Meta Description: Learn how government borrowing affects interest rates and retirement investments. Tom Dupree explains value-based investing strategies during market volatility for retirees.

In this episode of The Tom Dupree Show, Tom Dupree and Mike Johnson discuss how government borrowing affects interest rates and what this means for retirement investors. The conversation provides valuable insights into investment strategies during market volatility and the importance of making informed choices about your retirement portfolio.

Tom explains the concept of “crowding out” in the bond market, where extensive government borrowing affects interest rates and investment opportunities:

“The biggest by far issuer of debt, bonds, those sorts of things in the marketplace is the U.S. government… The demand for them to have to borrow money keeps interest rates up.”

Mike Johnson elaborates further:

“Think of debt that’s being issued is competing for dollars… if there’s more debt, more competition for those dollars… interest rates go up because those people who have the dollars can essentially demand a higher rate.”

The hosts emphasize that retirement investing requires a different approach than accumulation:

Tom highlights the importance of making active choices with your retirement investments:

“The market does not care who you voted for… Do you want to have the same result as everybody else? Is that all you want in life is just to float along like everybody else does?”

The hosts explain how market downturns can create investment opportunities for those who understand valuations:

“If you let valuations dictate your investment approach, then you avoid a lot of the pitfalls that are out there. And the pitfall being, you pay way too much at the exact wrong time.”

If market volatility has you concerned about your retirement portfolio, now is an ideal time to reassess your investment strategy. Dupree Financial Group’s approach focuses on valuation-based investing that can help identify both risks and opportunities in today’s challenging market.

Contact Dupree Financial Group at 859-233-0400 or schedule an appointment directly on the homepage of their website at dupreefinancial.com for a portfolio analysis.

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