Property Podcast, we sit down with Meta marketing and funnel architect Marcus Vela to break down the exact digital acquisition strategies that scale mortgage brokerages.

We unpack the critical shift away from cheap, low-friction lead forms that yield dead-end data toward high-friction landing pages that pre-qualify prospects on income, deposit size, and employment status. Marcus shares his signature "3-factor stacking rule" , a practical content framework where correcting just three production or script elements per filming cycle eliminates camera anxiety, improves visual consistency, and completely bypasses low-retention algorithm jail.

The conversation also tackles channel conversion mechanics, breaking down why immediate phone outreach consistently outperforms passive email playbooks for high-intent financial services. Marcus shares his tactical blueprints for structuring low-pressure ManyChat follower automations, executing profitable paid live webinars, and building highly indexed localized SEO frameworks. Warning against the trap of blindly following broad international agency metrics, Marcus delivers a realistic, metric-driven roadmap designed to help local operators build a highly predictable, self-directed client pipeline from scratch.

• High-Friction Funnels (00:20:03): Qualifying questions on landing pages weed out dead-end leads and secure high-intent prospects.
• 3-Factor Stacking Rule (00:20:40): Fixing just three small production or script errors per filming session builds rapid camera confidence.
• Phone Calls over Emails (00:26:05): Direct voice outreach closes complex financial files significantly faster than passive email sequences.
• Soft-Touch Automations (00:33:42): Low-pressure welcome messages successfully open lines of communication with new followers without forcing a hard sell.
• Localised Metric Realities (00:37:36): Ignoring broad international agency benchmarks prevents wasted budget on skewed acquisition costs.

Are you currently wasting time chasing bulk, unvetted leads, or are you ready to introduce high-friction strategies and content stacking to lock down high-intent clients?

Comment what you want to try next!

Check out our Limitless Accounts:

https://www.instagram.com/limitless_property_podcast/

https://www.instagram.com/limitless_lending_group/

About Limitless Property Group:

Limitless Property Group is a specialist investment and finance collective dedicated to helping Australians build "limitless" long-term wealth. Founded by investor and finance expert Bill Childs, the group bridges the gap between high-level property strategy and the complex financial structures required to fund it.

Connect with Bill Childs:

Website: https://www.limitlesslg.com.au/

Instagram: https://www.instagram.com/limitless_lending_group/

Book a Consult: https://calendly.com/billlimitlesslendinggroup/lendingstradegysession

Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Limitless Property Podcast, buyer’s agent Josh Crealey shares how he added 16 properties to his portfolio in just 12 months. We deconstruct his transition from high-stakes property development to a high-yield residential strategy, bringing his total holdings to 19 properties by age 33.

Josh explains the mechanics of call options, the reality of development risk, and the "replacement cost" theory currently driving his focus on the Melbourne and Sydney unit markets. We examine how he identifies undervalued assets and manages a 12 million dollar portfolio while maintaining a sustainable family lifestyle.

Watch the full episode to see the exact blueprint Josh used to scale his wealth at such an incredible pace!

🚀 Limitless Takeaways

• The Option Strategy: How call options allow investors to control large-scale development sites with minimal capital.
• The Replacement Cost Theory: Why buying established units below their current construction cost creates a natural price floor for growth.
• The Counter-Cyclical Play: Why Josh prioritises markets that have remained flat for a decade over "hot" markets that have already doubled.

💬 Your Turn! Are you focusing on high-growth houses or high-yield units for your next purchase? Comment what you want to try next!

Connect with Josh Crealey: https://www.linkedin.com/in/josh-crealy-70a37b92/

Check out our Limitless Accounts:

https://www.instagram.com/limitless_property_podcast/ https://www.instagram.com/limitless_lending_group/

About Limitless Property Group:

Limitless Property Group is a specialist investment and finance collective dedicated to helping Australians build "limitless" long-term wealth. Founded by investor and finance expert Bill Childs, the group bridges the gap between high-level property strategy and the complex financial structures required to fund it.

