Make Money Count

Is your mortgage renewal about to get a lot more expensive?

In this episode of Make Money Count, Marcus and Justin dig into Canada's April CPI numbers and why the story behind the data is one every Canadian borrower needs to hear. Gas prices at a record high, groceries quietly bleeding your budget, and fixed rates with nowhere to go but up. A lot is happening right now and most people do not even see it coming.

We break down:

This episode is not about panic. It is about getting ahead of what the data is already telling us, understanding what is really at stake, and making the right call before the window closes.

If you have a renewal coming up in the next few months, do not scroll past this one.

Is the jobs report even real anymore?

In this episode of Make Money Count, Marcus and JT sit down to talk about something that's been quietly building behind the scenes, and the cracks are getting harder to ignore. From a federal agency that's lost its data collectors to a treasury yield that hasn't been this high in years, a lot is happening beneath the surface that every Canadian borrower needs to understand.

We break down:

This episode isn't about panic; it's about understanding what's actually happening, what the data is saying, and what you can do about it before it's too late.

If you're a Canadian borrower trying to make sense of what's coming, this one's worth your time.

Is Canada's economy quietly cornered?

In this episode of Make Money Count, Marcus and Justin sit down to talk about something that's been building for a while now, and the numbers are getting harder to ignore. From a record-breaking gas price spike to an inflation figure that caught even the banks off guard, a lot is happening beneath the surface that every Canadian borrower needs to understand.

We break down:

This episode isn't about panic; it's about understanding what's actually happening, what the data is saying, and what you can do about it before it's too late.

If you're renewing or buying in the next year, this episode is just for you.

Is Canada actually in as much trouble as everyone's saying? The Bank of Canada just revealed something they’ve been quietly doing for 23 years and most Canadians have absolutely no idea.

In this episode of Make Money Count, Marcus and Justin break down what the Bank of Canada's own data is telling us, why global chaos is hitting closer to home than you think, and what all of it means for your mortgage right now. This isn't just background noise. It's the conversation that could change how you think about your next renewal.

In This Episode:

The more you understand what's coming, the better you can protect what you've built.This episode is exactly where to begin.

Is your variable rate mortgage actually safe? The Bank of Canada just made a move that every Canadian homeowner needs to know about and most people have no idea it's even happening.

In this episode of Make Money Count, Marcus and Justin break down the repo market, why hedge funds are flooding into Canadian bonds, and what all of this means for your mortgage rate. This isn't just financial noise, it directly affects what you pay every single month.

In This Episode:

Is Canada’s condo market quietly breaking?

In this episode of Make Money Count, Marcus and Justin dive into the condo market,  and what they uncover is hard to ignore.

We break down:

This episode isn’t about fear; it’s about facts, data, and understanding where the market may be headed next.

Listen till the end, this discussion goes places most condo conversations don’t.

In this episode of the Make Money Count Podcast, we break down how global events like war, rising oil prices, and inflation could impact mortgage rates in Canada.

Oil prices have already surged more than 20%, and markets are reacting fast. When energy prices rise, inflation often follows, and that can directly influence interest rates and mortgage costs.

So what does this mean for homeowners and anyone renewing their mortgage?

In this episode, we discuss:

 ✔ Why oil prices are suddenly surging

With Canada currently facing a massive mortgage renewal wave, the timing of these global events could have a real impact on homeowners.

Should you lock in your mortgage rate now?

Listen to the full episode to understand how geopolitics, energy markets, and inflation could shape the future of mortgage rates.

Your mortgage is renewing, and it’s not going to feel like it did five years ago.

If you locked in a 1.39% -- 1.49% mortgage, your renewal could mean a $800–$1,000 jump in monthly payments. In this episode of Make Money Count, Marcus and Justin break down how mortgage renewals really work in today’s high-rate market, and how to optimize your decision instead of blindly accepting the bank’s offer.

Mortgage renewal isn’t paperwork. It’s a financial strategy decision that can quietly cost, or save, you tens of thousands of dollars.

🎧 Listen to the full episode to learn how to renew smarter, not more expensive. Drop your renewal questions in the comments; we read them all.

In this episode of Make Money Count, we break down what’s really happening with interest rates, employment numbers, and inflation, and why Canada and the U.S. are taking completely different paths.

We unpack the latest unemployment data, bond yield signals, and CPI expectations, then compare the Bank of Canada’s “hold the line” approach with the U.S. strategy of cutting rates to fuel productivity and AI investment.

If you’re a homeowner, investor, or simply trying to understand where rates are headed, this conversation matters.

Listen to  the full episode and decide for yourself: Who’s right — Canada or the U.S.?

What’s really going on with Jerome Powell, and why are global markets paying attention?

In this episode of Make Money Count, we break down the growing tension between the White House and the U.S. Federal Reserve, and why this story goes far beyond political drama. From legal pressure on Fed officials to concerns over central bank independence, this is a moment that could reshape interest rates, inflation, and investor confidence worldwide. We also explore why gold is hitting record highs, what history teaches us about political interference in monetary policy, and how all of this could eventually impact Canadian interest rates, mortgages, and the broader economy. If you’re trying to make sense of today’s market uncertainty, without the noise or headlines, this conversation connects the dots.