Are you one of the millions of Americans unknowingly putting your retirement at risk with target date funds? In this episode of The Tom Dupree Show, financial advisors Tom Dupree Jr. and Mike Johnson expose the hidden dangers lurking in your 401K plan and reveal why your 401K planning strategy needs immediate attention.

If you’re approaching retirement or have already retired, this episode could help save your financial future. Tom breaks down recent Vanguard data showing that over 80% of 401 (k) participants are using target-date funds – and why this trend should concern every serious retirement saver.

Target-date funds have become the default choice for millions of workers, but as Tom explains, “The market is your advisor” when you choose these seemingly safe investments. This autopilot approach to retirement savings removes all customization and personal attention from your financial strategy.

Tom and Mike reveal several critical issues with target-date funds that could derail your retirement:

“Target date funds are not about you, the investor. They’re about the plan sponsor covering their, you know what? That’s what they’re about.” – Tom Dupree Jr.

The episode delves into how target-date funds performed during 2022’s market turmoil. For investors with 2023 target dates, the supposedly conservative 70% bond allocation got “smacked” when interest rates rose dramatically.

“This was supposed to be conservative, right? But the target date fund has no concept of what’s going on.” – Tom Dupree Jr.

One of the most overlooked aspects of 401K planning involves abandoned 401K accounts from previous employers. Tom and Mike discuss how job-hopping, while often beneficial for salary increases, can leave valuable retirement funds stranded.

“Probably over half of the business that we get… we’re not taking business away from other broker dealers as much as we are taking business from existing retirement plans where the person probably doesn’t even have an advisor.” – Tom Dupree Jr.

For those aged 59½ and older, Tom reveals a powerful strategy: the 401K rollover through in-service distributions. This approach allows you to:

At Dupree Financial Group, the philosophy differs dramatically from target date fund assumptions. Instead of planning to liquidate principal in retirement, Tom advocates for:

“We believe that you have to have a robust but nimble investment plan that goes on after you retire… you’re not really gonna tweak or change that much. You’re probably just gonna set it up to where it pays out a distribution.” – Tom Dupree Jr.

The episode explores concerning volatility trends affecting retirement planning:

Don’t let your retirement savings operate on autopilot. Whether you have an abandoned 401K from a previous employer or want to explore 401K rollover options, professional guidance can make the difference between financial security and uncertainty in retirement.

Ready to take control of your retirement planning?

Additional Resources:

The Tom Dupree Show is brought to you by Dupree Financial Group, where we make your money work for you. Tom Dupree Jr. founded Dupree Financial Group on the principle that creating long-term relationships with people, not just their money, is the key to successful wealth management.

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In this episode of The Tom Dupree Show, financial advisor and host Tom Dupree delivers incisive political commentary while weaving in essential financial wisdom for investors. Broadcasting from Dupree Financial Group, Tom explores how federal holidays impact economic productivity, discusses the importance of historical literacy in investment decision-making, and shares biblical insights that inform his investment philosophy.

Tom Dupree examines the economic consequences of expanding federal holidays, specifically analyzing the recent establishment of Juneteenth as a federal holiday. As a seasoned financial advisor, Dupree calculates the productivity costs:

“When you really get down to it, you know, maybe 200, 180 to 200 days of real productivity in a year, and now you just took one away. So what does that really cost the economy? Billions.”

Dupree emphasizes how understanding history informs better financial decisions, drawing parallels between political movements and market cycles. His commentary on “No Kings Day” reflects deeper concerns about historical understanding that affect investor confidence.

Drawing from Ezekiel 26, Tom connects biblical prophecy about the ancient city of Tyre to modern investment principles, particularly regarding pride and arrogance in financial markets.

“Pride and arrogance, it always it, there’s an old saying, pride go with before a fall.”

Tom uses scenes from the 1985 comedy “Fletch” to illustrate points about research and investigation skills essential for financial advisors and investors alike.

Dupree Financial Group’s approach to investment management focuses on dividends and interest over speculative gains, particularly relevant during market volatility.

Ready to make your money work for you? Tom Dupree and his team at Dupree Financial Group offer comprehensive retirement planning services designed to build long-term wealth through strategic investment management.

Call us today at (859) 233-0400 or visit dupreefinancial.com to schedule your consultation directly from our homepage.

