Make It Stack

Make It Stack

By Will WaterhouseBusinessInvesting
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Make It Stack episodes

  • Make it Stack #15 - What is Inflation and why does it matter?

    Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people.

    In this episode, I talk about inflation - what is it and why does it matter to investors?  

    Topics Discussed/Key Summary:

    • How is inflation calculated? 
    • Why should investors care about inflation? 
    • How has inflation fluctuated historically? 
    • In inflationary environments, who are the winners and losers?  
    • How will equities perform in an inflationary environment? 
    • Ultimately, investors need to ensure that the return on your assets > inflation to prevent your wealth being eroded over time. 

      Follow me on Instagram: @cayton_analytics

      Website: https://caytonanalytics.com/

      Read my blog here

      This podcast is for educational purposes only and should not be construed as financial advice.

      14 min
    • Make it Stack #14 ft. investingwithwes and clenshawfinance - Fundamental analysis, the future of Alibaba and how to become a value investor?

      Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people.

      In this episode I speak with Wes and Josh a.k.a "@investingwithwes" and "@clenshawfinance" on instagram. 

      Topics discussed: 

      1. Their personal investing journeys
      2. The future of chinese equities and Alibaba
      3. How to carry out fundamental analysis 
      4. When is it the right time to exit a position and take profits?  
      5. The Youtube channel "everything money" 
      6. The importance of using stock watchlists 
      7. Want to get in contact with Wes? Check out his channel here: @investingwithwes

        Want to get in contact with Josh? Check out his channel here: @clenshawfinance

        Want to get in contact with me? Send me message!

        • Instagram: @cayton_analytics
        • Facebook: Cayton Analytics
        • Website: https://caytonanalytics.com/
        • Disclaimer: This podcast is for educational purposes only and should not be construed as financial advice. If you are unsure of making any investment decision, please contact your financial advisor.

          Keep calm and ride the vol.

          57 min
        • Make it Stack #13 ft. ZoneFinanceUK | Tom - 97% Index Funds, Leveraging your 9-5 and How to Budget like a Pro?

          Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people.

          In this episode I speak with Tom a.k.a "@zonefinanceuk" on instagram. Tom works in accountancy and is passionate about improving financial literacy by breaking down key concepts into a simple way. 

          Budgeting is key area he focuses on, specifically:

          1. Emergency Funds
          2. Sinking funds
          3. Money Dashboard allowing him to view all accounts in one place 
          4. Want to get in contact with Tom? Get in contact through the following channels:

            • Instagram: @zonefinanceuk
            • Twitter: @zonefinanceuk
            • Want to get in contact with me? Send me message!

              • Instagram: @cayton_analytics
              • Facebook: Cayton Analytics
              • Website: https://caytonanalytics.com/
              • Disclaimer: This podcast is for educational purposes only and should not be construed as financial advice. If you are unsure of making any investment decision, please contact your financial advisor. 

                Keep calm and ride the vol.

                53 min
              • Make it Stack #12 ft. Joshun Sandhu a.k.a @bemoreshrood

                Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people.

                In this episode I speak with Joshun Sandhu a.k.a "bemoreshrood" on instagram. Joshun is an investment professional who encourages financial literacy through education. He has also launched a smart phone application to promote investing in a responsible way which is pretty slick! 

                Want to get in contact with bemoreshrood? Get in contact through the following channels: 

                • Website: shrood.uk 
                • Instagram: @bemoreshrood
                • Want to get in contact with me? 

                  • Instagram: @cayton_analytics
                  • Website: https://caytonanalytics.com/
                  • This podcast is for educational purposes only and should not be construed as financial advice.

                    Keep calm and ride the vol.  

                    1 hr 8 min
                  • Make it Stack #11 - Analysing the S&P 500 Bear Markets over the last 100 years

                    Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people.

                    In this episode, I talk about the infamous Bear Markets over the past 100 hundred years and the impact of the S&P 500 (the US equity index). How severe were they and how long did they last?   

                    Topics Discussed/Key Summary:

                    1.The Wall Street Crash (1929) Max drawdown 86%. Duration 25 years.

                    2.The Oil Price Shock (1973) Max drawdown 48%. Duration 7 years.

                    3.The Dotcom Bubble (2000) Max drawdown 47%. Duration 7 years.

                    4.The Global Financial Crisis (2007) Max drawdown 56%. Duration 7 years.

                    5.COVID-19 Pandemic (2020) Max drawdown 32%. Duration 0.5 years.

