Miami Real Estate Investing Podcast With Peter Zalewski

In this episode of Miami Condo Mondays™, the hosts explore why Coral Gables is lagging the South Florida condo market where a 2% drop in the price per square foot drove a 5% increase in unit sales.

Miami Condo Mondays™ features Peter Zalewski of the Miami Condo Investing Club™ and veteran broker Jenny Huertas of CVRRealty.com in a weekly deep dive into South Florida condo real estate.

Recorded in Greater Downtown Miami, the podcast delivers an hour of high-level analysis on preconstruction condos, market trends and investment strategies for the tricounty South Florida region of Miami-Dade, Broward and Palm Beach.

The show leverages more than 60 years of combined institutional knowledge as Zalewski provides the macro perspective and Huertas offers on-the-ground micro insights from her daily experience in the trenches.

The show streams live every Monday at 4 pm on the social media accounts of both hosts to provide an authoritative look at the latest shifts in the condo market.

Episode Overview

In this episode of the Miami Condo Mondays™ podcast on April 6, 2026, co-hosts Jenny Huertas of CVR Realty and Peter Zalewski of the Miami Condo Investing Club™ explore why Coral Gables is lagging the broader South Florida condo market as the 2025-26 Winter Buying Season closes in on its final 25 days.

The latest data for this analysis was collected for the upcoming Coral Gables Condo Correction Walking Tour™ scheduled for 10 am Saturday, April 11, 2026.

Coral Gables is defined as Southwest 8th Street south to Southwest 72nd Street, and Douglas Road (37th Avenue) west to Red Road (57th Avenue).

During the 69-minute podcast, Huertas and Zalewski discuss how the numbers are finally saying out loud what they have been warning about for months.

South Florida condo sales rose 5% during the first five months of the Winter Buying Season of November through March but do not mistake that for strength.

Sellers generated those sales by cutting their average price per square foot 2% to $400, according to the data from CVRRealty.com.

Strip out the highend deals that skew the averages and the median price per square foot tells a harder truth with Overall prices down 4% and Vintage units—at least 30 years old—down 7%.

Many Vintage condo owners are scrambling for the exits as rising maintenance fees, hefty special assessments and pricey insurance premiums have made the costs out of reach in the aftermath of the Surfside condo collapse in June 2021.

Zalewski has called this the Florida Condo Association Financial Cliff since coining the phrase in June 2024.

The duo agreed that the unit owners who saw it coming quickly moved to cut their price to get out. The sellers who refused are running out of time in the Winter Buying Season to find a buyer.

The latest statistics served up a fresh reminder of what happens to sellers when the momentum changes.

A preconstruction condo development in the Brickell Avenue Area of Greater Downtown Miami that was marketing itself under the Mercedes-Benz brand was hit with an $80 million foreclosure lawsuit, according to the South Florida Business Journal.

Zalewski said the foreclosure action shows that the trees in Miami do not actually grow to the moon as the sellside brokers would suggest.

If the broader South Florida market is bending under the Condo Cliff, Coral Gables is a market that is already showing signs of breaking.

In the first five months of the Winter Buying Season, Coral Gables condo sales dropped 23% and the average price per square foot fell 8.5% Year-over-Year, according to the data.

The Vintage segment did not fare any better. Vintage condo sales plunged nearly 32% and the average price per square foot fell 9.4%, according to the data.

Huertas said the statistics show that buyers can do the math to find the best value when shopping for a South Florida condo.

This is copy of a live podcast recorded Fridays at 4 pm in Miami featuring real estate advisor Daniel Hernandez of Compass Real Estate and analyst Peter Zalewski of the Miami Condo Investing Club™.

Welcome to Buy, Sell, Hold Miami™ weekly podcast for a no-nonsense perspective on South Florida real estate from a pair of locals with differing opinions.

Each week, real estate advisor Daniel Hernandez of Compass Real Estate and longtime analyst Peter Zalewski of the Miami Condo Investing Club™ break down the housing market headlines, unpack policy changes and provide unfiltered analysis on everything from condo terminations to Vintage unit fire sales, luxury speculative homes to developer strategies.

