Marci talks money (and life)

What happens when you know how to do your work but have to learn how to run the business around it?

In this episode of Marci Talks Money (and Life), I talk with Thomas Wu, a marketing professional, entrepreneur, and host of the Koyoti Small Business Podcast, about small business, money, marketing, and the lessons that come from experience.

We talk about cash flow, pricing, positioning, knowing when to pivot, and the financial side of running a small business. Thomas shares stories from his own family and from the businesses he has worked with, including examples of what can happen when success comes quickly, when businesses change, and when owners prepare for the ups and downs.

We also talk about financial literacy for small business owners and the reality that many people go into business because they are good at what they do—not necessarily because they are good with numbers. Sometimes, you don't know what you don't know, and learning how to ask the right questions is part of the journey.


Koyoti.com

Koyoti Small Business Podcast

Podcast episodes are meant to be educational and informative. They are not professional advice or recommendations of any particular guests, products, or services.


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MoneyMarci's Guide to Financial Literacy

Buying a car is a major financial decision, but many buyers don't understand how the process really works. In this episode of Marci Talks Money (and Life), I talk with Dominic Genova, former auto dealer and author of Don't Get Taken for a Ride, about car buying, financing, trade-ins, dealer fees, and negotiating.

Dom shares practical advice for consumers, including the four C's of credit, why you should shop the price rather than the payment, how to evaluate financing and trade-in values, what to watch for with rebates and dealer fees, and the questions to ask before signing a deal. We also talk about leasing vs. buying, reviews, and knowing when to walk away.


YouTube

Podcast episodes are meant to be educational and informative. They are not professional advice or recommendations of any particular guests, products, or services.


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MoneyMarci website and resources

MoneyMarci's Guide to Financial Literacy

Your Medicare choice can have long-term implications. Or you can change it next year.

In this episode of Marci Talks Money (and Life), I talk with Steve Grossman, an independent Medicare agent, about some of the Medicare knowledge you need to know before you turn 65, as well as considerations for annual enrollment.

We talk about the decisions people face when they first become eligible for Medicare, the different types of coverage available, and some of the questions you may want to consider when choosing a plan. Steve shares his experience helping people navigate Medicare and explains why the coverage that makes sense for one person may not be the right choice for someone else.

We also talk about what happens after you enroll, including annual enrollment, changing plans, prescription coverage, healthcare needs, and the importance of paying attention when your circumstances—or your plan—change.

As with many financial decisions, there isn't one answer that works for everyone. The goal is to understand your options well enough to ask good questions and make a decision that fits your circumstances.

Grossman Medicare Solutions | Your Michigan Medicare Insurance Specialist

Podcast episodes are meant to be educational and informative. They are not professional advice or recommendations of any particular guests, products, or services.


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MoneyMarci website and resources

MoneyMarci's Guide to Financial Literacy

Financial decisions aren't just about numbers. Our emotions, experiences, habits, and beliefs about money influence how we spend, save, invest, and plan for the future.

In this episode of Marci Talks Money (and Life), I talk with Dr. George Blount, financial therapist, finance professor, and founder of NBalance Financial. We discuss financial therapy, money mindset, and the connection between self-worth and net worth.

George shares his research on Gen X and Gen Z financial behaviors and introduces his FINE method: Financial Independence, Nurtured, and Empowered. We also discuss money and happiness, needs versus wants, and why understanding your goals should come before choosing financial products or resources.

NBalance Financial

Podcast episodes are meant to be educational and informative. They are not professional advice or recommendations of any particular guests, products, or services.


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MoneyMarci website and resources

MoneyMarci's Guide to Financial Literacy

Life is not always what you expect it to be

In this episode of Marci Talks Money (and Life) I talk with Steven Hoel of Have It Tall about his path from realizing the financial services profession he had always planned for wasn't the right fit for him. 

We discuss career pivots, entrepreneurship, the importance of doing your research, finding opportunities in niche markets, and the unexpected ways businesses develop. Steven also shares his experience with family financial conversations, business succession planning, and what wealth means to him.

Have It Tall

LinkedIn

Podcast episodes are meant to be educational and informative. They are not professional advice or recommendations of any particular guests, products, or services.


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MoneyMarci website and resources

MoneyMarci's Guide to Financial Literacy

How much does college really cost—and how can families make smarter financial decisions before choosing a school?

