A thoughtful exploration of biblical teachings, musical heritage, and cultural perspectives through the lens of financial wisdom and personal values.

Discover the profound message of Psalm 139 on human value, explore cultural insights on fear-driven politics, and learn why financial decisions should align with timeless values.

Tom Dupree takes listeners on a journey through biblical wisdom, nostalgic reflections on Southern culture, and thoughtful commentary on current events. Join us as we explore the profound teachings of Psalm 139 and examine how our values shape our perspectives on life, politics, and financial decisions.

Tom opens the show with warm reflections on growing up in Harlan, Kentucky, where his family would gather around the radio to listen to programs like the Grand Ole Opry and Cas Walker’s radio show:

“People make fun of country music. They don’t understand the struggle that some of these people had to go through to get where they got, the character that was required.”

The episode features a thoughtful examination of Psalm 139, which Tom reads from the King James Version. This powerful passage addresses:

“I will praise thee for I am fearfully and wonderfully made, marvelous are thy works, and that my soul knoweth right well… This describes a baby being formed in the womb.”

Tom emphasizes how some of history’s most influential creators overcame significant challenges:

Tom addresses the climate of fear and obsession in modern political discourse:

“What’s been going on with your life for the last 10 years? How much of your life has passed by you and you haven’t enjoyed it? When you dread something, you draw it to you. The thing that you fear the most ends up happening.”

“Fear not. How many times in the Bible? If you live in fear, my body and my mind are paralyzed. I can’t really live, I can’t make good decisions because I’m paralyzed with fear.”

If market volatility has you concerned about your retirement portfolio, now is an ideal time to reassess your investment strategy. Contact Dupree Financial Group at 859-233-0400 or schedule an appointment directly on our website at dupreefinancial.com.

As Tom says: “I’m in the money business. I know as well as anybody that it can’t make you happy if you’re not already happy from within.” Let our team approach ensure you benefit from diverse expertise rather than relying on a single advisor. We believe in building long-term relationships with people—not just their money—as the foundation of successful wealth management.

Follow The Tom Dupree Show for more insightful discussions on finance, faith, music, and current events. To hear more episodes, visit dupreefinancial.com and click on the Radio tab.

#BiblicalWisdom #Psalm139 #FinancialValues #RetirementPlanning #KentuckyHeritage #GrandOleOpry #WealthManagement #FaithAndFinance #InvestmentStrategy #LegacyPlanning

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In today’s unpredictable market environment, having a clear investment plan is more critical than ever. The recent Financial Hour with Tom Dupree and Mike Johnson discusses why many investors struggle during market downturns and how focusing on income-generating investments can provide stability through market volatility.

As Tom explains, “Market volatility can lead to extremes on both sides. One extreme is that they abandon everything, abandon all hope, sell everything, go to cash. The other extreme is that you do absolutely nothing.”

Many people confuse having a savings plan with having an investment plan. According to Tom Dupree, there’s a critical distinction between the two:

“Some people say, sure. I have a plan. I’m putting X amount into my 401k. I’m putting money into a Roth. I’m putting it into this, to that. That’s not an investment plan. That’s a savings plan. Two completely different things.”

A robust investment plan isn’t just about where you put your money—it’s about having a strategy for how that money will work for you, especially during retirement when you need income.

The Dupree Financial Group follows a clear, two-part investment plan:

“Our investment plan is to first produce an income stream through dividends and interest payments. And then secondly, capital appreciation. We achieve this through using publicly traded securities held at reasonable valuations.”

This approach focuses on:

Many investors, particularly those with 401(k) plans, are heavily invested in growth-oriented funds that mirror the S&P 500. While this strategy can work during accumulation years, it presents serious challenges during retirement:

“We may not feel like you’re equipped to set out and lay out every element of your investment plan. That’s where we can come in and help you because we do this and it’s not an investment plan that operates in a vacuum. This investment plan is designed to throw off income for you on a regular basis.”

Dividend investing provides several advantages for retirees:

“Well, at least you’re getting paid while you wait. See, that’s the good thing about dividends. At least it’s paying you while you wait for it to either grow or just go sideways, you’re getting some kind of income.”

In today’s challenging market environment, it’s essential to:

“Don’t let what’s going on in the market prevent you from making changes, actually examine and say, okay, what’s going on with my portfolio right now is a symptom of a misinvestment or an investment mix that doesn’t work with my situation anymore.”