Whether you are a homeowner, investor or real estate professional, Hernandez and Zalewski will give a local perspective on what is really happening across the tricounty South Florida region of Miami-Dade, Broward and Palm Beach with no fluff, no hype and plenty of data-backed opinions.

We call balls and strikes on when to buy, sell and hold.

Episode Topics

For the April 3, 2026, podcast, Hernandez and Zalewski give their take on the following five topics:

1. Trump Trumps

2. Coral Gables Has PR Problem

3. Perils In Preconstruction

4. Now This Is Infill!

5. One Intersection To Rule Them All

This podcast is broadcast live at 4 pm (EST) on the social media accounts of Daniel Hernandez and Peter Zalewski.

Episode Overview

In this April 3, 2026, episode of the Buy, Sell, Hold Miami™ podcast, real estate advisor Daniel Hernandez of Compass Real Estate and longtime analyst Peter Zalewski of the Miami Condo Investing Club™ cut through the local rhetoric, delivering straight talk on five of the biggest topics of critical importance to South Florida investors.

The hosts discuss each topic and then announce whether each of them is a Buy, a Sell or a Hold on the issue. Their verdicts often differ, leading to sharp debate on the issue before moving on to the next topic.

During the 61-minute discussion, Hernandez and Zalewski examine the political and financial implications of the Trump brand planting its flag in Greater Downtown Miami, from the free land valued at over $360 million to renderings of a vertical development that looks more like condo and hotel tower than a presidential library.

The conversation broadens to include the renaming of Palm Beach International Airport to Donald J. Trump International Airport, raising questions about cost, timing and whether concentration of brand equity in Miami-Dade and Palm Beach counties is a stroke of genius or an overreach.

The duo turns toward Coral Gables, where the once-vibrant Miracle Mile shopping district has been hollowed out by high rents, an aging demographic and the slow exodus of the affordable businesses that once gave the corridor its energy and foot traffic.

A sobering assessment of Miami’s preconstruction condo market follows, as Hernandez and Zalewski warn that developers who borrowed heavily at high interest rates and failed to hit their sales targets this Winter Buying Season are now staring down canceled projects or even foreclosures.

With private lending default rates tripling from 2% to over 7% in Southwest Florida, Zalewski argues that the next 30 days represent a make-or-break moment for some of the most recognizable projects in the pipeline.

An innovative infill development strategy south of Miami International Airport—one that involves filling in an artificial lake to create workforce housing—is held up as a model for the kind of creative thinking the region needs.

The episode closes with a street-level examination of the Greater Downtown Miami intersection of Northeast 36th Street and Biscayne Boulevard, a chokepoint born from Henry Flagler’s 19th-century railroad grid that is now surrounded by billions of dollars in planned development with no clear solution to the gridlock that already paralyzes the neighborhood daily.

In this episode of The Peter Zalewski Show™, Olga Rogers—in-house sales agent for the Square Hallandale office and retail condo project—explains why some businesses are ditching their landlords.

The weekly podcast The Peter Zalewski Show™ features interviews with South Florida business leaders focused on real estate, finance and the economy.

The program - hosted by Peter Zalewski of the Miami Condo Investing Club™ - is broadcast live every Wednesday at 4 pm (Miami time) at MiamiCondo.Club and on Peter Zalewski’s social media accounts to watch the free live broadcasts.

The objective of the show is to deliver straight talk, share institutional knowledge and provide data-driven analysis on the macro and micro economic forces shaping the tricounty South Florida region of Miami-Dade, Broward and Palm Beach.

Episode Overview

In the April 1, 2026, episode of The Peter Zalewski Show™ podcast, host Peter Zalewski interviews in-house sales agent Olga Rogers about the new eight-story Square Hallandale office and retail condo being developed in Southeast Broward County.

The conversation centers on a simple but compelling idea that business owners in South Florida no longer have to write a rent check every month and can instead buy their own commercial space, build equity and control their own future.

During the 32-minute episode, Rogers—a veteran of South Florida preconstruction sales who is making her first foray into commercial condo space—walks listeners through the Hallandale Beach project's location, pricing and amenities.

The two also discuss the project’s preconstruction deposit structure and monthly expenses while exploring the notion that owning commercial space is not as complicated or out of reach as many small business owners might think.