In this episode of Marci Talks Money (and Life), I talk with Lessa Scherrer, a college admissions counselor who works with students and families on college planning, financial aid, school selection, and the admissions process.

We discuss the financial realities of paying for college, including the total cost of attendance, FAFSA, need-based and merit-based financial aid, student loans, Parent PLUS loans, private loans, and the importance of understanding who is responsible for college debt.

Lessa also shares insights about choosing colleges based on both student fit and family finances, avoiding expensive mistakes, considering alternatives such as community college and early college programs, and helping students navigate an increasingly complicated college process.

College Inside Track

Lessa Scherrer | LinkedIn

Podcast episodes are meant to be educational and informative. They are not professional advice or recommendations of any particular guests, products, or services.


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MoneyMarci website and resources

MoneyMarci's Guide to Financial Literacy

How does credibility become financial equity? And why might trust, reputation, and ethical marketing have a measurable impact on a business’s financial success?

In this episode of Marci Talks Money (and Life), I talk with Katherine Tuominen, marketing strategist, publicist, and founder of CatalystBrand Strategy, about the connection between brand reputation, credibility, marketing, and financial value.

We discuss how brand equity can become financial equity through valuation, pricing power, and deal flow. Katherine also shares why credibility is an asset many founders under-invest in, how to build a strong reputation without relying on hype, and why trust can create a premium in today’s business environment.

Catalyst Brand Strategy

Instagram

Podcast episodes are meant to be educational and informative. They are not professional advice or recommendations of any particular guests, products, or services.


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MoneyMarci website and resources

MoneyMarci's Guide to Financial Literacy

Did you catch all of Season 4 of Marci Talks Money (and Life)?

Join me and my wrap-up co-host, Caryn Martinez, as we look back at Season 4 and the many ways our guests helped us explore financial literacy, personal finance, careers, entrepreneurship, education, money challenges, and the ways money intersects with everyday life.

We talk about the financial professionals, educators, entrepreneurs, creatives, and other guests who joined me throughout the season and the different perspectives they brought to conversations about money. We also discuss some of our favorite episodes—and discover that Caryn and I don't always choose the same ones!

One of the goals of Marci Talks Money (and Life) is to make financial conversations accessible and useful, even when the subject is complicated. This season gave us plenty of opportunities to learn, ask questions, and look at money from different perspectives.

Whether you listened to every episode or missed a few along the way, join us for a look back at Season 4 and the conversations that made it memorable.

Topics include:
• Financial literacy and personal finance
• Money and everyday life
• Careers and entrepreneurship
• Education and financial decisions
• Financial challenges and opportunities
• Money management and financial choices
• Lessons from Season 4 guests
• Favorite episodes and memorable conversations

Podcast episodes are meant to be educational and informative. They are not professional advice or recommendations of any particular guests, products, or services.


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MoneyMarci website and resources

MoneyMarci's Guide to Financial Literacy

In this episode of Marci Talks Money (and Life), I talk with Dr. Erika Rasure, a former financial advisor and university professor who became a financial therapist. We discuss how debt affects mental health, the connection between money behaviors and emotional well-being, and how changing financial habits can lead to financial freedom.

Dr. Rasure shares her comprehensive approach to financial therapy, including the practice of yoga, and explains concepts like loud budgeting, financial literacy, and building healthier relationships with money.




Beyond Finance

Podcast episodes are meant to be educational and informative. They are not professional advice or recommendations of any particular guests, products, or services.


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MoneyMarci website and resources

MoneyMarci's Guide to Financial Literacy

If you've ever wondered what the S&P 500 is, how it works, or why so many investors use index funds as part of their long-term investing strategy, this episode is for you.

In this episode of Marci Talks Money (and Life), I talk with Tom Bernard about his book, The Index of America: How the S&P Works & Why You Should Invest In It.  We explore the history of the S&P 500, how it compares to other major stock market indexes, and why understanding index investing is an important part of building long-term wealth.

Tom explains how the S&P 500 is constructed, how it relates to indexes such as the Dow Jones Industrial Average and the Nasdaq, and what investors should consider when making investment decisions. Whether you're a beginning investor or looking to strengthen your investing knowledge, this conversation provides valuable insights into one of the most widely followed market indexes in the world.


Index of America

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Podcast episodes are meant to be educational and informative. They are not professional advice or recommendations of any particular guests, products, or services.


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MoneyMarci website and resources

MoneyMarci's Guide to Financial Literacy