Is market volatility causing concern about your retirement portfolio? The team at Dupree Financial Group can help you develop a resilient investment plan focused on generating income through dividends and interest payments.

Contact Dupree Financial Group today for a portfolio analysis that can identify risk and opportunity in today’s challenging market. Call us at 859-233-0400 or schedule an appointment directly on our homepage at dupreefinancial.com.

Hashtags for sharing: #RetirementPlanning #InvestmentIncome #DividendInvesting #MarketVolatility #FinancialPlanning #RetirementIncome #WealthManagement #FinancialAdvisor #InvestmentStrategy #PortfolioManagement

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In this episode of The Tom Dupree Show, host Tom Dupree examines the Trump administration’s efforts to reform government waste while facing resistance from the judicial system.

The Tom Dupree Show addresses pressing political issues in today’s divisive climate, focusing on government reform, judicial accountability, and the challenges facing the Trump administration’s efforts to implement change. This episode explores the relationship between the judiciary and politics, Elon Musk’s evolving public perception, and contrasting perspectives on innovation across America.

In this honest and unfiltered conversation, Tom Dupree shares insights on:

Tom discusses the revelation of a private club called “America Ends of Court” that includes Supreme Court Chief Justice John Roberts and other judges who have opposed Trump’s policies. This raises serious questions about judicial impartiality and the separation of powers.

“These people are all in bed with each other, especially in the judiciary. People think, well, the judiciary is completely sacrosanct. That would be the third branch of government…” – Tom Dupree

The episode highlights the Trump administration’s commitment to reducing government waste and corruption, despite significant resistance from established institutions.

“We have a president who is trying to clean up so many things in the government that have gone off track and he’s being stymied at every point along the way.” – Tom Dupree

Tom explores how public perception of Elon Musk has dramatically shifted as his political views evolved.

“These people were worshiping Elon Musk two or three years ago. Now they want to kill him because he changed. He simply followed his logic to do what he felt was the right thing for the country.” – Tom Dupree

Drawing from observations during a visit to Northern California, Tom contrasts regions focused on innovation and creation versus areas dominated by litigation and entitlement mentality.

“What I saw at this conference we went to were a bunch of collaborators. These were people who love starting companies.” – Tom Dupree

The conversation shifts to a critical examination of electric vehicles, questioning whether they’re truly as environmentally friendly as claimed.

“Electric cars are the most inefficient thing there is. A diesel engine generates the power right inside the car, and a greater amount of that power being generated goes directly to propulsion.” – Tom Dupree

Ready to make your money work for you? Contact Dupree Financial Group for a portfolio analysis that can identify risks and opportunities in today’s challenging market.

Call us: 859-233-0400

#TomDupreeShow #GovernmentReform #JudicialAccountability #InnovationCulture #ElonMusk #TrumpAdministration #RetirementPlanning #FinancialFreedom #InvestmentStrategy #PoliticalDiscussion

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In this insightful episode of The Tom Dupree Show, Tom and Mike Johnson tackle the common misconception that only the ultra-wealthy have benefited from market growth. They share real-world observations about how everyday Americans have successfully built substantial retirement savings through consistent investing and smart financial planning.

The conversation explores how proper investment strategies focusing on dividend-paying stocks can provide stability during market volatility while generating reliable income streams for retirees.

“There are people out there that are not rich by any stretch of the imagination, that have done way better than they ever thought they would. Primarily through investing in company sponsored retirement plans, whether it be 401k, 403B… and many of these people are a lot wealthier than they ever thought they would be.” – Tom Dupree

Mike Johnson shares eye-opening statistics from Fidelity that counter the narrative that only the ultra-wealthy benefit from market growth:

“The number of 401k millionaires rose 27% over the course of 2024… 537,000 401k millionaires versus 422,000 at the end of 2023.” – Mike Johnson

The hosts explain why professional investment management provides value beyond what most individuals can achieve on their own:

One of the most valuable insights shared is the fundamental shift in perspective needed when approaching retirement:

“You don’t live on a balance sitting in a plan. You live on income.” – Tom Dupree

The discussion highlights how focusing on dividend income provides several advantages for retirees:

Tom and Mike explain the pitfalls of conventional retirement planning approaches:

“Volatility gives you opportunities… but when your situation has changed to where you’re not dollar cost averaging for 25 years and now you’re starting to take withdrawals, that’s where sequence of return risk [matters]. You need consistency in terms of cash flow.” – Mike Johnson

If market volatility has you concerned about your retirement income strategy, now is the time to reassess your investment approach. A professional analysis can help identify opportunities to create reliable income streams while managing risk.