The episode also touches on the trends shaping South Florida’s commercial real estate landscape, including a wave of wealthy individuals and corporations relocating from the Northeast and Latin America in search of a more business-friendly environment.

Many longtime residents of Southeast Broward County will recognize the nearly two-acre development site on the north side of Hallandale Beach Boulevard, which for years served as a popular pop-up location for Christmas tree sales during the holiday season.

Situated between I-95 and Dixie Highway, the project offers easy access to the major roadways that connect the beachfront communities of Southeast Broward County and Northeast Miami-Dade County.

In this episode of Miami Condo Mondays™, the hosts discuss how Fort Lauderdale condos at least 30 years old are asking $503,000 compared to the Overall market asking price of $1.3 million per unit.

Miami Condo Mondays™ features Peter Zalewski of the Miami Condo Investing Club™ and veteran broker Jenny Huertas of CVRRealty.com in a weekly deep dive into South Florida condo real estate.

Recorded in Greater Downtown Miami, the podcast delivers an hour of high-level analysis on preconstruction condos, market trends and investment strategies for the tricounty South Florida region of Miami-Dade, Broward and Palm Beach.

The show leverages more than 60 years of combined institutional knowledge as Zalewski provides the macro perspective and Huertas offers on-the-ground micro insights from her daily experience in the trenches.

The show streams live every Monday at 4 pm on the social media accounts of both hosts to provide an authoritative look at the latest shifts in the condo market.

Episode Overview

In this episode of the Miami Condo Mondays™ podcast on March 30, 2026, co-hosts Jenny Huertas of CVR Realty and Peter Zalewski of the Miami Condo Investing Club™ explore why buyers in Fort Lauderdale are turning their backs on luxury condos and zeroing in on older, more affordable units as the Winter Buying Season enters its final 30 days.

The latest data for this analysis was collected for the upcoming Fort Lauderdale Condo Correction Bus Tour™ scheduled for 10 am Saturday, April 4, 2026.

Fort Lauderdale is defined as Oakland Park Boulevard south to Marina Mile Boulevard - State Road 84, and the Atlantic Ocean west to I-95.

During the 69-minute podcast, Huertas and Zalewski discuss how the latest Fort Lauderdale condo statistics tell a story about the growing spread between the average Overall asking prices of nearly $1.3 million versus the average closed sales price of more than $623,000 recorded in the 2025 Summer Buying Season of May through October.

This is a gap of more than 100% between what cash-strapped condo sellers are asking and what buyers are willing to pay for a unit in a market with nearly 1,050 units available for resale, according to the data from CVRRealty.com.

The discount is even more dramatic for buyers who are focusing specifically on Vintage condos—units that are at least 30 years old—that have an average asking price of $503,000, a discount of nearly 60% compared to the Overall market asking price of $1.3 million per unit, according to the data.

Zalewski said the situation is growing increasingly dire at the higher end of the Fort Lauderdale market.

Condos priced above $1.2 million are not trading, resulting in more than 35 months of supply.

For context, equilibrium in the condo market is between 6.0 and 6.9 months of supply. Fewer months indicates a Sellers Market and more months suggests a Buyers Market.

Fort Lauderdale condos with asking prices of at least $1.2 million are in an Illiquid Buyers Market, according to the Miami Condo Supply Tracker™.

An Illiquid Buyers Market is defined as being on “life support” where “a lack of liquidity and buying activity exists due to overwhelming supply and minimal demand.”

As the Winter Buying Season moves closer to Summer’s heat, humidity and hurricane warnings, Zalewski expects the buyer pool to dwindle to only data-driven investors looking for discounts.

Many Vintage condo owners are scrambling for the exits as rising maintenance fees, hefty special assessments and pricey insurance premiums have made it cost prohibitive in the aftermath of the Surfside condo collapse.

Zalewski has called this the Florida Condo Association Financial Cliff since coining the phrase in June 2024.

Huertas and Zalewski wrap up the episode by agreeing that Fort Lauderdale condo sellers face further pricing capitulation in the coming months as the gap between asking prices and reality grows harder to ignore.

This is copy of a live podcast recorded Fridays at 4 pm in Miami featuring real estate advisor Daniel Hernandez of Compass Real Estate and analyst Peter Zalewski of the Miami Condo Investing Club™.

