The Bank of Canada finally cut rates — but what does that really mean for homeowners?

Listen now for real talk on what’s ahead for your mortgage, inflation, and the economy.

In this episode, Marcus and Justin reveal what’s really keeping grocery prices high, what the Bank of Canada might do next, and how smart borrowers can use this moment to their advantage.

They dig into:

The takeaway: Inflation might be easing, but the story isn’t over. Listen to the full episode to see what’s really going on — and how to prepare your finances for what comes next.

AI is moving fast, and it’s already changing the way mortgages are handled. In this episode, Marcus dives into how AI tools like ChatGPT are analyzing mortgage scenarios, calculating penalties, and even projecting rates—but can they really replace human advisors?

We discuss:

The takeaway: AI can crunch numbers, but strategy, insight, and personalized advice still need a human touch.

Trump met Carney — and on the surface, nothing happened.

In this episode of Make Money Count, Marcus and Justin break down:

If your mortgage rate starts with a 5, this episode could be your wake-up call.

Toronto’s housing market is at a crossroads. Interest rates are easing, but condo supply is piling up, and defaults are on the rise. Will prices bounce back soon, or is there more pain ahead for homeowners and investors?

In this episode of Make Money Count, Marcus and Justin break down:

✔️ Why condo prices may dip further

✔️ The impact of rising defaults and arrears

✔️ What falling interest rates really mean

✔️ Why consumer confidence is the missing piece

🏠 The Canadian housing market has always bounced back — but will this time be different?

In this episode of Make Money Count, Marcus & Justin discuss Deloitte’s latest report on the Canadian economy and share their take on what it really means for 2025–2026. From CUSMA negotiations with the U.S. to tariffs, trade uncertainty, and your mortgage options, Marcus breaks it down. - What you’ll learn in this episode:

- Why trade uncertainty could slow the Canadian economy

- The real risks behind CUSMA negotiations

- How tariffs affect jobs, businesses, and your wallet

- Why variable-rate mortgages may be the smartest choice right now

The Bank of Canada just cut its overnight rate by 25 basis points, bringing it to 2.5%. But what does this mean for your mortgage, housing prices, and the Canadian economy? In this episode, Marcus breaks down:

Listen now to understand whether you should stick with fixed, switch to variable, or refinance your mortgage.

They thought they were consolidating debt. Instead, they lost a 0% interest loan, and the bank didn’t even tell them.

In this episode of Make Money Count, Marcus and Justin break down a real-life horror story featured in The Globe and Mail, where a Canadian couple trusted their bank to help refinance their debt. What happened next? Their 0% First-Time Home Buyer loan was paid off without consent, costing them thousands and leaving them with no recourse.

This one’s a must-watch for anyone considering refinancing or renewing a mortgage.

Don’t make this mistake. Learn how a good mortgage broker could’ve saved them.

Should mortgage brokers get access to your CRA data? In this episode of Make Money Count, Marcus and Justin dive into a recent CRA roundtable that could reshape the mortgage industry in Canada.

We’re talking:

This one’s packed with insight, bold takes, and real talk about how the system works. Don’t miss it.

👉 Listen now and learn how to outsmart the banks.

In this episode of Make Money Count, Marcus and Justin discuss the Bank of Canada’s latest reports and what they say about Canada’s economic health.

With inflation staying sticky and interest rates stuck in place, we might be headed straight into stagflation—and the BoC seems to be out of options.

👉 Don’t miss this breakdown if you’re a homeowner, investor, or just trying to make sense of the market right now.