Lowkey Rich
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Lowkey Rich episodes

  • The First Step In Creating Freedom In Your Business

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    You started your business because you wanted freedom. So why does it feel like an elusive pipe dream?

    Maybe you want to stop working Fridays, take a four-week holiday without your laptop, or simply stop being the person everyone needs for every little decision.

    The practical changes might be simpler than you think. The harder part is often giving yourself permission to make them.

    In this episode, we're talking about:

    • Why you need to get specific about what freedom actually means to you.
    • How your beliefs about hard work and success might be keeping you stuck.
    • Why creating freedom requires both practical changes in your business and a shift in how you think.

    I'm now enrolling clients for 2027. Book a consultation using the link below.

    Work With Ilonka: Schedule A Consultation Here

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    7 min
  • "We Don't Want To Be Corporate" - A thought that keeps small businesses stuck

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    You started your business for freedom. So why does it feel like creating more structure would take that freedom away?

    A lot of small business owners are so determined not to become “corporate” that they swing too far in the opposite direction.

    No clear roles. No clear expectations. No clear way of doing things. Everyone just uses their common sense.

    Until things start falling through the cracks and you become the person holding everything together.

    In this episode, I’m talking about why structure and bureaucracy are NOT the same thing, how a lack of structure can actually create more micromanagement, and why giving your team more clarity can give everyone more freedom.

    Because the goal isn’t more rules.

    The goal is less reliance on you.

    If you want to build a business that can run without you, you can book a consultation with me to find out more about The Freedom Year. Use the link in the show notes.

    Work With Ilonka: Schedule A Consultation Here

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    12 min
  • How To Never Worry About Cashflow Again

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    Does one late-paying client have the power to send your entire business into a cash flow crisis?

    If you're constantly living invoice to invoice, worrying about payroll, or wondering whether there will be enough money to get through the month, this episode is for you.

    The secret to breaking the 30-day panic cycle isn't necessarily making more money. It's building a cash cushion that gives your business room to breathe.

    In this episode, I'm sharing how I built six months of emergency savings for my businesses and how you can start building your own cash buffer, even if money feels tight right now.

    You'll learn:

    • How much cash your business should have in reserve.
    • How to start saving when there's barely anything left at the end of the month.
    • Where to keep your business emergency fund.
    • The three questions to ask before dipping into your cash reserves.
    • How to stop unexpected expenses from turning into full-blown financial crises.

    You don't need to build a six-month cash reserve overnight. You just need a plan and a place to start.

    Because a profitable business is great. A profitable business with enough cash to weather the unexpected? Even better.

    Watch the BEST CLIENTS video mentioned in this episode HERE

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    6 min
  • 4 Unconventional Ways To Increase Profit In Your Small Business

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    When you want to increase profit inside your small business, the likely advice you'll receive is to: a) increase revenue without increasing expenses, b) cut unnecessary expenses, and/or c) charge more for your services.

    It's not that this is bad advice, it has its time and place but there are 4 other profit levers you can pull to increase profit without signing more clients, working more hours, or cutting expenses to the bone. 

    Resources Mentioned In This Episode:

    Download the Best Client Resource Here

    The Profit Levers Workshop:

    Purchase your ticket to the Profit Levers Workshop Here

    Work With Ilonka: Schedule A Consultation Here

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    12 min
  • 8 Most Common Business Money Blocks

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    Learn how to spot and clear your money blocks so you can grow your business, keep more of what you make, and start feeling financially secure.

    Apply to work with me inside The Wealthy Owner at https://ilonkaras.com/apply

    Work With Ilonka: Schedule A Consultation Here

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    18 min
  • This Personal Habit Will Save Your Business

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    There is one personal habit that will ensure your business can thrive with your personal life.

    In this episode I am breaking down:

    1. The two distinct hats business owners wear that they often forget about
    2. The personal habit that will create financial stability in both your business and personal life.
    3. What you need to include in your personal budget so you can build wealth while growing your business.

    Work With Ilonka: Schedule A Consultation Here

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    10 min
  • 5 Phases To Paying Off Business Debt

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    You've tried to pay off debt in the past but failed. You want to get out of debt but it feels too big a mountain to climb.

    In this episode, I am sharing the 5 phases every business owner will experience on their journey to becoming debt free. 

    Understanding these 5 phases will not only help you actually pay off the debt, but do it faster while growing your business.

    Work With Ilonka: Schedule A Consultation Here

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    9 min
  • The 4 Debt Traps That Keep Business Owners In The Red

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    Cash flow issues are rarely the actual problem - they are a symptom. Reaching for debt to fix a short-term cash crunch often triggers an endless financial spiral that can make you feel trapped. 

    In this episode, Ilonka breaks down why debt itself is neutral, how your nervous system drives your financial choices, and the 4 debt traps business owners fall into that make debt feel like the only option.


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    13 min
  • Purpose AND Profit.

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    I believe we can be wildly profitable AND create massive impact. We are allowed to want lots of money, build personal wealth AND also be very generous and mission driven.

    If you're a business owner that feels guilty for wanting more money. If there is a part of you that is afraid that people will think you are greedy or unethical. This episode is for you.


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    13 min
  • The 3 Money Stories Keeping You in Survival Mode

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    Why do some business owners make good money but still feel anxious, overworked, or one quiet month away from trouble?

    The answer may have less to do with how much you earn and more to do with the money stories shaping your decisions.

    In this episode of Lowkey Rich, Ilonka Ras breaks down the three money stories that influence how you price, sell, work, spend, save, and manage money inside your business.

    You’ll learn:

    • Why making more money does not always solve financial stress
    • How your beliefs about wealth may limit how much you allow yourself to earn
    • Why you may connect higher income with harder work
    • How emotional spending keeps business owners stuck in a feast-and-famine cycle
    • What your current money habits reveal about your hidden beliefs
    • How your internal money thermostat affects your income, profit, and financial security

    You may already know that you should increase your prices, save for tax, pay yourself well, and keep more profit.

    But why are you not doing the things you know would help?

    This episode will help you spot the beliefs driving your money habits, understand why the same financial patterns keep repeating, and begin changing your relationship with money.

    Listen now and discover which money story may be keeping you in survival mode.

    Download:

    THE MONEY AUDIT FREE RESOURCE

    Work With Ilonka: Schedule A Consultation Here

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    18 min

About Lowkey Rich

From the publisher's feed

For business owners who want a richer business and a richer life.

Each week, we’ll have honest conversations about money - how to make more of it, keep more of it, manage it well, and…