Welcome to Buy, Sell, Hold Miami™ weekly podcast for a no-nonsense perspective on South Florida real estate from a pair of locals with differing opinions.

Each week, real estate advisor Daniel Hernandez of Compass Real Estate and longtime analyst Peter Zalewski of the Miami Condo Investing Club™ break down the housing market headlines, unpack policy changes and provide unfiltered analysis on everything from condo terminations to Vintage unit fire sales, luxury speculative homes to developer strategies.

Whether you are a homeowner, investor or real estate professional, Hernandez and Zalewski will give a local perspective on what is really happening across the tricounty South Florida region of Miami-Dade, Broward and Palm Beach with no fluff, no hype and plenty of data-backed opinions.

We call balls and strikes on when to buy, sell and hold.

Episode Topics

For the March 27, 2026, podcast, Hernandez and Zalewski give their take on the following five topics:

1. Want A Permit? Give Up Some Land

2. Baywalk - They’ll Get It Done

3. City Hall Dirt Too Luxe For Bureaucrats

4. Me Gusta More Airports

5. A Business Case For A Tokyo Flight

This podcast is broadcast live at 4 pm (EST) on the social media accounts of Daniel Hernandez and Peter Zalewski.

Episode Overview

In this March 27, 2026, episode of the Buy, Sell, Hold Miami™ podcast, real estate advisor Daniel Hernandez of Compass Real Estate and longtime analyst Peter Zalewski of the Miami Condo Investing Club™ cut through the local rhetoric, delivering straight talk on five of the biggest topics of critical importance to South Florida investors.

The hosts discuss each topic and then announce whether each of them is a Buy, a Sell or a Hold on the issue. Their verdicts often differ, leading to sharp debate on the issue before moving on to the next topic.

During the 64-minute discussion, Hernandez and Zalewski analyze the legal battles over property rights, the growing pains of the congested local airports and the sudden arrival of massive Japanese investments into the heart of Greater Downtown Miami.

The conversation shifts from the courtroom to the tarmac as the duo debates the looming capacity crisis at Miami International Airport and the search for expansion sites in West Kendall or the Everglades.

A recent land acquisition by Tokyo-based investors in Greater Downtown Miami provides a backdrop for a broader discussion on whether international capital is arriving late to the current real estate cycle.

Historical parallels to previous investment bubbles are examined by Hernandez and Zalewski to determine if the influx of sovereign wealth signals a market peak or a new era of growth.

The planned relocation of Miami’s City Hall from the waterfront in Coconut Grove to the new Inter Miami stadium complex near the airport is dissected for its impact on local influence and real estate values.

Structural concerns regarding the aging condo projects in Sunny Isles Beach highlight the growing friction between legacy properties and the modern luxury towers rising along the Atlantic coast.

A supply surge in Greater Downtown Miami serves as a warning from the duo for those navigating the transition between the South Florida Winter Buying Season and Summer’s heat, humidity and hurricane warnings that historically thin the buyer pool.

The discussion provides a transparent look at the mechanics of the South Florida real estate market through the lens of two veteran observers who refuse to rely on industry platitudes.

This briefing is essential for anyone seeking to understand the shifting landscape of property ownership and municipal power in the region.

In this Miami Condo Exchange™ episode, Peter Zalewski breaks down a week of modest but meaningful gains as the clock ticks down on the ever-important Winter Buying Season that ends in five weeks.

The Miami Condo Exchange™ is a live podcast at 4 pm (Miami time) on Tuesdays covering the latest South Florida condo stats, metrics and trends hosted by expert Peter Zalewski of the Miami Condo Investing Club™.

Recorded weekly in Greater Downtown Miami, the program’s core premise is to analyze condos as commodities, no different than salty snacks, oil or pork bellies.

The weekly show intends to cut through the marketing hype to focus strictly on the numbers for investors and real estate professionals.

A regular feature of the Tuesday show is the Miami Condo Cliff Index™, which tracks active listings and pending sales in realtime to forecast official closed sales data that lags by 30 to 120 days.

Tune in every Tuesday at 4 pm at MiamiCondo.Club or on the social media account of Peter Zalewski to watch the livestreams free.