Connect with Bill Childs:

Website: https://www.limitlesslg.com.au/

Instagram: https://www.instagram.com/limitless_lending_group/

Book a Consult: https://calendly.com/billlimitlesslendinggroup/lendingstradegysession

Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Limitless Property Podcast, we sit down with Sean Campbell, Director of PRD Coffs Harbour, for a masterclass on business succession, lean operations, and regional property investing. Sean maps out his journey from corporate sales and London pub management to taking over the reins of his third-generation family enterprise.

We unpack the exact mechanics behind buying out his father’s equity at market value and navigating the Covid-19 property boom. Sean reveals how a surprise rent roll acquisition allowed him to double the business, bringing his wife Steph on as Operations Manager to scale efficiently without bloating head-count.

We also tackle macro market realities as Sean fires back at flawed government housing policies, detailing how interest rate hikes and negative gearing threats disrupt mum-and-pop investors. Finally, he outlines the growth indicators driving the Coffs Harbour market, including the highway bypass and the 900-block North Bonville corridor—before sharing the entry-level, high-yield buying strategy he would hand to his 20-year-old self.

Watch the full episode to master your business operations, leverage recurring income, and deploy a bulletproof regional property strategy!

🚀 Limitless Takeaways:

• The Succession Blueprint: How Sean structured a clean, fair buyout of his father’s equity at true market value without family handouts.
• Lean Operations & Scale: How an operations specialist allowed the business to absorb a massive portfolio acquisition with just one extra staff member, protecting their 3.2x valuation multiple.
• The $650k–$750k Sweet Spot: Why standalone regional houses on smaller blocks and low-rise units out-perform million-dollar assets by securing reliable 5% yields and deep buyer demand.
• The Policy Fallacy: Why attacking negative gearing and capital gains tax disproportionately punishes everyday Australians striving for a self-funded retirement.

💬 Your Turn!

Are you building a business that relies entirely on your daily transactional labour, or are you actively acquiring recurring assets and yield-producing property? Comment what you want to try next!

Check out our Limitless Accounts:

https://www.instagram.com/limitless_property_podcast/

https://www.instagram.com/limitless_lending_group/

About Limitless Property Group:

Limitless Property Group is a specialist investment and finance collective dedicated to helping Australians build "limitless" long-term wealth. Founded by investor and finance expert Bill Childs, the group bridges the gap between high-level property strategy and the complex financial structures required to fund it.

Connect with Bill Childs:

Website: https://www.limitlesslg.com.au/

Instagram: https://www.instagram.com/limitless_lending_group/

Book a Consult: https://calendly.com/billlimitlesslendinggroup/lendingstradegysession

Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Limitless Property Podcast, we sit down with Jase Titus to deconstruct his transition from high pressure corporate sales to building a powerhouse property portfolio. Jase shares the unfiltered reality of his early career, from grinding in stock market research to selling water coolers, and explains how those gritty roles provided the communication blueprint for his real estate success.

We examine the discipline required to scale to seven properties by age 30, the truth about lifestyle sacrifices, and why Jase treats property investing as a relationship game rather than a spreadsheet exercise.

Watch the full episode to see how Jase used his professional labour and sales grit to scale at speed!

🚀 Limitless Takeaways

• The Sacrifice Play: Why Jase bypassed the Sutherland Shire dream to prioritise long-term portfolio growth.
• The Relationship Edge: How his sales background helped him build the agent trust necessary to maximise his reach and snag premium deals.
• The Pivot: Why he is looking past the Perth market to recognise the next phase of his investment journey.

💬 Your Turn!

Are you looking at off-market deals, or are you ready to specialise in a new interstate market? Comment what you want to try next!

