Today on the show, I’m joined by Dr. Matthew Martin, Regional Executive at the Federal Reserve Bank of Richmond, to break down the forces shaping our economy as we head into a new year. We explore the Federal Reserve’s mission, how the Fed is performing, and the latest signals from the labor market and consumer spending. We also dig into price stability, inflation trends, credit card debt, tariffs, and the broader global environment. And because this is a North Carolina show, we dive deep on the state’s economic outlook — small businesses, housing affordability, and what families should expect in the months ahead. Whether you’re a business owner, investor, policymaker, or simply trying to understand this economy, this conversation is designed to give you clarity, not confusion.