Our experienced team provides:

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The energy sector has been dramatically undervalued by the market, creating compelling opportunities for retirement investors seeking dividend income and portfolio diversification. With AI energy demand skyrocketing and traditional underinvestment in the sector, energy stocks for retirement portfolios deserve serious consideration.

Key Quote for Audiogram: “Oil and energy companies only make up about 3% of the indexes, right? They’re highly underinvested in, and the creep of society has been to ostracize and hate on energy companies.”

The energy sector represents only 3% of the S&P 500, yet it provides essential infrastructure for the global economy. This disconnect has created significant undervaluation opportunities for savvy retirement investors.

Major oil companies like Chevron and Exxon have maintained disciplined capital allocation while competitors like BP and Shell initially capitulated to environmental pressures, only to recently pivot back to core oil and gas operations.

Highlighted Quote: “You have a sector that’s been underinvested in both from a production standpoint and from just a capital standpoint, the market ignoring it.”

Artificial intelligence is creating unprecedented electricity demand through data centers that operate 24/7. This represents a massive tailwind for energy companies that retirement investors should understand.

The AI boom requires substantial power infrastructure, positioning energy companies to benefit from this long-term growth trend that extends far beyond typical commodity cycles.

Leading companies like EOG have transformed their business models to focus only on drilling prospects that can produce 25-30% return on invested capital. This shift from “wildcatter” mentality to methodical, real estate developer-like discipline creates more predictable returns for retirement investors.

Key Investment Principles:

Energy companies provide essential dividends for retirement income strategies. Unlike growth stocks that rely on capital appreciation, mature energy companies generate substantial cash flows that translate into reliable dividend payments.

Audiogram Quote: “We’re looking at creating a paycheck for you. It’s real simple. We don’t have to make it any more complicated than what it is. We’re trying to invest in things that will throw off enough money for you to pay your bills with.”

The fundamental reality is that oil demand continues to grow globally, regardless of political rhetoric. Shell Oil projects that upstream investment of around $600 billion annually will be required for decades due to natural field depletion rates.

Critical Insight: “The rate of depletion of oil and gas fields is two to three times the potential future annual declines in demand.”

Pipeline companies represent a different investment opportunity than exploration and production companies. These businesses transport oil and gas with regulated, utility-like characteristics that provide steady cash flows ideal for retirement portfolios.

Companies in this space benefit from economies of scale and logistical expertise, which create competitive moats that are often undervalued by the market.

Successful retirement investing requires understanding the psychology of major life transitions. Energy stocks can provide the stability and income that helps retirees maintain their desired lifestyle without excessive portfolio volatility.

Wisdom for Retirees: “Finding that level of contentment, and that’s really a lifelong pursuit, but it’s, you know, as you’re moving into retirement, what actually gives you pleasure? What is your contentment?”

Building wealth and maintaining it through retirement requires developing disciplined investment habits. Energy stocks often represent classic value opportunities that require patience and understanding rather than following market trends.

Dupree Financial Group maintains higher energy exposure than the S&P 500 because of the sector’s value characteristics and income generation potential. This strategy has benefited clients seeking retirement income.

One of the biggest risks for retirement investors is owning investments they don’t understand. Energy companies like Verizon, AT&T, and BP are businesses that investors can comprehend and relate to in their daily lives.

Portfolio Philosophy: “Some clients never really dig deep in their portfolio ’cause they don’t think they’re gonna understand it anyway. And one of the things they can learn with us is that you can understand where your money is invested.”

For more insights on retirement investing strategies, consider consulting with Dupree Financial Group. We can help structure energy allocations appropriate for your retirement timeline and income needs.

Ready to explore how energy stocks might fit in your retirement portfolio? Understanding your investments is crucial for long-term success.

Contact Dupree Financial Group:

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In this episode of The Financial Hour, Registered Investment Advisor Tom Dupree reveals how dividend investing for retirement income can outpace inflation and provide steady cash flow for retirees. Discover why dividend growth stocks have historically delivered superior returns while generating the reliable income stream that retirement portfolios desperately need in today’s economic climate.

From 1979 through December 31st, 2024, dividends grew at a compound annual growth rate of 5.77% versus the inflation rate of 3.13%. This critical data point demonstrates why dividend investing strategies form the foundation of successful retirement income planning.