Connect with Jase Titus:

https://www.instagram.com/jasetitus/

Check out our Limitless Accounts:

https://www.instagram.com/limitless_property_podcast/

https://www.instagram.com/limitless_lending_group/

About Limitless Property Group:

Limitless Property Group is a specialist investment and finance collective dedicated to helping Australians build "limitless" long-term wealth. Founded by investor and finance expert Bill Childs, the group bridges the gap between high-level property strategy and the complex financial structures required to fund it.

Connect with Bill Childs:

Website: https://www.limitlesslg.com.au/

Instagram: https://www.instagram.com/limitless_lending_group/

Book a Consult: https://calendly.com/billlimitlesslendinggroup/lendingstradegysession

Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Limitless Property Podcast, we sit down with Leigh Morris, the creator of the "Financial Leigh" brand. Leigh shares his journey from failing high school and working as a "dish pig" to managing a high-performance 10-person finance team.

Leigh explains why he walked away from financial planning following the Royal Commission to focus on mortgage broking for a younger generation. We examine his "lifestyle business" philosophy, how social media has become his primary tool for recruitment, and why he prioritises family time over chasing maximum settlement volume.

Watch the full episode to see how Leigh utilised his personal brand to build a business that works for him, not the other way around!

🚀 Limitless Takeaways

• The Industry Pivot: Why Leigh transitioned into mortgage broking to bypass the compliance hurdles of traditional financial advice.
• Social Recruitment: How building a personal brand online allows you to hire top-tier talent without traditional job boards.
• The Efficiency Framework: Why increasing profit through better processes is more valuable than simply increasing volume.

💬 Your Turn! Are you building a business for scale or for lifestyle? Comment what you want to try next!

Check out our Limitless Accounts:

https://www.instagram.com/limitless_property_podcast/ https://www.instagram.com/limitless_lending_group/

About Limitless Property Group:

Limitless Property Group is a specialist investment and finance collective dedicated to helping Australians build "limitless" long-term wealth. Founded by investor and finance expert Bill Childs, the group bridges the gap between high-level property strategy and the complex financial structures required to fund it.

Connect with Bill Childs:

Website: https://www.limitlesslg.com.au/

Instagram: https://www.instagram.com/limitless_lending_group/

Book a Consult: https://calendly.com/billlimitlesslendinggroup/lendingstradegysession

Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Limitless Property Podcast, we sit down with mortgage broker Benjamin Cooper to uncover his unconventional journey from the high-pressure kitchens of QT Sydney to the world of property finance.

Ben breaks down how he utilised the "Barefoot Investor" method to save a deposit on a chef’s wage and why he eventually walked away from both hospitality and a successful cleaning business to fix a "broken" mortgage broking industry. We examine the mechanics of rentvesting, the importance of buying under market value, and why Ben is currently targeting specific price points in Victoria and Tasmania.

Listen to the full episode now to learn how Ben used his professional labour and kitchen discipline to scale his wealth!

🚀 Limitless Takeaways

• The Chef’s Discipline: How the strict habits of commercial cookery translated into a high-performance investment strategy.
• The Rentvesting Framework: Why you do not need to live in the home you own to build substantial wealth.
• Equity Extraction: How to access equity to fund your next purchase rather than spending years saving for another deposit.

💬 Your Turn!

Are you currently rentvesting, or are you still trying to buy where you want to live? Comment what you want to try next!

Check out our Limitless Accounts:

https://www.instagram.com/limitless_property_podcast/

https://www.instagram.com/limitless_lending_group/

About Limitless Property Group:

Limitless Property Group is a specialist investment and finance collective dedicated to helping Australians build "limitless" long-term wealth. Founded by investor and finance expert Bill Childs, the group bridges the gap between high-level property strategy and the complex financial structures required to fund it.

Connect with Bill Childs:

Website: https://www.limitlesslg.com.au/

Instagram: https://www.instagram.com/limitless_lending_group/

Book a Consult: https://calendly.com/billlimitlesslendinggroup/lendingstradegysession

Hosted on Acast. See acast.com/privacy for more information.