They thought they were consolidating debt. Instead, they lost a 0% interest loan, and the bank didn’t even tell them.

In this episode of Make Money Count, Marcus and Justin break down a real-life horror story featured in The Globe and Mail, where a Canadian couple trusted their bank to help refinance their debt. What happened next? Their 0% First-Time Home Buyer loan was paid off without consent, costing them thousands and leaving them with no recourse.

This one’s a must-watch for anyone considering refinancing or renewing a mortgage.

Don’t make this mistake. Learn how a good mortgage broker could’ve saved them.

Should mortgage brokers get access to your CRA data? In this episode of Make Money Count, Marcus and Justin dive into a recent CRA roundtable that could reshape the mortgage industry in Canada.

We’re talking:

This one’s packed with insight, bold takes, and real talk about how the system works. Don’t miss it.

👉 Listen now and learn how to outsmart the banks.

In this episode of Make Money Count, Marcus and Justin discuss the Bank of Canada’s latest reports and what they say about Canada’s economic health.

With inflation staying sticky and interest rates stuck in place, we might be headed straight into stagflation—and the BoC seems to be out of options.

👉 Don’t miss this breakdown if you’re a homeowner, investor, or just trying to make sense of the market right now.

Why are Canadian interest rates stuck? On this Make Money Count episode, Marcus & Justin break down the latest CPI numbers and explain why the Bank of Canada isn't cutting rates soon – and what it means for your wallet.

We cover:

Get the real scoop on why rates are stuck and what to expect for 2025 and beyond!

Are Canadian banks giving you biased financial advice? In this episode of Make Money Count, Marcus & Justin break down a recent Globe and Mail article that reveals how big banks are pressuring their advisors to meet sales targets, often at your expense. From mutual funds with hidden commissions to GICs and mortgage negotiations, this episode uncovers the truth behind the polished smiles at your local branch.

- What’s really behind those “share classes”?

- Why bank stocks are still up—despite being called out

- And what you should be doing instead

Don’t miss this eye-opening conversation.

TD Bank’s latest report says mortgage payments are dropping, but is it really good news? In this episode of Make Money Count, Marcus and Justin break down what’s happening in the Canadian mortgage market.

✅ Why are payments down even with high interest rates?

✅ What does a 57% rise in Toronto delinquencies mean?

✅ Are you part of the 40% of Canadians who’ll feel the pain at renewal?

✅ Can you push your amortization or tap into equity to lower payments?

✅ Why banks won’t tell you the full truth—and what to do about it.

Plus, we talk trade tensions, inflation, stagflation, and how it all ties into your next mortgage rate. Is now the time to go variable? What your bank doesn’t want you to know at renewal time

In this week’s episode of Make Money Count, Marcus and Justin break down the growing trade tensions between Canada and the U.S. From Trump’s unpredictable tactics at the G7 to the looming threat of tariffs, this episode explores how Canada’s economy and over 500,000 jobs could be impacted.

Topics covered:

Insightful, bold, and brutally honest, this episode is a must-watch for anyone trying to understand what’s really at stake for Canadian businesses and families.

TD Bank’s latest report says mortgage payments are dropping, but is it really good news? In this episode of Make Money Count, Marcus and Justin break down what’s happening in the Canadian mortgage market.

✅ Why are payments down even with high interest rates?

✅ What does a 57% rise in Toronto delinquencies mean?

✅ Are you part of the 40% of Canadians who’ll feel the pain at renewal?

✅ Can you push your amortization or tap into equity to lower payments?

✅ Why banks won’t tell you the full truth—and what to do about it.

Plus, we talk trade tensions, inflation, stagflation, and how it all ties into your next mortgage rate.

In this episode of Make Money Count, Marcus and Justin revisit their bold 2024 predictions for detached homes, semis, townhouses, and condos... and compare them to what actually happened.

They also break down the latest housing reports from RBC, TD, and Oxford Economics, who each have wildly different takes on where the market is heading next.

👉 Are prices going up or crashing down?

👉 Is affordability real or just a temporary blip?

👉 And what’s the real impact of trade tension with the U.S.?

Find out who was the MOST wrong and why making predictions in this market is a total gamble.

🎧 Watch, laugh, and learn — because no one really knows what’s coming next.

In this episode of Make Money Count, Marcus and Justin dive into the latest Equifax report that shows credit delinquencies have hit their highest levels since 2009.

We break it all down—what it means for you, how to fix your credit fast, and why now might be a great time to refinance your mortgage if you play your cards right.