The current bond market presents unique opportunities for retirement investors. With real inflation where it is right now and where even the 10-year government bond is, you have about a 2.1% spread real return on a 10-year government bond. This represents approximately double the long-term historical average, creating tactical opportunities for income-focused portfolios.

Despite powering the entire economy, energy stocks represent only 3.12% of the S&P 500 weighting compared to technology’s 33%. “How well does technology run without energy? You can’t do all that stuff without fossil fuel energy. And you’re telling me that the market has devalued energy to the point where it only represents 3% of the entire S&P 500.”

For retirement income investing, focus on companies with:

“What’s dynamic is the portfolio, the process that is applied to the investment approach, and the consistency of communication with our clients. It’s this whole process that is the end result.”

Successful retirement income strategies require both:

Recent geopolitical events have created opportunities in energy investing. “Oil was $61 a barrel, got down to 59. Today it sits at around 72 and changed based on this overnight attack that Israel did.” While short-term volatility creates trading opportunities, the long-term fundamentals support strategic energy allocation in retirement portfolios.

“The link between tariffs and inflation is overrated. The specific items that are subject to tariffs might rise in price, but that means there’s less money left over to buy other goods and services, which reduces those prices. Tariffs shuffle the deck chairs on the inflation ship, not how high or low the ship sits in the water.”

Ready to build a dividend-focused retirement income strategy? Contact Dupree Financial Group to discover how their proven investment process can help you generate consistent income while preserving wealth for the long term. Visit dupreefinancial.com or call (859) 233-0400 to schedule your consultation.

#DividendInvesting #RetirementIncome #FinancialPlanning #DividendStocks #RetirementPlanning #PassiveIncome #WealthBuilding #InvestmentStrategy #FinancialFreedom #RetirementSecurity

The Financial Hour of the Tom Dupree Show is brought to you by Dupree Financial Group, where we make your money work for you. This content is for educational purposes only and should not be considered personalized investment advice.

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Originally aired June 7, 2025

Tom draws powerful parallels between biblical prophecy and modern financial reality in this episode of The Tom Dupree Show. Just as the Old Testament prophets called for repentance, today’s economic and political landscape demands that we stop doing things the same old way.

“The only time you’re gonna change is when there ceases to be something in it for you, it becomes too painful to keep doing it the same way.”

This principle applies directly to your retirement planning. Too many pre-retirees keep following the same investment strategies that haven’t worked, simply because changing feels uncomfortable.

Tom reveals a historical parallel that every pre-retiree should understand. Elon Musk’s DOGE initiative isn’t new – it’s essentially a repeat of President Reagan’s Grace Commission from 1982-1984.

Key findings from the Grace Commission:

“Its time hadn’t come. There was not an outcry from the public. Nobody cared. Eighties were…everybody was having a great time.”

What this means for your retirement: Government spending patterns directly impact your tax burden and inflation rates. Understanding these cycles helps you plan accordingly.

Tom exposes shocking examples of local government waste that mirror federal problems:

“The slice of our taxes that goes to the Fayette County Public School is way too high. Lexington is getting to be an impossible place to live in terms of taxes.”

Retirement Planning Takeaway: Local tax burdens significantly impact your retirement budget. Research your area’s fiscal responsibility before choosing where to retire.

Tom addresses a critical concern for pre-retirees whose portfolios are tied to major market indices:

“If your retirement investment portfolio is tied to the S&P 500, the NASDAQ, or even the Dow Jones, it’s probably down this year. If you want to hear about how to invest for dividends and interest instead of just gains, call us.”

Key Investment Principles for Uncertain Times:

Tom’s assessment of the Trump-Musk relationship offers insights into market volatility:

“Trump thinks he’s been betrayed, and so they’re airing all their dirty laundry all over social media… Trump, if he would just shut up, just shut the hell up and do the job.”

This kind of political uncertainty creates market volatility that can devastate traditional retirement portfolios.

Drawing from the prophet Zechariah, Tom explains why people resist necessary changes:

“People can endure the pain of doing it the wrong way for a long time. People can endure pain of doing it the wrong way until they die.”

Application for Pre-Retirees:

The lesson from both biblical prophecy and modern politics is clear: change before you’re forced to change. Whether it’s government spending, local taxes, or your investment strategy, waiting until the pain becomes unbearable is the most expensive approach.

Ready to explore dividend and interest-focused investing instead of just market gains? Contact Dupree Financial Group at (859) 233-0400 or visit dupreefinancial.com to discuss strategies that put your financial interests first.

