Making Cents

Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.

This week we’ve partnered up with AdviceFirst, which has kindly leant us their expert Willie Moala, national insurance lead. We're talking everything you've always wanted to know about insurance, including what you need, and what you don't.

Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

A highlight clip from the December 23rd episode, “Why this family switched 'early retirement' for 'mini retirement' in a van”, with Kellie Dawson, financial freedom seeker and mum.

Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

Rhiannon McKinnon, former CEO of Kiwi Wealth, current CEO and founder of CEO101, talks climbing to the top of the finance industry, how analysts make investing decisions, and how to take your career to the next level.

Your career is a huge investment in your financial future, but only if you take control of it. 

If you want to earn more, and get the bigger opportunities, you have to get strategic, and learn how to negotiate. 

So how pushy can you get? 

Well let’s talk to someone who’s been at the top of the financial industry, so they can tell us not only how to negotiate like a CEO… but also how to invest like one. 

Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.

This week I’ve partnered up with realestate.co.nz, who has kindly leant us their expert Vanessa Williams, and we’re talking about what actually happens with house values, the myths, and the truth of it.

Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

A highlight clip from the Novemer 11th episode, “Your questions, answered: Why I quit, best investing strategy?”.

Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

Dan Bell, financial adviser and co-founder of Colab Mortgages, shares how his tips for property investment, mastering the mortgage, and understanding international money markets.

If you’ve been lucky enough to get a first home, or even an investment property, there’s two things that happen quite quickly. 

First, the excitement of making a big money move for your future. 

Second, the mild panic of seeing several hundred thousand dollars of mortgage debt turn up in your account. 

And there are all sorts of ‘gurus’ who take advantage of that to get your attention with mortgage hacks that may or may not work. 

So what’s good, and what’s not, from someone who both works in the financial industry and is a property investor themselves? 

Let’s find out.

Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.

This week I’ve partnered up with Xero, who has kindly lent us their expert Bridget Snelling, Country Manager NZ and we’re talking about how to stop any extra money leaking out of your small business or side hustle, and especially what magic an accountant can and can’t work, in order to help you with that.

If you want to bag a bargain, Making Cents listeners can get a whopper of a discount on Xero. Go to this link www.xero.com/francescook to help supercharge your small business.

The information in this podcast is general information only and you should seek appropriate tax, financial and legal advice as may be appropriate for your personal or business needs.

Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

A highlight clip from the December 9th episode, “The secret to making money doing what you love”, with Pepper Raccoon, artist and merch designer.

Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

Frances Cook answers the questions that you sent in, in a solo episode covering the best investing strategies, revolving mortgages, and what's up with her weird accent?

Questions in this episode:

I want to know more about your accent! There is more than one in there, right? I love it, I’m just curious.

Is sharesies ok for a short term savings account or too risky? EG $10k for a holiday in 6 months?

What to do with a big windfall ($1 mill). Save, invest, or property?

What’s your view on revolving credit?

If buying in the next five years, what kiwisaver fund should I be using?

Why can’t I include my house equity in my retirement savings maths?

What should you use your emergency fund for – I find it hard to let go of!

I have a job that pays terribly, ($30k pa) but I love it. Should I change to a higher paying job?

What are your qualifications?

How to increase savings long term?

Why is it so much easier to dip into savings after you do it the first time? And how to stop!

I have $18,000 in credit card debt, and $15,000 in shares, do I cash it in and pay off the credit card debt?

Early 30s, mortgage free, what to do next? Invest? Where do we start?

Are we better to open our toddler a bank account and put money in it, kiwisaver or a sharesies account?

Best ethical investments?

Copy trading? Too high risk?

Is the extra cost of being a home owner worth it?

Can you do a solar power podcast? How it works in your home to save money.

Is investing in a financial adviser worth it? Good income, young family, I’m overwhelmed but aim to progress.

What’s the best looking bank note?

How do you feel about buying into shares for a company you work for?

I would love to know your opinion on paying down your mortgage versus investing?

What’s the best thing you’ve ever SPENT money on? Aka not investing or a house. 

Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.

This week we’ve partnered up with EnableMe, which has kindly leant us their expert Katie Wesney, a head strategic coach. We're talking debt and how to control it, so that it doesn't control you.

Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.