Contact Dupree Financial Group at 859-233-0400 or schedule an appointment directly on our website at dupreefinancial.com.

#RetirementPlanning #DividendInvesting  #RetirementIncome #WealthBuilding #MarketVolatility #IncomeStrategy #RetirementMyths #401kMillionaires #FinancialIndependence

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Meta Description: Tom Dupree shares nostalgic road trip stories, explores how music anchors life memories, and offers thought-provoking insights on economics, theology, and modern politics.

In this episode of the Tom Dupree Show, Tom takes listeners on a nostalgic journey through his memorable road trips while exploring how music serves as emotional anchors to life’s significant moments. From the Hughes Corporation’s “Rock the Boat” reminding him of his post-high school adventure to Banff in 1974, to Little River Band triggering memories of Montana campgrounds in 1978, Tom demonstrates how songs become powerful time capsules for our experiences.

Tom’s vivid storytelling transports listeners to his post-graduation road trip with friends, driving from Kentucky to Banff, Alberta. His journey includes:

“That’s why music is so important to me because I use it to document certain things that happened in my life mentally and emotionally, you know, you just remember stuff.”

Tom shares thoughts from the Book of Colossians, offering personal interpretations about grace and peace:

“We do it out of love. We pay for this, but we don’t really get anything from it other than the knowledge that we are doing it out of love for other people.”

Tom draws fascinating parallels between economics and theology, challenging established thinking in both domains:

Tom explores how economic theory, like theology, becomes a kind of religion with:

“When you enter into the world of religion, you enter into a world of rules. Ways that we do things, the tried and true ways of doing things. And we subscribe to the things that our elders taught us to do.”

The episode concludes with Tom’s observations on recent political shifts and media reliability:

As always, Tom reminds listeners that Dupree Financial Group helps clients navigate market turbulence with adaptive retirement plans focused on:

If you’re feeling the pinch of rising prices or concerned about market turbulence, Dupree Financial Group offers complimentary portfolio reviews. Call 859-233-0400 or visit dupreefinancial.com to schedule your appointment and ensure you’re positioned correctly for the retirement you envision.

Hashtags for Sharing: #FinancialWisdom #RetirementPlanning #RoadTripMemories #MusicMemories #EconomicInsights #PodcastHighlights #FinancialFreedom #InvestmentStrategy #PersonalFinance #LifeLessons

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In this episode of The Tom Dupree Show, we examine the crucial relationship between tradition and innovation across multiple facets of society. Beginning with an analysis of the musical evolution of the band Yes, Tom draws parallels between artistic progression and broader societal shifts, arguing that meaningful advancement comes from building upon—rather than abandoning—established foundations.

Tom opens the conversation by highlighting how successful artists, like the band Yes and Chris Stapleton, incorporate traditional influences while adding their unique perspective. This musical analysis serves as a metaphor for how society functions best when it respects historical precedent while embracing thoughtful innovation.

“The artistic tradition keeps going and the artist’s job is to look back on the experience in light of what came before and what has come in the meantime and survey the situation.”

The discussion expands to address how abandoning tradition can lead to problematic outcomes in various spheres:

Tom examines how truly successful innovations—whether in music, economics, or social structures—honor their origins while pushing boundaries in meaningful ways.

Key points include:

“True art is self expression within a tradition… You go to any beginning painting class, you have to learn certain things.”

In the second half of the show, Tom connects these philosophical observations to economic realities, suggesting that certain fundamental principles remain true regardless of shifting political landscapes.

“One of the things that I have learned in 47 years in the same business… is that the economy over time doesn’t lie. Certain principles remain principles, whether people try to do away with them or not.”

The discussion touches on:

Ready to make your money work for you? Contact Dupree Financial Group for a portfolio analysis that can identify risks and opportunities in today’s challenging market.

Call us: 859-233-0400

#TomDupreeShow #TraditionAndInnovation #FinancialWisdom #InvestmentStrategy #EconomicPrinciples #DividendInvesting #ArtisticTradition #MusicAndSociety #RetirementPlanning #FinancialAdvisory

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Meta Description: Learn how government borrowing affects interest rates and retirement investments. Tom Dupree explains value-based investing strategies during market volatility for retirees.

