If you're 50+ and making catching catch-up contributions to your employer 401k plan, this episode is for you. In 2026, you might have to change how you save to your employer plan if you earn to much money. In this episode, I share what you need to know about these new rules and how you can save with intention.

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✅ Get your Important Numbers 2026 PDF here: https://www.rivertreewealth.com/2026-important-numbers

Email: [email protected]
Website: https://www.rivertreewealth.com
LinkedIn: https://www.linkedin.com/in/jacobduke

Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast.

DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.

00:00 Intro

00:43 Updated Contribution Limits for 2026

01:25 Special Catch-Up Contributions for Ages 60-63

02:16 IRA Contribution Limits for 2026

03:13 New Rules for High Earners

05:22 Nuances and Exceptions

11:03 Strategizing Your Contributions

15:51 Conclusion & Final Thoughts