Episode Overview

In the March 24, 2026, episode of the Miami Condo Exchange™ podcast, host Peter Zalewski examines a tricounty South Florida region of Miami-Dade, Broward and Palm Beach that is still moving—just not sprinting.

The South Florida Overall Condo Cliff Index™ posted a modest but meaningful gain of 1.62% in the week ending March 24, 2026, as sellers and investors approach the final five weeks of the Winter Buying Season with intensity before Summer’s heat, humidity and hurricane warnings thin the buyer pool.

This week’s 9.42 reading is the highest ever recorded since the Overall Index launched on Jan. 1, 2025, to coincide with the Florida Condo Association Financial Cliff.

The South Florida Vintage Condo Cliff Index™—which tracks units at least 30 years old—more than kept pace, climbing 2.24% to a record 8.91 points on March 24, 2026, from 8.71 points the prior week, marking back-to-back-to-back all-time highs for both indices.

In nine of the first 12 weeks of 2026, the Overall Index has trended upward while the Vintage Index has done so in 10 of 12 weeks, suggesting the South Florida condo market has found direction.

The Condo Cliff is defined as a moment where the cost of condo living becomes unwieldy for cash-strapped owners due to rising maintenance fees, hefty special assessments and pricey insurance premiums resulting from the post-Surfside legislation.

Sellers who can not afford to stay appear to be finally pricing their units to sell, prompting buyers—who have not yet been willing to chase—to step forward.

The current number of active listings confirmed the tight balance with Overall and Vintage inventories both edging up about 0.07%, respectively.

South Florida’s Overall listings stand at nearly 26,100 units with Vintage listings accounting for nearly 69% of the total as of March 24, 2026.

Overall pending sales—a gauge of buyer confidence—rose 1.70% to nearly 2,460 contracts, of which pending sales of Vintage units climbed 2.31% to nearly 1,600.

Increasing pending sales set against flat active listings is how both indices went up for the week ending March 24, 2026.

The county-by-county breakdowns are where the trends are emerging in South Florida.

Palm Beach County’s Overall Index surged 3.66% to a record 11.98 points, marking the highest reading in the tricounty region.

In this episode of Miami Condo Mondays™, the hosts discuss the steep pricing correction and mounting inventory currently overwhelming units at least 30 years old in Northeast Miami-Dade County.

Miami Condo Mondays™ features Peter Zalewski of the Miami Condo Investing Club™ and veteran broker Jenny Huertas of CVRRealty.com in a weekly deep dive into South Florida condo real estate.

Recorded in Greater Downtown Miami, the podcast delivers an hour of high-level analysis on preconstruction condos, market trends and investment strategies for the tricounty South Florida region of Miami-Dade, Broward and Palm Beach.

The show leverages more than 60 years of combined institutional knowledge as Zalewski provides the macro perspective and Huertas offers on-the-ground micro insights from her daily experience in the trenches.

The show streams live every Monday at 4 pm on the social media accounts of both hosts to provide an authoritative look at the latest shifts in the condo market.

Episode Overview

In this episode of the Miami Condo Mondays™ podcast on March 23, 2026, co-hosts Jenny Huertas of CVR Realty and Peter Zalewski of the Miami Condo Investing Club™ explore how tumbling Vintage prices and soaring Overall inventory are creating severe friction in Sunny Isles Beach as the Winter Buying Season winds down in less than 40 days.

The latest data for this analysis was collected for the upcoming Sunny Isles Beach Condo Correction Walking Tour™ scheduled for 10 am Saturday, March 28, 2026.

Sunny Isles Beach is defined as Haulover Beach Park north to Golden Beach, and the Atlantic Ocean west to the Intracoastal Waterway.

The discussion centers on how this former Motel Row targeting working-class tourists has rapidly transformed following its 1997 incorporation into a corridor—dubbed Billionaires Row—featuring ultra-luxury condo towers with price tags exceeding $10 million per unit.

During the 76-minute podcast, Huertas and Zalewski discuss how local officials have embraced luxury condo developers aspiring to build some of the tallest structures in South Florida.

Many of these towers increasingly feature international brand names such as Armani Casa, Porsche Design and Trump licensed by developers who are hoping to achieve maximum prices from wealthy buyers.

