Housing Bubble Myths, Appraisal Waivers, and Rate Games? Tanner Garver Unlocks the Truth about Johnson County Rates, and Why Waiting Could Cost You.
Hey there! Welcome to Living Local - Jenna's Guide To Johnson County! I'm Jenna Halvorson, your go-to real estate agent in the Kansas City metro, obsessed with all things Johnson County. This week, I'm chatting with Tanner Garver, a mortgage rockstar from Fairway Mortgage who helped 215 families snag their dream homes last year. We're tackling the big question: Are we in a housing bubble? And what's the real price of holding out for lower rates? Spoiler: Tanner drops a bomb—every half-percent rate dip floods the market with 3 million more buyers.
We're digging into the wild spring market in Johnson County—bidding wars, appraisal waivers, and a crazy 45% home value jump since 2020. From Overland Park to Prairie Village, inventory's at a measly 1.8 months, and buyers are out in force. Tanner spills his story from basketball coach to mortgage pro, plus killer tips on new construction, how inflation ties to rates, and why a crash isn't on the horizon—50% of U.S. homeowners own free and clear!
First-time buyer? Millennial chasing wealth? Or stuck with a low-rate golden handcuff? We've got you covered with real talk for Johnson County hotspots like Overland Park and Leawood. Wondering about rates, appreciation, or how to win a bidding war? Stay tuned!
Timestamps:
00:00 - Introduction: Housing Bubble—Real or Rumor?
01:18 - Tanner's Wild Ride: From Coaching Hoops to Closing Homes
04:22 - Spring Market Gone Nuts: What's Happening in Johnson County?
07:25 - Appraisal Waivers Unpacked: The Trick to Winning Bids
11:24 - Inventory Shock: Only 1.8 Months Left!
18:32 - Rates & Inflation: The 3 Million Buyer Bombshell
21:48 - Mind-Blown: Homes Up 45% in Just 5 Years
29:53 - Why Pros Matter: How We Beat the Market for You
Let's Connect:
📲 Follow me, Jenna Halvorson, on Instagram for daily home tours & market scoops!
https://www.instagram.com/jennahalvorson/
Here's Tanner's Instagram:
https://www.instagram.com/tannergarver_kcmortgageman/
🔗 Check out the Andy Blake Real Estate Group—yep, we just crushed $100 million in sales in 2024!
https://www.andyblakegroup.com
Hit me up for a coffee chat about buying in Johnson County, or reach out to Tanner for mortgage help. DM us—we'd love to hook you up!
Subscribe to Living Local - Jenna's Guide To Johnson County for weekly real estate vibes, market updates, and chats with experts like Tanner. Spring market's here—let's tackle it together!
Keywords:
housing bubble, Johnson County real estate, Kansas City housing market, mortgage rates 2025, Tanner Garver Fairway Mortgage, Jenna Halvorson realtor, spring market trends, home buying tips, first-time home buyers, Overland Park homes, appraisal waivers, inflation and rates, home value appreciation, new construction Kansas City, real estate investing, millennial homeownership