Listen to more episodes: Visit dupreefinancial.com and click on the radio tab, or search “The Tom Dupree Show” on your favorite podcast platform.

The Tom Dupree Show is brought to you by Dupree Financial Group, where we make your money work for you.

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The financial markets can feel like an emotional rollercoaster, especially for pre-retirees and retirees who see their life savings fluctuate with every market swing. In this episode of The Financial Hour, Tom Dupree Jr. and Mike Johnson from Dupree Financial Group explore the critical relationship between market psychology, investment timing, and long-term wealth management strategies designed specifically for investors approaching or in retirement.

Market timing requires getting multiple decisions right simultaneously, making it particularly risky for those nearing or in retirement. As Tom explains in this episode:

“If you’re trying to time the market, you have to have a thesis on what the tariffs were gonna end up being… You have to have a thesis on what the market reaction of those tariffs are gonna be… when these are going to resolve… and how the market’s going to react when that happens. So that’s four [decisions you need to get right].”

The episode highlights an important distinction between FOMO (Fear of Missing Out) and what one investment professional calls FOGEY (Fear of Getting In). For retirement investors, the fear of getting in at the wrong time often leads to:

“Anytime can be a good time to invest. They think they gotta have this entry point when there’s gonna be a trumpet saying, everything’s cheap enough now.”

The statistics are sobering but important for retirement investors to understand:

For pre-retirees and retirees, the focus should shift from timing markets to owning appropriate investments:

Key Portfolio Considerations:

“You make your money when you buy it… But nobody wants to buy it. That’s why it’s so cheap.”

At Dupree Financial Group, the investment philosophy centers on understanding what you own rather than reacting to market noise:

“I don’t give a rat… what about the Fed? I want to know what I’m invested in… We have to think about the psychology of what people are doing because that will create a pricing environment.”

The episode references J.P. Morgan’s famous advice to “sell down to the sleeping point,” but with important nuances for retirement investors:

Investment Comfort Levels Should Include:

“Rather than viewing the portfolio as I own stocks, or I don’t… Look at it through the lens, much more graduated that. What types of stocks do you own? What do those produce for you?”

The discussion touches on how artificial intelligence may create deflationary pressures, particularly in service sectors, which could benefit retirement investors through:

While technology stocks grab headlines, the episode highlights opportunities in:

Essential Investment Principles:

“We know our clients… So we know what their goals are and we know what their needs are and we’re meeting with them regularly… when you know that you’re gonna have bad markets in the future, it’s not a matter of if it’s when.”

Don’t let market psychology derail your retirement plans. At Dupree Financial Group, we specialize in helping pre-retirees and retirees navigate volatile markets with confidence. Our team approach ensures you get the benefit of collective expertise, not just one person’s opinion.

Ready to discuss your retirement investment strategy?

If you have old 401(k) accounts from previous employers, we can help you track them down and consolidate them into a comprehensive investment strategy aligned with your retirement goals.

 #RetirementPlanning #InvestmentStrategy #MarketPsychology #DividendInvesting #RetirementIncome #WealthManagement #PreRetirees #FinancialPlanning #MarketVolatility #DupreeFinancial

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In this thought-provoking episode of The Tom Dupree Show, financial advisor Tom Dupree draws powerful connections between biblical teachings from the Book of Malachi and America’s current political and economic challenges. Broadcasting from Lexington, Kentucky, Tom explores why government accountability, personal virtue, and financial stewardship are inseparably linked, offering unique insights that bridge faith, finance, and politics.

Tom begins with  Malachi Chapter 1, which focuses on verses 1-7 that offer God our best rather than our leftovers.

“God is your Lord. You give him your best. You don’t put something that you are getting ready to throw away on the table of the Lord and say it’s your first fruits. God asks for our best not to throw away stuff.”

Tom challenges listeners to examine their spiritual discipline and civic responsibility:

“I see people going to these churches. And they’re in there for 50 minutes and they feel like they kinda gave God his due and they showed up and it made their conscience feel a little bit better, and they go out and do whatever they’re gonna do.”

Key insights include:

Tom draws parallels between personal virtue and bond ratings, explaining how cultural degradation affects economic stability:

“Look at a beautiful woman the way you would a AAA rated bond. You know, it’s everything about it’s perfect. The only thing that can happen is something bad. And so why would you debase, or why would you revel in debasing it?”