In this episode of The Tom Dupree Show, Tom Dupree and Mike Johnson discuss how government borrowing affects interest rates and what this means for retirement investors. The conversation provides valuable insights into investment strategies during market volatility and the importance of making informed choices about your retirement portfolio.

Tom explains the concept of “crowding out” in the bond market, where extensive government borrowing affects interest rates and investment opportunities:

“The biggest by far issuer of debt, bonds, those sorts of things in the marketplace is the U.S. government… The demand for them to have to borrow money keeps interest rates up.”

Mike Johnson elaborates further:

“Think of debt that’s being issued is competing for dollars… if there’s more debt, more competition for those dollars… interest rates go up because those people who have the dollars can essentially demand a higher rate.”

The hosts emphasize that retirement investing requires a different approach than accumulation:

Tom highlights the importance of making active choices with your retirement investments:

“The market does not care who you voted for… Do you want to have the same result as everybody else? Is that all you want in life is just to float along like everybody else does?”

The hosts explain how market downturns can create investment opportunities for those who understand valuations:

“If you let valuations dictate your investment approach, then you avoid a lot of the pitfalls that are out there. And the pitfall being, you pay way too much at the exact wrong time.”

If market volatility has you concerned about your retirement portfolio, now is an ideal time to reassess your investment strategy. Dupree Financial Group’s approach focuses on valuation-based investing that can help identify both risks and opportunities in today’s challenging market.

Contact Dupree Financial Group at 859-233-0400 or schedule an appointment directly on the homepage of their website at dupreefinancial.com for a portfolio analysis.

#RetirementPlanning #MarketVolatility #InvestmentStrategy #FinancialPlanning #WealthManagement #RetirementIncome #ValueInvesting #PortfolioManagement #InterestRates #FinancialAdvisor

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In this eye-opening episode of The Tom Dupree Show, host Tom Dupree shares his expertise on government finances and explains why the United States faces serious fiscal challenges that will require difficult decisions ahead. As a financial expert with experience in the municipal bond business, Dupree offers unique insights into how government debt actually works and why changes are inevitable.

Tom Dupree begins by challenging a common misconception about how the federal government operates:

“People think, well, the U.S. government runs on taxes. No, it doesn’t. It runs on borrowed money. The money that is borrowed is far larger than what we’re receiving in terms of taxes. If the bond market stopped functioning tomorrow, the government would be out of business.”

The show explains how the government’s approach to debt has created an unsustainable situation:

Dupree doesn’t shy away from politically sensitive topics, stating:

“Two of the biggest things they’re going to have to get cut ultimately are Social Security and Medicare. It’ll be political suicide for whoever does it. They better be willing to commit political suicide, but that is exactly what’s going to have to happen.”

He suggests potential solutions like offering buyout options for those who don’t need the benefits.

Tom explains how the spending problem extends beyond Washington:

“This all has to filter down. We’ve got to see governments become not spending for the sake of politics and getting votes, but tearing things down and just focusing on essential services and let the private sector do the other stuff.”

The discussion turns to local spending issues in Lexington, Kentucky, including:

Dupree shares his firm’s approach to investing during fiscal uncertainty:

“Our firm invests in things that produce things, not just money, but actual companies that are productive, build things, make things. Provide services for people, things that people can’t do for themselves.”

He emphasizes that even if monetary values fluctuate, goods and services maintain their intrinsic value.

In uncertain economic times, smart retirement planning becomes even more essential. The Tom Dupree Show regularly provides insights on financial challenges and making sound investment decisions.

Want to learn more about protecting your financial future? Visit Dupree Financial Group at dupreefinancial.com or call 859-233-0400 to book an appointment. You can easily schedule through our website.

Share your thoughts on government spending and financial planning strategies with these hashtags or email [email protected] :

#GovernmentDebt #FiscalResponsibility #BondMarket #FinancialPlanning #RetirementSecurity #SocialSecurityReform #InvestmentStrategy #TomDupreeShow #EconomicOutlook #TaxReform #RetirementPlanning

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In this episode of The Financial Hour, Tom Dupree and Mike Johnson discuss recent market volatility, high tech stock valuations, and why dividend growth investing may be a safer strategy for retirees in today’s economic environment.

Tom and Mike open the show and discuss the recent “bipolar” market behavior driven by headlines and uncertainty around tariffs. They explain that the market as a whole was “priced for perfection,” making it vulnerable to volatility when uncertainty arises.