                    Investors should acknowledge and respect what history tells us and keep these scenarios at the back of our minds. This will mean that you’ll keep your head when others around you are losing theirs when the markets go through another rough patch.

                    Instagram: @cayton_analytics

                    Website: https://caytonanalytics.com/

                    Read my blog here

                    This podcast is for educational purposes only and should not be construed as financial advice.

                    22 min
                  • Make it Stack #10 - Why holding cash is trash in 2021?

                    Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people. 

                    In this episode, I talk about holding cash vs. stocks. How have they performed over the last few decades and when should you consider increasing/decreasing your allocation to each asset class?  

                    Topics discussed: Have have stocks and cash performed over the long term? Is tide turning against cash? How much cash should you hold?  

                    Key takeaways:

                    • Over the long run, stocks have massively outperformed cash as a means of saving.
                    • Cash has become significantly less attractive as a method of long term saving post global financial crisis. The trend will likely continue given the expansionary monetary policy to combat COVID-19.
                    • The longer your investment time horizon, the greater your chances of success in the stock market
                    • As a general rule of thumb, individuals should have a rainy day fund which covers 6 months' expenses. If you are looking to make a large purchase in the near future you should increase your cash weighting to mitigate downside risk.
                    • Don't sit on significant excess cash. The consequences of doing this could burn a hole in your wallet after inflation
                    • Instagram: @cayton_analytics

                      Website: https://caytonanalytics.com/

                      This podcast is for educational purposes only and should not be construed as financial advice.

                      15 min
                    • Make it Stack #9 - Understanding your Defined Contribution Pension

                      Welcome to Make it Stack with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people. In this episode, I talk about Defined Contribution Pensions.

                      Topics discussed: Introduction to DC pension, default strategies, pension consolidation and my personal pension arrangements. 

                      Key takeaways: 

                      • Your Defined Contribution (“DC”) pension builds up using your monthly contributions along with your employer’s.
                      • Contributions are invested into a diversified portfolio which may consist of shares, bonds and alternative investments.
                      • Your pension pot is subject to investment risk – this will decrease as you approach retirement automatically (unless you opt to choose your own investments).
                      • Taking too little investment risk can compromise your final pension value.
                      • Instagram: @cayton_analytics

                        Website: https://caytonanalytics.com/

                        This podcast is for educational purposes only and should not be construed as financial advice. 

                        13 min
                      • Make it Stack #8 ft. Sandy Eyre - Ebay Flipping & Owning a Student Property in 2020

                        Welcome to Make it Stack, the podcast designed to demystify the world of saving and investing for young people. In this episode, Will and Joe converse with Sandy Eyre. Sandy is a final year business student who originally sought alpha through various online business ventures such as drop shipping and flipping goods on ebay. Recently, he has diversified and purchased a student house in Lancaster as a way of producing a high yield in an ultra low interest rate environment. We go on to talk about Sandy's investment history - including his stock punts in UK value and AIM listed stocks. 

                        Topics discussed: Ecommerce, Student Property Investment, UK Value and High income stocks. 

                        48 min
                      • Make it Stack #7 ft. Toby Maxted - Is FOREX a lost cause for retail investors?

                        Welcome to Make it Stack, the podcast designed to demystify the world of saving and investing for young people. In this episode, Will and Joe converse with Toby Maxted who works for a large UK investment platform and is keen to pursue his interest in Forex. 

                        Topics discussed:

                        Warren Buffdaddy, Forex trading for retail investors and Toby's personal investing journey.

                        Stay safe and ride the vol.

                        Cheers

                        54 min
                      • Make it Stack #6 ft. Mark Ellis - Life as a Corporate Financier, VCTs and Dynamic Derisking

                        Welcome to Make it Stack, this episode involves the first guest on the podcast, Mark Ellis. Mark is a good friend of mine who works in corporate finance and focuses on securing equity finance for a wide variety of start up enterprises. One source of finance for these companies is through backing from venture capital trusts (VCTs) which is an alternative asset class for retail investors. We discuss VCTs and the relationship with investors in detail and move on to talk about Mark's personal investing. We finally touch upon the impact of the changing pensions landscape, in particular defined contribution pension funds and the importance of taking personal financial responsibility.

                        42 min

                      About Make It Stack

                      From the publisher's feed

                      Will Waterhouse (a millennial investor) attempts to demystify the world of saving and investing for young people. "Make it Stack" consists of chatting breeze, passive indices and discussing the philosophy of other investors who are looking to build wealth in a sustainable way.