Key Takeaways:

Tom analyzes Elon Musk’s role in government efficiency and the challenges of federal spending reform:

“The problem is the medicine that he administered that a lot of Republicans, like our congressman, sounded as if they like, if you really look at it, he’s getting rid of things that they voted for.”

Political Reform Insights:

Tom shares a story about an effective but unpopular HOA manager in Florida:

“Because of this woman, they got the money to pay for it. And this is in a time when associations in this area have tripled their monthly dues and have assessments that they’ve handed out.”

Leadership Principles:

Tom discusses his potential political strategy and party affiliation:

“I would run as a Democrat. If I run for any office, it’ll be as a conservative Democrat like they were JFK, and Pryor. That’s my party.”

Political Analysis:

Dupree Financial Group specializes in wealth management with a focus on:

Contact Information:

Ready to align your financial strategy with your values? Tom Dupree and his team at Dupree Financial Group help clients build wealth management strategies that reflect both financial wisdom and personal principles.

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Two months after the market’s April 2025 bottom, investor complacency is already setting in. On this episode of The Financial Hour, Tom Dupree and Mike Johnson discuss why investment complacency is one of the biggest threats to your retirement portfolio and share actionable strategies for building a dividend-focused investment plan that generates income regardless of market conditions.

If you’re approaching retirement or managing a 401k rollover, this episode provides crucial insights on transforming your portfolio from growth-focused to income-generating investments that can weather market volatility.

Amazing how quickly investors forget market turmoil once prices recover. Market complacency sets in faster than most people realize, creating dangerous investment behaviors.

“We’re almost two months out from the bottom of the market in April… you’re seeing complacency start to set in. It doesn’t take long. It really doesn’t.” – Tom Dupree

Key Market Statistics from April 2025:

Drawing from Howard Marks’ “Nobody Knows” series, market uncertainty often presents the best investment opportunities for disciplined investors.

“As an investor, you can’t invest with pure certainty because the market would already price it in and the prices wouldn’t be down.” – Referenced from Howard Marks

Most investors approaching retirement planning are stuck in accumulation mode, unaware that their portfolios can generate substantial income without sacrificing growth potential.

Current Reality Check:

“Most people don’t realize that their portfolio can generate income… What if throughout all this volatility, your account had still been paying you three, four, 5%?” – Tom Dupree

There is a critical shift in thinking for pre-retirees and retirees:

Key Mindset Changes:

For investors over 59½ who are still working, in-service 401k rollovers provide access to broader investment options and professional management.

In-Service Rollover Benefits:

Many investors have multiple stranded 401k accounts from previous employers, creating management challenges and missed opportunities.

Consolidation Strategy:

While passive index investing works well in steady bull markets,  active portfolio management becomes crucial during flat or bear market periods.

“Active investing is dead. It’s all about the indexes… That is a comment for when you’re in a steady, long-term bull market. Here’s the problem: you get in a flat market or a bear market, several years worth of earnings from a bull market can be pretty close to wiped out.” – Tom Dupree

Active Management Benefits:

The importance of ongoing investment research and portfolio monitoring cannot be overstated for serious investors.

“For if I’m investing my money, I want more choices rather than fewer… that can be mitigated by good research.” – Tom Dupree

Don’t let investment complacency jeopardize your financial future. The experts at Dupree Financial Group specialize in helping investors transition from accumulation to income-focused retirement strategies.

Ready to optimize your retirement portfolio?

Schedule your complimentary portfolio review today to discover how dividend-focused investing can provide income stability in uncertain markets.

#RetirementPlanning #DividendInvesting #401kRollover #InvestmentStrategy #FinancialPlanning #RetirementIncome #MarketVolatility #PortfolioManagement #WealthManagement #InvestmentComplacency

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In this episode of The Tom Dupree Show, host Tom Dupree Jr. examines the ongoing political and economic crisis in South Africa, drawing parallels to American financial policy and governance challenges. From the controversial Afrikaner refugee situation to the broader implications of government debt and fiscal responsibility, this episode offers insights into how political decisions impact financial markets and individual wealth management strategies.

Tom Dupree begins with South Africa’s transformation from apartheid to its current state, providing crucial context for understanding today’s political and economic challenges.