The discussion highlights how these ultra-luxury highrises are currently skewing Overall market metrics while disguising a nearly 6% drop in the price per square foot in the first three months—November 2025 through January 2026—of the Winter Buying Season, according to a recent report.

The realtime metrics have exposed a fundamental imbalance in Sunny Isles Beach with more than 1,100 condo units listed for resale, representing nearly 22 months of supply.

This level of condo resale supply indicates Sunny Isles Beach is in a Severe Buyers Market, according to the Miami Condo Supply Tracker™.

It is worth noting that while Overall condo prices are down on a per square foot basis, the situation is dramatically different for Vintage units that are at least 30 years old.

Vintage condo sales prices are down nearly 19% on a price per unit basis and about 13% on a per square foot basis in the first half of this Winter Buying Season compared to a year ago, according to the data from CVRRealty.com.

Cash-strapped owners of Vintage condos are scrambling for the exits as rising maintenance fees, hefty special assessments and pricey insurance premiums have made it cost prohibitive for many in the aftermath of the Surfside condo collapse.

We call this the Florida Condo Association Financial Cliff.

This is copy of a live podcast recorded Fridays at 4 pm in Miami featuring real estate advisor Daniel Hernandez of Compass Real Estate and analyst Peter Zalewski of the Miami Condo Investing Club™.

Welcome to Buy, Sell, Hold Miami™ weekly podcast for a no-nonsense perspective on South Florida real estate from a pair of locals with differing opinions.

Each week, real estate advisor Daniel Hernandez of Compass Real Estate and longtime analyst Peter Zalewski of the Miami Condo Investing Club™ break down the housing market headlines, unpack policy changes and provide unfiltered analysis on everything from condo terminations to Vintage unit fire sales, luxury speculative homes to developer strategies.

Whether you are a homeowner, investor or real estate professional, Hernandez and Zalewski will give a local perspective on what is really happening across the tricounty South Florida region of Miami-Dade, Broward and Palm Beach with no fluff, no hype and plenty of data-backed opinions.

We call balls and strikes on when to buy, sell and hold.

Episode Topics

For the March 20, 2026, podcast, Hernandez and Zalewski give their take on the following five topics:

1. Big Cities Worried About Taxes Too

2. ‘The Market Is Great’

3. Beach Is So Back

4. Florida Legislature Goes Loco For Live Local

5. Data Center-Rama

This podcast is broadcast live at 4 pm (EST) on the social media accounts of Daniel Hernandez and Peter Zalewski.

Episode Overview

In this March 20, 2026, episode of the Buy, Sell, Hold Miami™ podcast, Hernandez and Zalewski cut through the local rhetoric, delivering straight talk on five of the biggest topics of critical importance to South Florida investors.

The hosts discuss each topic and then announce whether each of them is a Buy, a Sell or a Hold on the issue. Their verdicts often differ, leading to sharp debate on the issue before moving on to the next topic.

During the 64-minute discussion, Hernandez and Zalewski analyze the proposed elimination of homesteaded property taxes across the tricounty South Florida region of Miami-Dade, Broward and Palm Beach.

The debate centers on a potential $72.8 million shortfall in the Fort Lauderdale general fund representing 14.0% of its revenue.

Zalewski and Hernandez examine the resulting pressure on the city to potentially shift the tax burden onto tourists via about a $5.54 surcharge per visitor.

The hosts investigate whether these revenue losses will jeopardize funding for arts, public health institutions and parks.

They analyze the long-term sustainability of municipal budgets if ad valorem taxes—which are based on the assessed value of a property—are eliminated in a statewide referendum.

In this episode of Condo Capitalism™, Paul Sardon of Sardon Law And Title discusses how lenders are counting on a retooled foreclosure system to avoid repeating the mistakes of the Great Recession.

Condo Capitalism™ is a weekly podcast hosted by Peter Zalewski of the Miami Condo Investing Club™ that provides data-driven analysis on distressed real estate—foreclosures, shortsales and bank-owned REOs—in the tricounty South Florida region of Miami-Dade, Broward and Palm Beach.

The program tracks the Florida Condo Association Financial Cliff, where rising maintenance fees, special assessments and insurance costs are squeezing cash-strapped owners.

