New to Investing and want to find out how and where to start? Listen to this!!

This is a short section from the podcast with the founder of financial education page Mypf.my Stephen Yong who is a licensed financial planner as we discuss on how important credit card is to build credit score in Malaysia and also whether you should get it? 

On this episode we have a special guest Stephen Yong, he is a licensed financial planner and also founder of Mypf.my.  He shares with us on the financial mistakes youths make and also into how the youths can be more financially literate.  There are also insights to how students can start investing at a young age and slowly build up their wealth.  

If you are interested in getting a headstart with your finances, Stephen is offering a 10% discount off his financial planning service just for MIC'ED UP listeners.  Here's the link to get free 30 days access to MyPF Premier, a free consultation with a licensed financial planner & 10% off for students for financial planning fees (from as low as RM300 for a Financial Health Check).

Promo code [micedup30]

https://mypf.my/financial-planning/?ref=micedup30

As usual stay awesome!! And take care

Timestamp

0:27 - 3:45 = About Stephen Yeong

4:20 - 7:03 = Financial planners' Job scope

7:43 - 12:12 = Should students have their own financial planner & 3 Different models of financial planning

12:22 -  13:22 = What does it mean to be financially literate

13:22 - 16:24 = 7 Stages to reach financial independence

16:35 - 18:16 = Thank You Economy

18:33 - 21:02 = Most common financial mistakes that students make

21:02 - 22:41 = The fine line between self-treat and overspending

22:41 - 23:49 = Two-sided face of credit cards

23:49 - 25:52 = Should students own credit cards?

25:52 - 28:12 = The catch of investment

28:12 - 33:31 = Licensed robo-advisory

29:10 - 30:05 = 5 Asset classes in asset allocation

33:31 - 37:10 = Percentage of money to allocate into each asset class 

37:29 - 39:36 = Ways for students to be more financially literate?

39:36 - 41:40 = How to select the best financial planning course & means

41:40 - 43:50 = Final advice for youths

Chithrah is a Behavioral Neuropsychologist, Coach and Yoga Instructor.  And today she is here to share with us 7 Steps on How to Focus Your Energy to the things you want to do.  

Enjoy and Stay Awesome! 

On this podcast we talk to Nicholas Ng, he's a final year medical student, behavioral coach and also a personal trainer.  We discuss matters regarding to sleep, productivity and also how as students it's all about the mindset that limits us to achieve more.  

1:25 - 2:00 = Nicholas' Background

2:00 - 4:42 = Behaviour Change specialist (i.e. Coaching) + Medical student

5:34 - 6:27 = Productivity based on time of the day (Productivity standpoint)

6:27 - 8:27 = Sleep & productivity (Health standpoint)

8:54 - 9:31 = How does sleep affect your performance 

9:31 - 11:06 = Coffee & energy drinks to boost your day

11:22 - 12:24 = I'm young so I don't need a lot of sleep

12:24 - 13:06 = I want to sleep, but I can't!

13:06 - 14:14 = Balancing sleep and productivity

14:48 - 15:47 = How do we get the best out of ourselves?

16:34 - 18:51 = Having a 'constantly improving' mindset

19:19 - 21:00 = Learning from young-trained coaches

21:00 - 23:01 = Are young personal development coaches just emulating successful figures?

23:01 - 24:22 = Fine difference of hypocritical personal development enthusiasts

24:22 - 27:15 = How to get through CMCO

27:25 - 30:33 = Book & Podcast recommendations 

30:33 - 33:20 = Should we specialise in anything? Are schools & universities really teaching us to specialise?

34:20 - 36:04 = Nicholas' final comments

Hope this episode brings you value!! Stay safe and stay awesome!!

Benjamin Cheong (@ben.c311) is a 4 times Sukma Gymnast and very passionate in how the body works and also how to maintain it.  He is currently finishing up his course as a Physiotherapist in the UK and advising clients on how to better take care of your body. 

Hope this brings value to you in some way and do drop a feedback in the comments!! Stay awesome my peeps!!  

Follow us on Instagram  

Mic'ed Up - https://www.instagram.com/miced_up/ 

Ben Cheong - https://www.instagram.com/ben.c311/  

Timestamps 

1:06 - 2:08 = Why did Ben choose physiotherapy? 

2:08 - 3:08 = Physiotherapy course duration 

3:08 - 4:25 = Causes of injury in student athletes 

4:25 - 8:17 = How to prevent sport injuries 

8:17 - 9:29 = Importance of sleep 

9:29 - 10:45 = Are healthcare practitioners hypocrites? 