“The country of South Africa flourished economically, and many would say it was because of the white majority rule who basically made the trains run on time.” – Tom Dupree Jr.

The discussion centers on the recent admission of Afrikaner refugees to the United States, highlighting the complex political dynamics at play:

Drawing from personal experience and historical observation, Dupree connects the South African situation to the earlier transformation of Rhodesia into Zimbabwe.

“I was in touch with, I was probably 23 years old, 22, in 1978. I sent them money. I didn’t have much money, but I sent them some money at the time to try to help. They lost and many of them were killed.” – Tom Dupree Jr.

The conversation shifts to pressing concerns about American fiscal responsibility and its impact on financial markets.

“The 30 year treasury is now yielding 5.04%. The bond market’s saying, Hey, you know, the market doesn’t want all your bonds. You’re too far in debt. You don’t have a plan for getting the debt lower.” – Tom Dupree Jr.

Key financial market indicators discussed:

Dupree emphasizes the importance of independent thinking and discernment in both political and financial matters.

“Discernment is a product of observing human nature and gleaning wisdom from it. Wisdom is something that you gain sometimes from having trusted something and found it to be shaky.” – Tom Dupree Jr.

“Our founding fathers said if we don’t have families that are minding their own business in the proper way, we’re not gonna have a country that’s governable.” – Tom Dupree Jr.

This episode emphasizes the connection between personal responsibility, family values, and broader economic stability.

If market volatility and political uncertainty have you concerned about your retirement portfolio, now is the ideal time to reassess your investment strategy. At Dupree Financial Group, we specialize in fee-based retirement investing, helping retirees navigate the challenges of income, taxes, and inflation.

Ready to secure your financial future?

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Welcome to another episode of The Financial Hour with Tom Dupree, where we explore retirement investment strategies that prioritize long-term wealth building over flashy returns. In today’s episode, we dive deep into why the most successful retirement portfolios are built on mundane, predictable businesses rather than glamorous growth stocks. We’ll explore real-world examples of entrepreneurs who built fortunes through boring businesses and how this philosophy applies to dividend investing for retirees.

Our discussion begins with a fascinating Wall Street Journal article about Derek Olson, who built a fortune manufacturing machines that remove carpeting from elementary schools.This perfectly illustrates how boring business investments can generate substantial wealth through necessity-based demand.

The episode highlights WeatherTech’s incredible journey:

“He bought a 20-foot shipping container of black mats, took out a second mortgage to start it… just selling floor mats.” – Great audiogram opportunity

Retirement income planning requires a fundamental shift from growth-oriented investing to income-focused strategies. Here’s why boring businesses excel:

Key Benefits of Boring Business Investments:

The episode reveals a crucial statistic for wealth-building strategies:

“Self-employed people make up less than 20% of the workers in America. They account for nearly two-thirds of all the millionaires.”

Tom explains their approach to retirement portfolio management:

“What we’ve done is sort of take the glamour out of it and made it sort of boring… We are into boring. What’s more boring than a mortgage loan? Or an insurance company?”

The episode emphasizes a critical distinction in retirement investment philosophy:

“A lot of people in our business manage for up markets… We try to manage for down markets.”

Why This Matters for Retirees:

Drawing from “The Millionaire Next Door,” the episode introduces the household CFO concept:

Household CFO Responsibilities:

“The household CFO may choose to outsource any number of his or her responsibilities to trusted advisors.”

Even when outsourcing investment management, retirees must maintain:

Critical Components of Retirement Cash Flow:

“If you had a million dollar account and you’ve been pulling out 5,000 bucks a month… if the market doesn’t end higher by the end of the year, you will have turned your million dollars into 940,000 just taking the distributions.”

The episode provides a stark example of timing risk:

“The market could be flat for the whole year, and you could have really knocked some holes in your portfolio based upon when you did your withdrawals.”

Advantages of Dividend-Focused Strategies:

Tom’s philosophy on market timing for retirement accounts:

“Our client base can’t afford to chase returns. We can’t. We have to be more prudent about it.”

Are you tired of the roller coaster ride of growth-focused investing as you approach or enter retirement? At Dupree Financial Group, we specialize in building boring, predictable portfolios that prioritize income and preservation over flashy returns.

Ready to make your money work for you?

Don’t let market volatility threaten your retirement security. Contact Dupree Financial Group today and discover the power of boring, dividend-focused retirement investing.

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