On the show, experts analyze how the national “two-sided risk”—rising inflation and falling employment—magnifies these local pressures, potentially forcing a capitulation by owners who can no longer afford condo living.

Join Peter Zalewski at MiamiCondo.Club for a livestream every weekday at 4 pm (Miami time). On-demand recordings of all shows are available here.

Episode Overview

In the March 19, 2026, episode of the Condo Capitalism™ podcast, host Peter Zalewski interviews Miami real estate attorney Paul Sardon of Sardon Law And Title about the overarching changes lenders have implemented to better handle any future 2008-style condo selloff in South Florida.

The discussion explores the idea that financial institutions—which learned from the Great Recession—have overhauled their internal systems to be better organized to handle a surge in distressed real estate before it jams up their operations.

During the 77-minute discussion, Sardon and Zalewski reminisced about the South Florida foreclosure crash of 2008 through 2011 that resulted in some borrowers remaining in their properties for years without paying their mortgages.

Sardon explained that the current process has been retooled, resulting in a streamlined approach where an entire foreclosure—from a default to an auction—can be completed in as little as 120 days if the courts are not flooded with cases.

Unlike the previous crash where many borrowers avoided long-term liability, Sardon said lenders are now more aggressive in pursuing personal liability including deficiency waivers and tax consequences known as a 1099-C for debt cancellation.

The revamped foreclosure process—which has not yet been stressed tested—could face its first challenge in the near future in South Florida.

Cash-strapped condo owners are increasingly facing rising maintenance fees, hefty special assessments and pricey insurance premiums in the aftermath of the post-Surfside legislation.

We call this the Florida Condo Association Financial Cliff.

In this episode of The Peter Zalewski Show™, economist Anita Funtek discusses how the South Florida residential market faces a tech upheaval similar to the collapse of the taxi medallion system.

The Peter Zalewski Show™ features one-on-one interviews with South Florida business leaders focused on the systemic pressures of real estate, finance and the global economy.

Hosted by Peter Zalewski of the Miami Condo Investing Club™, the program is broadcast live every Wednesday at 4 pm at MiamiCondo.Club and across all realtime social media platforms.

The objective of the show is to deliver straight talk, share institutional knowledge and provide data-driven analysis on the macro and micro economic forces shaping the tricounty South Florida region of Miami-Dade, Broward and Palm Beach.

By prioritizing candor over politeness, The Peter Zalewski Show identifies the existing and emerging players, latest trends and structural shifts occurring from Greater Downtown Miami to Fort Lauderdale to West Palm Beach.

Episode Overview

In the March 18, 2026, episode of The Peter Zalewski Show™ podcast, host Peter Zalewski interviews Anita Funtek—an economist, real estate broker and founder of the Future Institute Of New Environment—to dissect a structural shift in the housing market from the Florida Keys north to the tricounty South Florida region of Miami-Dade, Broward and Palm Beach.

The conversation identifies a critical pressure point where skyrocketing insurance, maintenance fees and special assessments are forcing a total recalibration of building standards and methods across South Florida and the Florida Keys.

During the 71-minute episode, Funtek—who produced the Miami New Construction Show at the Miami Beach Convention Center a decade ago— explains why the traditional model of luxury over substance is no longer viable for a new generation of mobile, environmentally conscious buyers.

The dialogue between Funtek and Zalewski focuses on the “Living Laboratory” being established in the Florida Keys, a climate-exposed testing ground designed to prove the efficacy of 3D-printed housing and hurricane-proof materials for broader application in Miami, Fort Lauderdale and West Palm Beach.

Listeners will discover how new legislation regarding Accessory Dwelling Units (ADUs) is creating a release valve for South Florida’s affordability crisis, allowing homeowners to offset the systemic pressures of the Florida Condo Association Financial Cliff.

This episode serves as a realtime scoreboard for market sentiment, contrasting the “cautiously optimistic” talking points of traditional economists with the hard data of a market where prices remain 40.0% above prepandemic levels.

From the impact of the Iran War on global capital flight to the rise of robotic construction, this deep dive provides the technical and cultural nuance required to navigate the changing South Florida residential real estate market at this pivotal time.