10:50 - 14:19 = Playing sports with unrecovered prior injury 

14:19 - 15:42 = How Covid-19 impacted one's physical health 

15:42 - 16:55 = How old injuries may have long-lasting effects  

16:55 - 19:45 = Would having a personal trainer/coach help avoid injuries? 

19:45 - 22:32 = How to choose the right personal trainer/coach for you 

22:41 - 26:22 = Tips on how to take care of one's body 

26:22 - 27:20 = Closing remarks

On this episode we have Wen Chun who is an e-commerce store owner and a final year degree student to share with us how he runs his e-commerce store and also how he approaches life being an aspiring entrepreneur while still studying.

0:20 - 0:35 = About Wen Chun

0:35 - 2:52 = Turning point in life & entrepreneurship

2:58 - 5:45 = Journey in e-commerce & starting Vibelightsmy

5:45 - 7:01 = How well is Vibelightsmy doing?

7:01 - 9:08 = Struggles in setting up Vibelightsmy

9:08 - 9:53 = Vibelightsmy being run on a one-man show

9:53 - 11:40 = Views on importance of network for e-commerce

11:40 - 15:06 = Comparing oneself to others when networking or when on social media

15:06 - 17:20 = Unfair advantage of being the brother of a Key Opinion Leader (KOL) younger sister

17:20 - 18:54 = Future ventures & projects

19:09 - 19:50 = Book recommendations

19:50 - 20:18 = Advice for fresh graduates & young adults

20:18 - 21:33 = Importance of college or university degree

21:45 - 22:09 = Last words 

22:09 - 23:57 = Experience travelling across Europe 

23:57 - 25:00 = Curating contents on Instagram

On this episode, Dr. Ng Oon Ee who is a lecturer in a local university discusses with us important issues regarding to the current state of education in our country and how we transition to online learning in the midst of this pandemic and also the most important question IS COLLEGE WORTH IT NOW?  

Hope this podcast helps you in some way 

Enjoy and Stay Awesome  

Timestamp  

0:40 - 1:20 Introduction 

1:49 - 3:25 Benefits of online classes for lecturers 

3:29 - 6:28 Do students speak out and ask questions more often in online classes? 

6:36 - 16:29 Should university fees be reduced? 

16:35 - 18:48 The strength of students' voices  

18:58 - 25:39 What can students, lecturers and the university do about the quality of online classes? 

25:44 - 28:57 Assessments moving from assignment-exam to 100% based on assignments 

29:04 - 31:41 How do lecturers know if their students are paying attention during online classes? 

31:47 - 33:18 Reason why certain lecturers do not turn on their webcams  

33:24 - 36:02 With online classes, should the duration of lessons be shortened? 

36:02 - 37:20 If there will ever be a university which runs 100% online; Theoretical and practical learning 

37:25 - 41:45 Are universities currently still worth the price? 

41:47 - 42:26 College as a rite of passage to allow students to find out what they really want

On this podcast episode we have Shereen Kaur (@littlebrushesbigdreams) who is a Corporate HR Manager, Freelance HR Consultant, Certified Trainer and also an Entrepreneur.   She has had many years of experience in Human Resources Management and was very kind to help us to answer some of our questions we have when we apply for jobs and also the companies perspective on new job applicants.  

Timestamp

00:57 - 5:33 = Expectations for startups or big corporations 

5:33 - 6:55 = Is networking important when one is looking for a new job? 

6:55 - 8:45 = Approaching employee seekers / companies on LinkedIn  

8:45 - 11:42 = Importance of social media to set an employee's image for the employer 

11:57 - 13:53 = How should a resume be like? (Simple, complicated, design-based, etc.) 

13:56 - 16:08 = Is mass job applications necessary? 

16:10 - 16:59 = How does AI pick out good resumes? 

17:02 - 19:13 = Differences between a CV and a resume 

20:02 - 20:53 = Asking potential employer questions during the interview 

21:03 - 23:30 = 3 main advices for a smoother job application process 

23:35 - 25:30 = Changes in employability or industries due to Covid-19  

Hope this podcast brought you value!!  

Stay Awesome

On this episode we have TikTok influencer David, or you might know him as @matsalehmamat.  How do you create videos that stands out and captures your audience?

David now shares on how he taps into his creative side to create TikTok videos, how to consistently put out content consistently and how can YOU create content to captivate YOUR audience.  

Instagram: @davidzafer

Tiktok: @matsalehmamat