Why are Canadian interest rates stuck? On this Make Money Count episode, Marcus & Justin break down the latest CPI numbers and explain why the Bank of Canada isn't cutting rates soon – and what it means for your wallet.

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Get the real scoop on why rates are stuck and what to expect for 2025 and beyond!

Are Canadian banks giving you biased financial advice? In this episode of Make Money Count, Marcus & Justin break down a recent Globe and Mail article that reveals how big banks are pressuring their advisors to meet sales targets, often at your expense. From mutual funds with hidden commissions to GICs and mortgage negotiations, this episode uncovers the truth behind the polished smiles at your local branch.

- What’s really behind those “share classes”?

- Why bank stocks are still up—despite being called out

- And what you should be doing instead

Don’t miss this eye-opening conversation.

TD Bank’s latest report says mortgage payments are dropping, but is it really good news? In this episode of Make Money Count, Marcus and Justin break down what’s happening in the Canadian mortgage market.

✅ Why are payments down even with high interest rates?

✅ What does a 57% rise in Toronto delinquencies mean?

✅ Are you part of the 40% of Canadians who’ll feel the pain at renewal?

✅ Can you push your amortization or tap into equity to lower payments?

✅ Why banks won’t tell you the full truth—and what to do about it.

Plus, we talk trade tensions, inflation, stagflation, and how it all ties into your next mortgage rate. Is now the time to go variable? What your bank doesn’t want you to know at renewal time

In this week’s episode of Make Money Count, Marcus and Justin break down the growing trade tensions between Canada and the U.S. From Trump’s unpredictable tactics at the G7 to the looming threat of tariffs, this episode explores how Canada’s economy and over 500,000 jobs could be impacted.

Topics covered:

Insightful, bold, and brutally honest, this episode is a must-watch for anyone trying to understand what’s really at stake for Canadian businesses and families.

TD Bank’s latest report says mortgage payments are dropping, but is it really good news? In this episode of Make Money Count, Marcus and Justin break down what’s happening in the Canadian mortgage market.

✅ Why are payments down even with high interest rates?

✅ What does a 57% rise in Toronto delinquencies mean?

✅ Are you part of the 40% of Canadians who’ll feel the pain at renewal?

✅ Can you push your amortization or tap into equity to lower payments?

✅ Why banks won’t tell you the full truth—and what to do about it.

Plus, we talk trade tensions, inflation, stagflation, and how it all ties into your next mortgage rate.

In this episode of Make Money Count, Marcus and Justin revisit their bold 2024 predictions for detached homes, semis, townhouses, and condos... and compare them to what actually happened.

They also break down the latest housing reports from RBC, TD, and Oxford Economics, who each have wildly different takes on where the market is heading next.

👉 Are prices going up or crashing down?

👉 Is affordability real or just a temporary blip?

👉 And what’s the real impact of trade tension with the U.S.?

Find out who was the MOST wrong and why making predictions in this market is a total gamble.

🎧 Watch, laugh, and learn — because no one really knows what’s coming next.

In this episode of Make Money Count, Marcus and Justin dive into the latest Equifax report that shows credit delinquencies have hit their highest levels since 2009.

We break it all down—what it means for you, how to fix your credit fast, and why now might be a great time to refinance your mortgage if you play your cards right.

Are you settling for low returns on your GICs just because your bank said it’s the “best rate”? Think again.

In this episode of Make Money Count, we’re diving deep into Guaranteed Investment Certificates (GICs) and exposing how Canada’s big banks are holding back, sometimes up to 1% less than what you could be earning elsewhere.

Whether you're a cautious saver or a curious investor, this episode is packed with insights that can help you take back control of your financial future.

Your bank is making THOUSANDS off of you every year, and you probably don’t even know it.

In this episode of Make Money Count, Marcus & Justin break down how Canadian banks use Net Interest Margins (NIMs), penalties, and hidden fees to quietly pull $60+ billion in profit from everyday Canadians like you.

Don't let your bank take advantage of you.

📞 If you're thinking of renewing or refinancing, talk to Cannect first: https://cannect.ca

Will the Bank of Canada Cut Rates on July 30th? CPI is down, the economy is hurting, and the real estate market is stalling, but core inflation is still sticky. In this episode of Make Money Count, Marcus breaks down what the latest numbers mean and why a 25bps rate cut could be the signal Canadians need right now.

From rising unemployment to canceled real estate listings and low consumer confidence, we explore the economic issues that may force the Bank of Canada's hand.