Make It Stack

Welcome to Make it Stack, this episode involves the first guest on the podcast, Mark Ellis. Mark is a good friend of mine who works in corporate finance and focuses on securing equity finance for a wide variety of start up enterprises. One source of finance for these companies is through backing from venture capital trusts (VCTs) which is an alternative asset class for retail investors. We discuss VCTs and the relationship with investors in detail and move on to talk about Mark's personal investing. We finally touch upon the impact of the changing pensions landscape, in particular defined contribution pension funds and the importance of taking personal financial responsibility. 

Welcome to Make it Stack,

In this episode, we talk about the factors that investors can control, namely the minimising of investing costs (fund manager and platform charges) and periodic portfolio rebalancing. 

We also touch upon the dangers of retail spread betting accounts with excessive leverage. 

#ridethevol (but avoid margin calls wherever possible) 

Peace 

Welcome to Make it Stack!

In this episode we talk about the exciting opportunity of investing in china, specifically the A share market which is becoming increasingly open to overseas capital. We also bring up the current debate of active vs. passive investing and how these strategies can fit into a investment portfolio. 

#ridethevol.

Peace. 

Welcome to Make it Stack!

In this episode we talk of the dispersion seen in stock market performance with sectors such as technology going from strength to strength and other sectors falling by the wayside in the wake of Covid-19. 

Will & Joe share their thoughts on Lifetime ISAs and the potential use for young UK tax residents. A lifetime ISA can be opened by an individual aged between 18-39. Up to £4000 can be added each tax year with the UK government contributing a 25% bonus on the value of all subscriptions. In our opinion, this provides a good platform for leveraging returns as all the cash can be invested. The catch is that the money has to be used for a first time house purchase or withdrawn for retirement (>60 years old) otherwise you will incur penalties. 

Please see this link for more information on LISAs: https://www.moneyadviceservice.org.uk/en/articles/a-guide-to-lifetime-isas#:~:text=Lifetime%20ISAs%20(also%20known%20as,set%20limit%2C%20every%20tax%20year.

Stocks discussed: Ocado, Morrisons, Tesla, Spotify. 

Stay strong and "Ride The Vol" 

Peace. 

In this episode, we talk about taking the plunge and attempting to formulate a way of deciding how to allocate money to the stock market.  

Episode #1:  A short narrative about our investing stories and a whistle stop tour of our current portfolios. Much more detail to come in future weekly episodes - stay tuned!