“The market was really priced for perfection. And so you get any kind of uncertainty and the market’s going to have a knee-jerk reaction because, hey, this might not be perfect.” – Mike Johnson

Key points:

The hosts discuss how recession predictions have repeatedly failed to materialize, though certain industries are experiencing their own recessions.

“If you’re a real estate agent and you depend upon commissions and your income’s down 50 percent or more… that’s a life-altering downturn.” – Tom Dupree

Mike and Tom express concern about the high valuations of big tech stocks and how they’ve become viewed as “safe” investments despite their elevated prices.

“Big tech, the top seven, eight, nine, 10 companies in the S&P 500 had become almost like government bonds… Flight to safety. People would dumping money into those companies as though there were no risk at all.” – Tom Dupree

The hosts discuss insights from Howard Marks, co-chair of Oak Tree Capital, regarding future market returns and the comparative appeal of fixed income.

“From the S&P 500, you’re not going to get the historic return of 10 percent a year for the next decade, you’ll get something less.” – Howard Marks (quoted by Mike)

The hosts make the case for dividend growth investing as a compelling alternative to both broad market index funds and fixed income.

“The dividend growth has been consistent, very consistent… The share price is impacted by what’s going on in the market on a day-to-day basis, but that income stream has been very consistent.” – Mike Johnson

If market volatility has you concerned about your retirement portfolio, now is an ideal time to reassess your investment strategy. Contact Dupree Financial Group for a portfolio analysis that can identify risks and opportunities in today’s challenging market.

Call us at 859-233-0400 or schedule an appointment directly on our website at dupreefinancial.com.

#InvestmentStrategy #DividendInvesting #MarketVolatility #RetirementPlanning #ValueInvesting #StockMarket #FinancialAdvice #PortfolioManagement #IncomeInvesting #MarketCorrection

The post Market Volatility and Value Investing: Uncertain Times with Dividend Growth Stocks HOUR 2 3-08-25 appeared first on Dupree Financial.

Tom explores the powerful message of Psalm 35 and how it relates to our modern cultural and political landscape. Tom examines how many dysfunctional behavioral patterns have become normalized in American society, particularly in politics.

Tom opens with a discussion of Psalm 35, highlighting how scripture teaches us that our true spiritual battles are fought by the Lord, not by our own strength.

“A lot of people think that the spiritual life, the Christian life is about fighting the good fight onward…But if you really look into what things say in scripture, the real battles are fought by the Lord. The people simply show up.” – Tom Dupree

Tom emphasizes that true spiritual growth comes from knowing God through prayer and scripture, rather than relying on our own efforts.

Drawing from a list of characteristics associated with adult children of alcoholics, Tom makes connections to behaviors he observes in American political discourse:

“One thing about people nowadays, anybody that acts like they do have some authority, people are very quick to shoot arrows in their back.”

“The people that are decidedly sort of left wingers would throw something out there and then there would be this echo chamber of their friends… It was not ever designed for somebody to really present an idea that might oppose what that person said.”

“We think of ourselves as victims. We don’t look at life and say…people were just, they were all talking about January 20th and that’s when my life changed as if I had been victimized by this election process.”

Tom discusses how focusing on international issues at the expense of domestic needs reflects unhealthy patterns.

“We have an overdeveloped sense of responsibility and it is easier for us to be concerned with others rather than ourselves. This enables us not to look too closely at our own faults…This obsession with Ukraine…We are way more concerned with Ukraine than we are, say, with people in Western North Carolina who still don’t have homes.”

In the final segment, Tom offers perspective on how billionaires are misunderstood:

“Billionaires are like athletes we don’t begrudge. No politicians begrudge Luca for being a good basketball player or LeBron James…but if you’re talented in the area of business and you happen to have created a lot of things and a lot of wealth, all of a sudden you’re a billionaire You’re bad. No, these are some of the most gifted people on the face of the earth.”

Tom Dupree presents a compelling case for how many Americans have adopted unhealthy, reactive patterns of thinking that manifest in our political discourse. By drawing parallels between the characteristics of dysfunction and current political behavior, he challenges listeners to examine their own patterns and consider more balanced, healthy perspectives.

Whether you agree with his political assessments or not, Tom’s insights on spiritual battles being fought by the Lord and the importance of balancing care for others with self-care offer valuable food for thought for anyone seeking greater wisdom and balance in their approach to life and politics.

This episode of the Tom Dupree Show is brought to you by Dupree Financial Group, where we make your money work for you. For more episodes, visit dupreefinancial.com and click on the radio tab.

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